Evan Rugen’s Playbook for Funding Any Business Without Revenue

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Welcome to the Level Up Podcast. I'm your host, Paul Alex.

Speaker 1 I went from being a comp to an eight-figure entrepreneur that helps average people like you and me make money every single day.

Speaker 1 I created this podcast to help you get motivated and to crush your goals. Let's win together.

Speaker 2 Remember, I have your six.

Speaker 1 Get ready to level up right now.

Speaker 1 Hey guys, and welcome back to the level up podcast. This is Paul Alex.
And guys, here is the latest update with our ranking.

Speaker 1 We are currently top 19 in all podcasts and all categories, guys, which is phenomenal. We wouldn't be able to get up there if it wasn't for you guys, the listeners and the viewers.
Thank you again.

Speaker 1 With that being said, guys, we have another phenomenal guest here. As you guys know, we bring the best of the best in every single industry.
He goes by the name of Evan, guys. Okay.

Speaker 1 He is one of the founders and owners of Let's Get Funded, one of the fastest growing funding companies out there. So, guys, if you guys are looking to get funding for your business at 0%

Speaker 1 interest,

Speaker 1 oh my God, this is the man you're going to want to listen to, guys. So, we're going to talk about a little bit about his background and more about what he can offer for you.

Speaker 1 Value-based entrepreneur, guys. Evan, welcome to the show.

Speaker 2 Thanks for having me, brother. Good to be here.

Speaker 1 Dude, I'm pumped to hear how you guys could get people OPM, dude, other people's money, because that's what it's about, dude, leverage, right?

Speaker 2 Yeah, a million percent.

Speaker 1 So tell us a little bit about yourself. Where do you come from before getting into business, brother?

Speaker 2 Yeah, so I'm originally from upstate New York.

Speaker 2 Grew up with a town of one traffic light.

Speaker 2 Very, very rural, right? So every single human, every single person I come across, everybody has something, something to offer right

Speaker 2 but yeah originally from upstate New York moved to New York City when I was 19 with $500 in a duffel bag

Speaker 2 started selling real estate

Speaker 2 started selling I think my first year did like $19,000 at my peak the New York Times called me the frat whisperer did about three million dollars in revenue and I'm like this is getting out of control a little thing in 2020 happened called COVID right yep where I took a you know took a little sabbatical came down to Florida thought about my life like all right I want to get to the other side of the transaction I don't want to be the broker anymore I want to be the owner owner, operator, developer, right?

Speaker 2 So I started doing that, bought my first deal in upstate New York, bought it for $58,000, renovated it, put in $200,000, used business credit.

Speaker 2 The bank's like, all right, this house is now worth $450,000. I'm like, okay, this is pretty cool, right? Did that at scale.

Speaker 2 You know, real estate's interesting where money is everywhere, but in your pocket. And I'm like, all right, I need a way to get access to capital.
Didn't know how to do it.

Speaker 2 Got a collection of my car report. I'm this big guy, flex on Instagram with all this, you know, millions of of dollars of real estate, but I can't go to a bank and get $5,000.

Speaker 2 I'm like, I have to fix this. Yeah.
Right. So I fixed my own credit, built on my credit profile, got access to business funding.

Speaker 2 To this day, I've gotten $1.1 million of funding without ever providing a tax return or a bank statement and without ever paying a dollar of interest. Wow.
And I'll put that record against anybody.

Speaker 2 I've never met anyone who's gotten more funding than myself.

Speaker 2 And now I just teach other people how to get access to that capital to grow or scale their business.

Speaker 1 Dude, I love that because number one, you're leading by example. Right.

Speaker 1 Dude, you actually did the thing right you did the social proof you did the work right so you have the actual history to back what you do right i love that so where exactly okay did you learn about money and credit did you uh learn it growing up um did you learn it did you have a mentor dude because i'm really big on self-education man right so as you're going through your real estate venture right did you have like a friend did you have a spouse did you have a mentor that was just like yo this is this is the sauce well it was always a little bit in the background, right?

Speaker 2 I mean,

Speaker 2 to graduate high school, you make do a senior thesis. I don't know if you had that.
My course was financial literacy. You should be a required course to graduate from high school.

Speaker 2 But, you know, later on, I realized they don't want you to learn financial literacy because you go to high school to get a job, right? That is the number one way to get out of your job.

Speaker 2 So that's why they don't teach it. But no, it was really just like my back was against the wall.

Speaker 2 I was in Minnesota. I think it was the date was April 12th, 2022.
Again, I had six, $7 million real estate, bunch of rentals, whatever. And I look at my credit karma.

Speaker 2 my credit score is down 60 points like what is going on that's that's that's that's insane my my girl that I was like oh my god you have a stroke like yeah this is my lifeblood this is how I you know because I have a bunch of bridge bridge loans whatever and I need my credit score because for every 10 points your credit score is lower on average you pay an extra thirty thousand dollars over the course of your loan so like you know you're swimming upstream if you're that's great information man right I never knew that right yeah it's like it's not even about the business money it's like yo build out your credit score your life is more difficult if if your credit score is not built out but anyway back against the wall, that's how I do best, right?

Speaker 2 I need to refinance all these high-leverage bridge loans. And I have all these investors.

Speaker 2 I'm, you know, flexing on Instagram, but at the end of the day, like I said, I can't go to a bank and get money. So I'm like, I need to learn how to fix my credit, right?

Speaker 2 I never bought a course, never bought anything online. I think one day I'm like, yo, I'm going to lose my properties.
Let's like figure out how to do this. So that's step one.

Speaker 1 What year was this?

Speaker 2 This is 2022. So not that long ago.

Speaker 1 So 2022, right after COVID, I mean, everything's getting sort of back to normal, sorta.

Speaker 2 Really?

Speaker 2 I bought the properties during COVID, you know and I the the properties were on a two-year bridge loan where you you know renovate refinance all that stuff but I needed to refinance yeah and all the loan the loans were coming to maturity I'm like I need to get out of these loans yeah but I couldn't because I had that bad credit score wow wow okay so what was the next step that you did so I mean to to be real i messaged probably I was in crisis mode back against the wall i'm like all right i've been putting this off i'm losing sleepover every single night i'm walking around town with a 600 credit score i think i i met i typed in uh fixed my credit on Instagram, messaged 15 people.

Speaker 2 One guy got back to me. I never bought a course before.
I was always, oh, courses are scams. Paid that guy $1,000, taught me how to fix my credit.
I think the next month I bought like 15 courses.

Speaker 2 I'm like, courses are awesome.

Speaker 2 So fixed my own credit. I'm like, okay, this is a real thing, right? My score went from, and the cool thing about credit is you have a scoreboard, which is your credit score.
right?

Speaker 2 I think it's a pre-qualification to get into credit. You actually have to display your credit score at all times.
I have an H28 credit score. Yeah.
But it wasn't always like that.

Speaker 2 So step one, number one, fix fix my own credit right step number two i'm like all right this this is cool how can i how can i build this out so get high limit credit cards add my rent to my credit remove all my previous addresses remove my inquiries and then you know i'm like the the hot girl at the bar you know i can walk into any bank and get anything i want right because that's step three is after you fix your credit you built out your file then you can get access to the business funding right so i fixed my credit i saved my real estate portfolio i got access to more business funding right to purchase more real estate renovate more properties and then a funny thing started happening where more people were reaching out to me for my real estate, for my funding and credit services because we actually fulfill, we actually get it done than my real estate services.

Speaker 2 And I'm like, you know what? It's a lot easier to fix a hyperlink than it is to fix a pipe, right?

Speaker 2 I don't know if you have any real estate exposure, but pipes are breaking, tenants aren't paying you, you're getting sued, all this crazy stuff. But you know what? Let's try this digital money.

Speaker 2 And that was about two years ago when we launched Let's Get Funded.

Speaker 1 So around 2023, you have an epiphany. And you're like, dude, I'm in real estate.
I love it. I'm good at it.
But at the end of the day, I'm going to take the path of least resistance.

Speaker 1 Digital money. And that's what everybody wants to learn.
I feel like digital money is what I like to call NAD, which is the new American dream. Absolutely.
It truly is.

Speaker 1 So

Speaker 1 you go ahead and you start Let's Get Funded. Okay.

Speaker 1 Tell me more about that. How does that help people?

Speaker 2 Well,

Speaker 2 the first thing to backtrack a little bit, we were LVL group and I was, you know,

Speaker 2 something I like to call domain hunting, right? And I saw

Speaker 2 Let's Get Funded. It was about to expire, about to expire.
And I have this domain broker who, you know, just chubby guy with a ponytail. And I'm, I'm, and I was using him to get this domain, right?

Speaker 2 And I was able to purchase let'sgetfunded.com for one whole payment of $19.99, less than $20. That is awesome.
Yeah.

Speaker 2 And since then, I've been offered well into the six figures to buy the domain, never selling, right? But I, you know, use that funnel to help people, again, get access to money, fix their credit.

Speaker 2 Even if you're a Canadian citizen or you don't have a social, we're actually helping people build out their ITIN, build out their business credit profile internationally, still get access to funding, and it sort of speeds up their route to citizenship in America.

Speaker 1 So you're able to help everybody in the U.S. in any state.
Correct. And then you're able to help Canadians.

Speaker 2 And anyone in the world. All my Philippines.
I have about 20 VAs in the Philippines. We're getting all of them ITINs so

Speaker 2 they can get American Express, you know, Chase, all that stuff. They're going going to be flexing out there.
Dude, that's amazing. Yeah.

Speaker 2 Well, I was walking in the Philippines a couple weeks ago and I looked up and I'm like, oh, the biggest tower in downtown Manila is the Amex Tower. It's like there must be something going on here.

Speaker 2 Sorry.

Speaker 2 And I looked it up and I'm like, yeah, all these people can be funded. They just need to build out something called an ITIN, which is, I think, international tax identification number.

Speaker 2 You need to build that out, but you can still get $100,000, $150,000 without a social. Wow.
Yeah.

Speaker 1 That's amazing, man.

Speaker 2 You know,

Speaker 1 a lot of people don't know what companies to trust, what companies to go with, what companies are going to fulfill. Like you said, we actually fulfill.
Yeah. That's important.
Yeah. Right.

Speaker 1 So let me ask you this question. What is the most common issue that people that have bad credit, what are they facing based on what you guys see?

Speaker 2 Well, it's not even bad credit. You know, there's so many guys that come to us with a 740, 750 credit score, which is great.

Speaker 2 But the thing you have to understand about business credit is, look, you buy real estate, the collateral is the real estate. If you don't pay, they take that that back.

Speaker 2 With a car, the collateral is the car. If they don't

Speaker 2 pay for the car, they repossess the car, right? I feel like that happens a lot in Miami with these Lambos. Absolutely, it does.
But with business credit, there's nothing they can take back.

Speaker 2 They can't take you back. So it's not only about fixing the credit, it's making sure you're verifiable.
Making sure

Speaker 2 when the bank looks you up, they're like, okay, this is a real human being. This is an identity theft, right? So it's a small things.
Removing all previous addresses off your file, right?

Speaker 2 Removing all inquiries off your file. Making sure you have a tier one bank on your credit, like a Chase, like a Bank of America.

Speaker 2 Because at the end of the day, you know, that small difference, right, can be the difference of you getting approved for $75,000 at 0% or denied.

Speaker 1 That's powerful, man. And then what qualifications do people need to get, let's say, funded or money at 0% interest? How does that work?

Speaker 2 It's completely predicated on your personal credit score.

Speaker 2 You don't need to build out your business credit. You don't need to have a business that's making revenue.
Yeah, it's completely predicated on your personal credit score.

Speaker 2 All you need is a 700 FICO or above, and you can can get access to $100,000 at 0%.

Speaker 2 I mean, myself personally, I've gotten $1.1 million and never paid a dollar of interest, but I don't set the expectations that high. But that's who they're learning from and working with.

Speaker 1 Yeah, no, absolutely, man. You're definitely leading by example.
I mean, you're showing your social proof.

Speaker 1 You're telling people, hey, I was able to get $1.1 million in funding with zero interest, which is phenomenal.

Speaker 2 Never paid a dollar of interest.

Speaker 1 It's phenomenal. Yeah.
You know, and I'm pretty sure you're promoting that on social media, saying like, hey, guys, I want somebody, I want to challenge everybody out there, right? You should, dude.

Speaker 1 i'd be awesome yeah so let's say if someone has a job and no business right can they still get funded yes yeah i mean the first step is forming your llc right um

Speaker 2 and again obviously that's very easy a lot of people that's where they even mess up they're like i already formed my llc and it's you know kj's construction or or rick's dispensary banks don't want to lend money to a high-risk industry which is you know real estate dispensary they love you know consulting you know technical consulting, because it doesn't cost money to talk to somebody, right?

Speaker 2 It's a very high-margin business. So you can't really help yourself with it with the name of your LC, but you can only, you know, hurt yourself with it.

Speaker 2 So there's a lot of very, there's about 75 different things that you can do or say that can lead to an automatic decline.

Speaker 1 No, absolutely, man. And my audience, so, so you know,

Speaker 1 man,

Speaker 1 right now, this is

Speaker 1 very important. Why?

Speaker 1 Because we talk to so many people, dude. We get about 100,000 downloads a day on the podcast, right?

Speaker 1 But a lot of people, they just, they're not believers, dude. Right.
They're not believers.

Speaker 2 Did you always believe

Speaker 1 in, like you said, what stopped you from getting a course in the very beginning? Remember, in the very beginning, you were like, dude, I thought courses were scams. Why was that?

Speaker 2 I mean, just popular conviction I've seen online, you know, just people talking about them. And then I realized, you know, I think, you know, college enrollment is down 25%.

Speaker 2 Where are those people going? They're getting information from somewhere. Correct.
Why not getting information from someone who has that specific information?

Speaker 2 And to be completely real, Bob, is that there are a lot of scammers out there. There is.

Speaker 2 And my background a little bit, my dad's a chiropractor. My uncle's a chiropractor.
Actually, I've two uncle's out there chiropractors. My grandfather, chiropractor.

Speaker 2 I'll be real, like, I'd say two, three out of 10 chiropractors.

Speaker 2 are maybe even higher are just quacks they're weirdos right so so many people hear about chiropractor they're doesn't work for me blah blah, blah, blah. I have a guy in your office right now, right?

Speaker 2 He had

Speaker 2 an injury 10, 15 years ago, and no one's ever been able to fix it. He had the suction cups in the back, all this different stuff.
I'm like, my dad's never made six figures.

Speaker 2 And I asked him, you know, why? He's like, well, I fixed their problem. There's no, there's not money in real chiropractic, right? I'm like, Jeff, please go up there, right? This is a month ago.

Speaker 2 And he came back and he's like, dad, your dad is a master of his craft. He feels better.
He's helped, you know, and it's the same thing with financial literacy and courses.

Speaker 2 It's like it's very much in my power. I'm able to help these people.
So I have no problem doing it.

Speaker 1 So now, what do you tell people that tell you, hey, man, I'm not sure of doing business with you. I'm not sure about these other people that are selling courses or programs or services.

Speaker 1 Now that you're on the other end of the table, dude, how do you handle this type of objections?

Speaker 2 And that's a completely real objection. I'd say join my 20,000 person free community.
Get free value. As soon as you're onboarded, we do absolutely for free.

Speaker 2 We remove all your inquiries on one bureau. So you see real results.
You get the nice text message. Hey, blah, blah, blah.
We just removed all your hard inquiries of these bureaus.

Speaker 2 Then we have the scoreboard, which is credit, which is your credit report. They see your credit score go up and they're like, okay, this is real.

Speaker 2 Because people doubt what they're told, but they accept what they conclude themselves. Yes.
So they join the free community. They're like, okay, this is real, right? Okay, I can get access to capital.

Speaker 2 Where do I, you know, invest that money? Maybe

Speaker 2 a venture like Cash Web, you know, something like that. So I'd say for those people, join my free community, get some free value.

Speaker 1 I've spoken to hundreds of entrepreneurs, and one thing I consistently see them struggle with is their sales process. It's a total mess.

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Speaker 2 This next one's for all you CarMax shoppers who just want to buy buy a car your way.

Speaker 1 Want to check some cars out in person?

Speaker 2 Uh-huh.

Speaker 2 Want to look some more from your house? Okay.

Speaker 2 Want to pretend you know about engines? Nah, I'll just chat with CarMax online instead. Want to get pre-qualified from your couch?

Speaker 2 Want to get that car?

Speaker 1 You want to do it your way.

Speaker 4 Want to drive?

Speaker 2 CarMax.

Speaker 1 I love that, man.

Speaker 1 You're providing value. You're providing them with a service.

Speaker 1 And they're not going to be able to do that.

Speaker 2 We lose money on that service.

Speaker 1 I was going to say, because you have to hire your employees, you have to hire somebody to process that, right? So that's amazing, man. And how long have you had that community for?

Speaker 2 About a year and a half. That's phenomenal.
We're top 10 in school all time.

Speaker 1 Dude, 20,000 members in a year and a half. That's amazing.
Congratulations, my friend.

Speaker 1 I love that, dude. That means you are a servant leader, dude.
You are actually providing value for that many people to come to your community, brother.

Speaker 2 Yeah, I mean, that's good. What is the quote? A leader is a distributor of hope, right? And they have to see those results.

Speaker 2 And when they see the results, they're like, okay, wow, this is a real thing.

Speaker 2 And we've had, you know, so many people where we've changed their lives, whether it's getting funding to finish, even my own employees. I hired this one guy.
He was stuck on a fix and flip.

Speaker 2 He was $100,000 short. He just didn't know where to go.
We got him the $150,000. He finished the renovation, refinanced.
He just has a better life.

Speaker 2 It's something like very much my power I can help these people with.

Speaker 1 Yeah. No, absolutely, man.

Speaker 1 And also with helping people with their credit repair, getting funding, do you offer any type of like coaching, like advice that you can tell and direct people to how to properly use the funds?

Speaker 2 Yeah, absolutely. I mean,

Speaker 2 like I said to you earlier, if you want to make a lot of money, do what everyone needs, but no one wants to do. Yeah.
So commonly, people come to me. It's, it's, it's an epidemic right now.

Speaker 2 I want to buy an Airbnb. I want to buy a laundromat.
Sure, those are great vehicles. You make money, anything.
But when there's extreme competition in something,

Speaker 2 all the revenue gets competed away so i'm like hey man go in the chat gpt type in that quote what are 10 businesses that no one wants to do but everyone needs you know uh waste management you know johnny robinson cleaning cleaning services right your your venture cash swipe all these things that you don't even think about right don't go for the low-hanging fruit of you know uh of airbnb everyone's doing it right and airbnb in particular it's a great product don't get me wrong great for tax benefits but you have so much competition it's a smart and sexy business guess what you have smart and sexy competition right I'd rather compete with a garbage man than I would with a, you know, you know, interior designer.

Speaker 1 Yeah. No, absolutely, man.
And that makes a lot of sense.

Speaker 1 So

Speaker 1 besides the communities, or I'm sorry, the vehicles that you stated. Right.
Okay.

Speaker 1 If you were on the other end of the table and you just got funded, what would be the top three businesses you would do right now?

Speaker 2 Well, I mean, to be, if you have the personality for, I'd say, I don't know about top three, but, you know, like, or the number one.

Speaker 1 Let's go with that.

Speaker 2 The number one is building a community.

Speaker 2 And on the community, again, if you have the if you're a bland person and you don't want to talk to anyone, maybe don't start a community, but you want to look for things where you're early.

Speaker 2 You remember Instagram years ago, or Snapchat, or TikTok, it's easiest to grow when you're early on a platform.

Speaker 2 Think about all these platforms that just came out where you're monetizing your followers. I think the top three are school, WAP, fan bases.
Correct.

Speaker 2 All these platforms are coming out to monetize your audience. I started this year at,

Speaker 2 I think, $1,500 recurring every single month. I'm like, oh, $1,500 pays for half my rent.
Not bad. Now we're at $50,000.
I love that. You can't, I mean, that's in six months.

Speaker 2 The fact that you can go from zero to $50,000 in recurring revenue, right? Think about how much money in real estate you need to buy to get $50,000 in recurring revenue. A whole lot, brother.
Yeah.

Speaker 2 And because I respect you, I'll tell you, we're halfway through the year. By the end of the year, we'll be at $100,000 recurring.
Yeah.

Speaker 2 When I see you at the holiday party, I'll be like, hey, man, remember, you know, I made a challenge for myself. I'm a believer.

Speaker 1 I'm a believer, dude.

Speaker 2 Because value is,

Speaker 2 or sorry, money is only an issue in the absence of value, as you've seen with your offer. Yeah.
Right.

Speaker 1 100%, man. And when you're providing that much value, when you have the proof and it works over and over again, oh yeah, dude, it's no-brainer.
Yeah. You know, it just, it just makes sense.

Speaker 1 Copy and paste. So

Speaker 1 you also help people start online communities. Right.
Okay. How does that work? What is the process? Let's say if I was a client, you just funded me, dude.

Speaker 1 I got, you know, $50,000 to invest into an online business because, like I said, it's the new American dream, dude. People want to build a digital product.

Speaker 1 What would be the steps that I would go through with working with your team?

Speaker 2 I mean, really, exactly what we just described, but in not so many words, you know, understand what your skill set is, you know, what your lead magnet is.

Speaker 2 How are you going to, you know, again, you give away the pretzels so people will buy the water. You know, what is that lead magnet?

Speaker 2 Get people through the door so they can see, okay, this is a real thing, right? And then what is your upsell? What is your downsell? What are your channels?

Speaker 2 You know, what does your fulfillment look like?

Speaker 2 Very simply, any info, any online product, and you know this, is advertising, setting, closing, fulfillment, right? Advertising, letting people know you exist, right?

Speaker 2 Setting, getting them conditioned, getting them ready to buy, like through a lead magnet. Closing, you know, getting them over the finish line.

Speaker 2 fulfillment actually getting what they paid for if you look at like a restaurant for example let's take uh red lobster by the way that ceo is doing a great job yes he is he see because i because i know that one in four lobsters right now is purchased by red lobster right so that's what advertising marketing letting people know that you exist, setting, getting you ready, maybe the reviews online of Red Lobster, what it looks like outside when you walk in.

Speaker 2 Hey, do you want to be inside or outside? If it's a really nice restaurant, like the place you got married, oh, it's good to see you again, Mr. Paul.
You know, you're set.

Speaker 2 You know, the clothes is the waiter. Hey, upsell, upsell, upsell.
Do you want a martini? Do you want a steak?

Speaker 2 But a lot of issues that a lot of people fall into is they have this.

Speaker 2 great advertising setting closing and there's one guy in the back cooking all the food you know doing all the fulfillment right one like little dude you need like a whole staff right to take care of that fulfillment And you can only bring your offer as

Speaker 2 far as your weakest link, right? Absolutely. You have one chef in the back, and you don't have a prep cook and you don't have food being distributed in,

Speaker 2 you're not going to make any money. No, right?

Speaker 1 No,

Speaker 1 you're going to hit the roof, dude, and you're going to be like capped. Yeah, you're going to be capped and you're not going to be able to grow.
Capped.

Speaker 2 That's just by your weakest link.

Speaker 1 No, and that makes perfect sense. I mean, client acquisition, sales, and fulfillment is everything.
Those are the three main needle movers. I always say, dude, so you're spot on, bro.

Speaker 1 So let me ask you this. And I get asked this all the time because limiting beliefs, right? Online offers.
Oh, man, I don't know if I could do that.

Speaker 1 I'll try being on camera, but what if I don't even have a following, man? Can I still do it?

Speaker 2 Yes.

Speaker 2 So I, my, my personal Instagram, and I'll show you so it's verified, gets about, right now, I think over the last 30 days, we've gotten 8 million views, right? Wow.

Speaker 2 You nod to the camera, that's real, right? But you might say, oh, Evan, because you're on this podcast, you're talking, blah, blah, blah.

Speaker 2 But I made another Instagram that my face is not on one time, right? Completely with repurposed content, faceless content.

Speaker 2 You can tell them.

Speaker 1 Wow, 3.7 million views, guys, in the last 30 days.

Speaker 2 Right. So with

Speaker 2 marketing, you have to go very, very broad. Like if you want to sell wedding rings, right?

Speaker 2 Talk about weddings. So that content is all about money, finance,

Speaker 2 cool stuff to get people into the funnel, to get people familiar with, you know, broadly what you're doing. Right.
And then obviously I have the lead magnet in the bio.

Speaker 2 So if you're someone who doesn't want to talk on camera, guess what?

Speaker 2 We've gotten 4 million views over the last 30 days with content that's completely rebranded, ran by someone in the Philippines for $6 an hour. Yeah.

Speaker 1 Yeah. So this is your strategy to grow your following and then you end up converting those people that go through the pipeline.

Speaker 2 Well, here's another story for you.

Speaker 2 You'll appreciate this. And I don't know if you know this about me, but a friend of mine called me

Speaker 2 in November. He's like, yo, John, do you follow MMA?

Speaker 1 Yeah, I do.

Speaker 1 I was just at the Max Holloway fight in New Orleans.

Speaker 2 Okay, cool. So John Jones, he was the headliner, blah, blah, blah.
And Trump had just gotten elected, right?

Speaker 2 It was after he got elected, but before he went to the White House, he's like, hey, man, you got to buy these tickets. I'm not an MMA guy, right?

Speaker 2 I'm built like a piece of paper, so I wouldn't compete very well. But he's like, yo, you got to buy these tickets front row.
They're right behind Trump. Okay.

Speaker 2 He's like, I think the perceived media value of this is at least $250,000. And this guy call, he always has this intel.
I'm like, that sounds crazy, but he always has this intel.

Speaker 2 and whenever shout out gabe whenever gabe tells me to do something i do it so i bought the ticket i've never been in mma just put down the 5k just to be behind trump because it's a historic event right and so he calls me like three hours later he's like yo mayday mayday like trump secret service switched him he's on the other side of the mma you're across from him so i'm playing i tag you know with trump all all day across the across the baron and i'm like all right what can i do so i bought an american flag before going in because i know they always show the guy away from the american flag and uh i snuck it in got past secret service right got in the MMA and uh Trump comes out I pull up the flag I start waving it right they show Trump they show Elon they show Joe Rogan I'm the next guy on camera waving the American flag I have like 300 texts the the clip got over a hundred million organic views

Speaker 2 and yeah y'all I can show it to you later but um just like stuff like that right where it just got brought so many more people that they were aware of me I got probably 5,000 followers just on wearing my logo right here and they could they could see it a little bit on the on the camera frame um You know, I'd say the perceived value of that, a lot of those people started with me in November.

Speaker 2 They just showed my page from the Trump clip. I've probably funded that group of constituent people probably $10 million.

Speaker 2 Wow. Yeah.

Speaker 1 That's amazing, man. And that's really thinking outside the box.

Speaker 1 That is creative marketing right there. Yeah.

Speaker 1 So let's talk about some wins. Okay.

Speaker 1 What is one small win? And I always, just to give you a reference, man, last year I was part of Russell Brunson's inner circle. So it's like 20 marketers.
There were Russell Brunson and

Speaker 1 Boise, Idaho, in the snow. I'm freezing my butt off in there, dude.
You know, enjoying some Buffalo Wild Wings.

Speaker 1 And I'm listening to Russell speak. And for you guys that are listening right now, because we do have a lot of 95ers that are not in digital marketing, Russell Brunson owns ClickFunnels.

Speaker 1 ClickFunnels is a household name. He is an OG when it comes to digital marketing.

Speaker 1 Russell talks about small wins. And he's just like, guys, guys,

Speaker 1 if your client isn't getting a small win within the first 30 days, your conversion rate just drops. So I'm a big believer in small wins, right?

Speaker 1 You got to help people that have limiting beliefs win in life, dude. That's how you grow a massive organization.
So

Speaker 1 what is one small win a client of yours had that really made you proud?

Speaker 2 Yeah, I mean, a small win. I mean, I'm going to pull up my phone and show you every single day because it's all about receipts, right?

Speaker 2 So if you have more than, and I'll show you, look at that's this live Slack notification.

Speaker 2 If you have more than three hard credit inquiries in your credit report, you're seen as a high-risk lender, right? We have small wins every single day. Look at that guy, deleted four inquiries.

Speaker 2 Hang on.

Speaker 2 Let's see.

Speaker 1 I love that, man.

Speaker 2 Yeah, here's another one.

Speaker 2 Five inquiries delete. So every single day,

Speaker 2 that's the smallest win. But again, that's the difference.
There's another two inquiries deleted. There's another one inquiries deleted.

Speaker 2 So that's the difference of someone getting a mortgage rate of 7%

Speaker 2 or 6.5%, that 10, 20-point swing, which is a difference of $30,000 over the course of your loan. So in terms of small wins, I mean, we truly have so many.
In terms of big wins,

Speaker 2 again, what people don't understand about credit repair is you are a consumer in America when it comes with your credit, right? So you have all the rights in the world.

Speaker 2 A lot of people, I don't know if you've seen this, a lot of people have gotten late payments collections on their student loans that just happened because of something

Speaker 2 in the administration. People are freaking out.
I'm about to close in a house. My credit screen has dropped 100 points.
Well, and here's just an example, right?

Speaker 2 If you live in an area where there's a natural disaster, I'm not talking Hurricane Katrina, I'm talking a 15-mile gust of wind sometimes can be classified as a natural disaster.

Speaker 2 You can cite that, put it on your credit report, and say, hey, I was affected by this federal event. It's a federally backed loan.
You cite that. You state that with the CFPB, the BBB, the FTC, right?

Speaker 2 Those student loans would be wiped off your credit report.

Speaker 2 So you not only wipe the debt, you wipe the negative remarks. Their score goes back 100 points.
They can close in their house.

Speaker 2 Everyone is happy.

Speaker 1 So you're literally changing lives. You're actually building generational wealth when you look at it, man, because, you know, getting somebody from 600 to 7 is night and day.
Yeah.

Speaker 1 You know, it's, it's, it's whether they can go ahead and rent that apartment they need to for their family or whether they can afford that mortgage to live in that neighborhood they've always dreamed of, right?

Speaker 2 Or very simply, you know, someone went to buy a car and they got six credit inquiries and it dropped their score 20 points. And because of that, they can't qualify for a first-time homebuyer.

Speaker 1 And that happens all the time.

Speaker 2 All the time and they tell you not to take out a car when you're taking out a mortgage it's it's it's a it's a literally my team it's a it's a they will have results in 24 hours wow right and just a simple lack of information yeah yeah that's what a lot of this you know that's what info is you're selling information and and then with your offer is it more like a done with them or is it more like a done for you we we offer any single person that comes into my funnel you know russell brunson there's a way they can think they can go i'll run from from the lowest tier all the way to the top.

Speaker 2 So if someone comes in, they have no conviction, they have no idea who I am, they came from a Facebook ad.

Speaker 2 We have free onboarding every single day where you can get one bureau removed off your inquiries. If you want to take the next step, you're like, hey, I want to do the funding myself, right?

Speaker 2 You can join our paid community. It's $97 a month.
I probably break even on that. We do all the credit repair for you.
We remove all your inquiries for you.

Speaker 2 And then I give you every single play I've used to get $1.1 million of funding. Wow.
Right. Every single play at the data points, who I spoke to, who to call, what website browser to use.

Speaker 2 If you want to do it yourself. And next level above that, if you want to work with my team, we will do the funding for you, right?

Speaker 2 We will introduce you to our relationship managers, who we know at these banks, right? And give you the actual sauce. If you want to go above that, right?

Speaker 2 We can teach you how to launch your own funding company, right?

Speaker 1 Nice. So you can actually teach someone how to start their own funding company.
Yeah. Do they need experience? No.
No.

Speaker 2 They need an internet connection. I love that.

Speaker 1 Emilio,

Speaker 1 start another business, brother.

Speaker 2 Well, there's so many, there's so many, Paul, so many different things you can do within credit, right? I'll list a few. You could have a company that just removes inquiries.

Speaker 2 You could have a company that just builds out credit profiles for people internationally. By the way, that's a huge blue ocean market that only I'm the only person I've seen us doing it.

Speaker 2 You know, building out credit profiles, like I said, for Canadians, people in Mexico, people in the Philippines, right? You could, there's offers that are strategically that help people navigate

Speaker 2 how to

Speaker 2 get the best credit card points possible for flying. And that's what we have in our community.
We show up every single day. Every Monday

Speaker 2 we have a call on how to get the best flights possible. I have a guy, my guy, Kyle, shout out Kyle.
He just flew back from Maldives, $8,000 flight he got for free. Wow.

Speaker 2 He teaches how to do all that stuff. Every Tuesday, we have a call how to source virtual assistants for your business for $5 an hour.

Speaker 2 We have a guy running that call who has over, who's placed over a thousand virtual assistants, shout out Franco,

Speaker 2 in the United States offers. And again, these people, you know, very, very high-level people.

Speaker 2 Like over here, I'd be paying like a quarter million, but you know, you can get them for $10, $11, $12 an hour.

Speaker 2 Every Wednesday, I have a call, for example, we had a lender last night that ran over all the different SBA options, anywhere from $100,000 to $5 million.

Speaker 2 Every Thursday, we have a credit repair call going through all the different forms, what's going on with your file, blah, blah, blah.

Speaker 2 And then every Friday, we have a call that shows you how to level up and blow up your Instagram, right, without ever showing your face.

Speaker 1 And that's huge, right? When you think about it. Yeah.

Speaker 2 So not only is the funding, but we're also giving them all the tools to actually blow up their own business.

Speaker 1 Wow. Wow.
That's amazing, man. Yeah.
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Speaker 1 Since this is the level up, we help people here that...

Speaker 1 basically are fighting themselves, man. And what I'm talking about, it sounds cliche, but it's you versus you.
Andre? You ever heard that?

Speaker 2 Yeah, it's true.

Speaker 1 So what advice would you give someone who's scared to start?

Speaker 2 No one gives a shit about you.

Speaker 2 No one cares about you. You have to go all in, attack your strengths.

Speaker 2 And at the end of the day, no one's watching. No one is on their deathbed thinking, oh, wow, that guy embarrassed himself by trying the new venture.
It didn't work out. No one's paying attention.

Speaker 2 Yeah. Go all in.
You have one life. Attack it.

Speaker 1 No, absolutely, man. Do you have a client success story you can share where they were scared to start and then you were able to help them overcome beliefs and start with you?

Speaker 2 Yeah, we, I mean, there's, there's so, there's so many.

Speaker 2 We have a guy, for example, who had gone through a funding company,

Speaker 2 didn't get results. You know, essentially, what many of my employees have said after we've hired them is like, oh, wow, you guys actually have strategy.
You go to this bank and do that.

Speaker 2 A lot of people are just shotgunning credit card applications. It's like, no, we have to remove all your inquiries.
You have to remove your address. He was very, very

Speaker 2 reluctant to start because he had gone, I think he gotten $5,000 in total.

Speaker 2 We brought him to our relationship managers, you know, right spot, apply with this relationship manager, apply here, blah, blah, blah, because it is a strategy, right?

Speaker 2 I think he got $175,000 at 0% for 18 months. Dude, that's fire.
18 months without producing a tax return or a bank statement. That's the biggest thing.

Speaker 2 Like to qualify for this, truly, guys, don't overcomplicate it. All you need is a 700 score, right? That's it.
You know, we don't, we're not talking about business plans or anything of that yet.

Speaker 2 Just a 700 FICO. But yeah, we got him $175,000.
He's based in

Speaker 2 New Orleans, and he did it to scale his,

Speaker 2 he has sober living facilities, and he's scaling. And I actually like that, like that business.

Speaker 1 That's a great cause, dude. Yeah.
It helps a lot of people. Right.
Yeah. I love that, man.
So let me ask you, let's get more into self-development, man.

Speaker 1 What is your why?

Speaker 1 Why do you do this? Why do you want to continue to grow?

Speaker 2 I know I'm a white male in America, and my life is probably pretty easy to most and I would agree with them, but I definitely grew up, I mean, my nickname on soccer was run.

Speaker 2 Like I was the runt of the little. Run, right? Yeah, run.

Speaker 2 Yeah. So it was like very, very commonly overlooked.
And,

Speaker 2 you know, I just like to give people an opportunity, you know, and to a fault. You know, many people have screwed me over.

Speaker 2 And I've given many of the top performers on my team the same opportunities as other people. And they couldn't step up or couldn't do in it.
But I love,

Speaker 2 you know, just giving people a chance that are often overlooked or marginalized and giving them a chance like hey man like this is your shot you know take it whether it's they're overlooked because they they look funny or they talk different or they didn't go to this college or they know the right people just giving them an opportunity to succeed and that's what fulfills you yeah yeah like when i can have a a single mom come to me and she's on the balls of her ass just trying to stay afloat and i'm able to fix her credit and i'm able to put her into a vehicle where she's launching a uh for example we had a client uh launch a remote cleaning business through johnny robinson and she came to us as a credit repair client we got her the funding she's like what do i do with the 50 000 she's like oh i'm thinking about doing this i'm like no no no don't do that go over here and do this and she actually followed the directions now she you know she she didn't she doesn't want to become a ceo she just wants to make like ten to fifteen thousand dollars a month to support her babies and she's able to do that yeah i mean simple concept not everybody wants to be a multi-millionaire not everyone wants to run a massive organization but what what i see what's so powerful about let's get funded is you guys help everyday people with obtaining their goals, dude.

Speaker 1 Correct. Because credit is big in America.
Yeah. Getting funding is big in America.
And some people just don't know who to go to, bro.

Speaker 2 So many people are just locked out, unfortunately. You know, just, you know, again, just based on a lot of people come to us and they can't even open a bank account.
Yeah. It's true.

Speaker 2 They're in check systems. They're in early warnings.
We could, we can help with that as well. But, you know, primarily what we do is the funding aspect.

Speaker 2 But, you know, again, we can get the people from the credit repair building out their file.

Speaker 2 But primarily, primarily say our bread and butter is getting them the absolute best available capital to grow or start their business not not talking about mca's or any of that gross stuff because that doesn't help anyone in my opinion you know but truly 0% or very low interest capital um for people looking to start or grow you know we have plenty of you know seven eight figure entrepreneurs that got funding to buy the next location or hire more staff right

Speaker 1 i love that i love that no that's awesome man so let's talk about the future right

Speaker 1 what do you see Let's Get Funded? Where is it headed to? Are you guys working on any new solutions, any new services? Where do you want Let's Get Funded to be here in the next, let's say, 12 months?

Speaker 2 Yeah, I think if when we're when we're chatting in 12 months, I think we go from our 35 employees now to

Speaker 2 at least double that. And maybe you feel this in your own business, it's really just doing more of what's working.

Speaker 2 It's like Trump and it's Diet Coke button or just keep pressing the button if it's hitting, right? Why not? Why stop? Everyone is very happy. People are getting fulfilled.

Speaker 2 Let's do our international credit program bigger. Let's do

Speaker 2 our credit card points product bigger. Let's do our funding solutions larger.
Let's find out more vehicles like CashSwipe to put them into where they can multiply

Speaker 2 those dollars.

Speaker 2 Not a financial guarantee, by the way, but

Speaker 2 results may vary.

Speaker 2 yeah just doing it bigger and and not only the people we help man but uh our our staff you know it's it's giving them more opportunities to succeed we've had you know, we have several people on our company that were former, you know, were maybe incarcerated or they're coming from a not great scenario or they're an Uber driver and they were just overlooked by society and they just needed a chance to succeed.

Speaker 2 Yeah. I have just as many people that I gave those opportunities that, you know, it screwed me over.
I'm like, all right, you know, see you in church, have fun. You're not working here anymore.
Yeah.

Speaker 2 But, you know, not only enriching our clients, but just finding more people for our tribe and, you know, growing our own company.

Speaker 1 How much do you believe in culture? Do you believe culture helps build a great organization?

Speaker 2 Yeah, absolutely. And especially when you're just trying to get it off the ground, that's the most difficult.

Speaker 2 You know, once you have your culture setters, you know, your managers, right, it sort of happens, you know, organically. And it's very easy to know, okay, we're at X amount of dollars per month.

Speaker 2 How do we get to, you know, the next level? It's like, oh, we bring on this tier, but it's really, you know, high-level management that's sort of setting the culture.

Speaker 2 And it's not like, oh, we're going to throw you a pizza party once a quarter. That doesn't work, right?

Speaker 2 It's like bringing them out, hanging out you know i went to the philippines and hung out with you know a lot of our contractors and look we have 35 employees i'm not an ego driven guy a lot like probably 20 of them are based in the philippines and they're like oh my god i can't believe you're hanging out with us dude it's huge i'd never hear of a business owner from the us going to the philippines to hang out with their virtual why not they're awesome and i feel even bad saying virtual assistant because they're human beings and they're they are they're so cool and so talented yeah and um you know like again franco uh leading our you know all of our hiring or Gene you know leading all of our credit repair or our CTO

Speaker 2 You know our our payroll, you know all that processing right? It's it's it's handled virtually.

Speaker 2 Yeah, not just the Philippines, you know, we've a I call it sort of diet VA, you know Colombia, you know Uruguay We've a few in India. So that's the beauty of the internet and

Speaker 2 A lot of these guys were just turned online with Elon's Starlink. So a lot of these people have access to the internet now.
It's a whole new wave of contractors.

Speaker 2 We just hired a I just hired a 16-year-old over a MBA graduate level guy because frankly, it wasn't very impressive. We brought in a 16-year-old from the UK

Speaker 2 to sort of be a setter in our company. So greatness can come from anywhere.
It doesn't matter where you are in the world, right?

Speaker 1 No, and you need a servant leader like yourself to believe in those type of people and to help them grow, dude. It's very important.

Speaker 2 Give them the tools to where they can go away. They can leave and do another company, but give them the culture culture to where they're going to want to stay at your company.

Speaker 1 I love that, dude. Give them the culture where they want to stay in your company.
That's awesome, dude. So, Evan,

Speaker 1 what words of motivation do you want to give to the 3 million listeners that are going to listen to this podcast when it comes out, dude? How can they level up in their life in 2025?

Speaker 2 That's an extremely broad statement, but I'll tell you, you know, my personal story, you know, I've gotten over a million dollars of funding without ever paying for,

Speaker 2 without ever paying a dollar of interest. I haven't paid for a flight since 2021, 2022.

Speaker 2 And on the money I do have, I have the absolute best rates available on my lines of credit and business credit cards. So I would just say get your finances in order, right?

Speaker 2 People are trying to start a business, but they're building their business on a poor foundation because they haven't optimized their credit.

Speaker 2 They haven't fixed that best buy collection that they got when they were 20 years old, right? So level up your credit.

Speaker 2 If that isn't optimized, you're swimming upstream. Your life is going to be more difficult.
And I'm not even saying more difficult.

Speaker 2 I'm like, you know, I remember tossing and turning in bed, like, oh my God, that $200 collection. Or counting down the days, Paul, on the amount of bad inquiries on my credit.

Speaker 2 I'm like, okay, it comes off after two years.

Speaker 2 Okay, only 100 more days. All that stuff can be removed.
So level up your finances, you know, and it will make whatever opportunity you're going to go after just a lot easier, right?

Speaker 2 90% of businesses fail because lack of access to capital, right?

Speaker 1 Absolutely.

Speaker 2 When you have that million dollars like I do behind me, where, hey, business isn't always going to be up and to the right.

Speaker 2 Or if you have a down month, what if your your best employee quits what if something changes with the offer right you're not you know you know you're not bankrupt you're like okay I'm gonna rely on that line of credit right and I'm gonna hit it harder next month yeah

Speaker 1 more options more resources to make it happen guys absolutely so Evan where can they find you

Speaker 2 they can find me at letsgetfunded.com you can find me at my Instagram Bowery BOI Bowery Boy represent New York City

Speaker 2 we have a documentary coming out on PBS on Monday you can see me there I don't know if they can really reach out to me, but we also have a free community hosted on school.

Speaker 2 That's Let's Get Funded free group. We also have an inner circle.

Speaker 2 I would say if you can't find me online, I can't help you.

Speaker 2 We are everywhere.

Speaker 2 And we have people answering all different vehicles, emails, all that stuff.

Speaker 1 I love that, guys. And there you guys go.
Evan from Let's Get Funded. Guys, if you guys need help with credit repair, funding, zero interest, you don't know what to do.

Speaker 1 You need the experts to help you get funded at any stage of the game, guys. Evan and his crew are right there to help you, guys.
He's a sermon leader. He's here to make it happen.

Speaker 1 And make sure to take advantage of his free community, guys, over 20,000 members. And he's able to actually provide some free resources in that.

Speaker 2 A lot of free resources. If someone goes on there, there are resources that show you exactly how to fix your credit for free.

Speaker 2 If you have time, but you don't have a single dollar, I fortunately did very well financially in previous careers to where we can give away these resources for free.

Speaker 2 Let me earn your goodwill fix your credit for free all the information is in there right if you want to if you're going to build out your credit right all that information is in there but again if you're going to get funding like you can't put the toothpaste back in the tube sure you can go directly we had a guy a couple weeks ago i know i could have got him a hundred thousand dollars from td bank i know he had a great business like uh he was wholesale imports exports whatever He came, he came, we talked, he's like, no, whatever.

Speaker 2 Two months later, he's like, all right, I'm ready for funding. I look at his credit report.
I see that inquiry from TD Bank. And I'm like, dude, did you go directly?

Speaker 2 He's like, yeah, they they gave me a $2,000 limit. I'm like, I can't retroactively go back and change what you say.
So again,

Speaker 2 I would say, yeah, that's a great next step. Join our free community, get some free value.

Speaker 1 And Evan, where can they find you?

Speaker 2 They can find me on my personal Instagram, Bowery BOI. They can find me on our website, let'sgetfunded.com, our free community hosted on school.

Speaker 2 Just type in let's get funded on Google, type in my name on Google, Evan Rugin. I would say if you can't find me, you're doing something wrong.
We are everywhere.

Speaker 1 And there you guys have it. Make sure to take care of yourself.
Make sure to actually take advantage of that free community, guys. Over 20,000 members.

Speaker 1 You're going to get all the resources, all the information for free. I mean, dude, wealth of knowledge.
He knows what he's doing. He's been able to get funding for $1.1 million, dude.

Speaker 1 That's the highest I've ever heard. Yeah.

Speaker 2 Ever, bro.

Speaker 2 And I have an 827 credit score.

Speaker 1 Boom. There you guys have it.
So if you guys want to learn from the best of the best, you got Evan right here, founder of Let's Get Funded, guys.

Speaker 1 Make sure to tune in on Spotify, Apple, and YouTube, guys.

Speaker 1 make sure to leave a five star review on spotify and make sure to share this with a family friend someone you care about guys help them get some free funding opm guys zero interest all right guys and i will catch you on the next one thanks for listening up to the love of all podcast if you enjoyed today's episode make sure to share with a family friend and everyone you know who's ready to love

Speaker 1 leave a five star review on spotify apple podcast and wherever you tune in it really helps spreading the word and don't forget to check out officialpaw alex.com for more episodes and resources to kickstart your journey.

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