Kyle Phillips: Unlock $100K+ Business Credit for Your LLC Now! | DSH #1430

14m
πŸš€ Unlock the secrets to securing $100K+ business credit for your LLC with this exciting episode of the Digital Social Hour! Join Sean Kelly as he chats with Kyle Phillips, a credit repair and business expert, who shares how to boost your credit score, build business credit, and tap into zero-interest credit cards. πŸ’³ Whether you're starting a business, buying a car, or dreaming of homeownership, Kyle breaks it all down with real-life tips and strategies.

From repairing credit scores as low as 300 to scoring exclusive perks like free flights and luxury lounges, this episode is packed with valuable insights you can't afford to miss. 🌟 Curious about how credit can help fund your dreams or grow your capital? Tune in now, and discover how to level up your financial game!

Don't miss outβ€”watch now and subscribe for more insider secrets. πŸ“Ί Hit that subscribe button and stay tuned for more eye-opening stories on the Digital Social Hour with Sean Kelly! πŸš€

CHAPTERS:

00:00 - Intro

00:26 - Kyle Phillips Biography

05:01 - Thera Overview

09:00 - Using 0% Interest Credit Cards for Business

10:14 - Future Plans for Kyle

11:28 - Conclusion and Thanks

APPLY TO BE ON THE PODCAST: https://www.digitalsocialhour.com/application

BUSINESS INQUIRIES/SPONSORS: jenna@digitalsocialhour.com

GUEST: Kyle Phillips

https://www.instagram.com/kylephillipss_

SPONSORS:

THERASAGE: https://therasage.com/

SPIRIT PARTNER:

AMNISIA: https://buyamnisia.com/

https://www.instagram.com/amnisiavodka

Jakub K Koziol: @jakubkkoziol

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The views and opinions expressed by guests on Digital Social Hour are solely those of the individuals appearing on the podcast and do not necessarily reflect the views or opinions of the host, Sean Kelly, or the Digital Social Hour team.

While we encourage open and honest conversations, Sean Kelly is not legally responsible for any statements, claims, or opinions made by guests during the show. Listeners are encouraged to form their own opinions and consult professionals for advice where appropriate.

Content on this podcast is for entertainment and informational purposes only and should not be considered legal, medical, financial, or professional advice.

Digital Social Hour works with participants in sponsored media and stays compliant with Federal Communications Commission (FCC) regulations regarding sponsored media. #ad

#creditsolutions #businesscredit #creditrepairsoftware #creditrepair #creditcounseling

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Transcript

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Repair too as well to kind of tell them that I don't only just do rentals as well.

I do credit repair.

So it just goes hand in hand, right?

Like

I can build anybody up to the 800 scores.

I can build up their business credit.

So it's like, it's a win-win for that customer who's looking to obtain a car or a house or more capital, right?

So.

All right, guys, got Kyle Phillips here at Celebrity Poker Tournament.

Let's go.

Yes, sir.

How you doing?

Good, man.

Good to see you.

Do you gamble a lot or what?

Yes, sir, man.

I try to gamble a lot, but I want to stay away from it because sometimes I win, sometimes I lose.

Sometimes I lose.

More I lose.

That's how it works.

We'll stay away from it.

I see the watch, though.

You got got some money come on man let's go is that from credit repair it is from credit repair yeah i mean honestly at the end of the day it's like we do credit repair anything on your credit i can remove it's kind of a great business man i was a real estate agent for 10 years so kind of worked hand in hand with what i do so a lot of people that need credit repair that's kind of what i do because if they're trying to buy a house buy a car if they're trying to refinance whatever it is i can take it off their credit yeah to where they get qualified to to buy whatever they want whatever they want to do So credit repair is probably the best business I've ever got into.

What's the worst credit profile you've seen?

310, 320.

It doesn't really matter.

Like the scores are irrelevant to me, but like a lot of people have, you know, a lot of people have like bankruptcies and repos and child support.

I mean, whatever the case is, you know, a lot of people have bad credit, but like it doesn't matter the item on the credit.

You know what I'm saying?

Like I can take anything off the credit.

It just sometimes it takes a little bit longer depending on what the item is.

Yeah.

You know, but it doesn't doesn't matter what it is we can take it off i didn't know child support goes on your credit that's actually crazy no child support bankruptcies foreclosures repos i mean it doesn't matter what it is you know a lot of people have bad credit and they don't know it you know they're not monitoring it yeah they're not looking at it but when they come time to buy a house or buy a car like that big purchase you know i'm saying like that's when they realize they're like oh i need my credit fixed right so like they're they're looking to where do i get my credit fixed right so like that's where i get found and where they find me but like a lot of times people don't know their credit.

And when we go over it, they're like, holy shit, my credit's kind of fucked up.

You know, sorry for my language, but

having good credit's key because then the interest rate is lower, right?

When you get a lower side, it doesn't matter if you're buying a car or a house, but like whatever it is you're buying, I mean, the credit repair is like so essential because it is going to lower your interest rate.

It's going to lower your payment, whatever.

So,

yeah, it's a great, it's a great business.

You also do transportation, right?

Yeah, transportation is great.

I got a lot of sprinter vans, party buses in Scottsdale,

exotics as well, Lambos, Ferraris, G-Wagons,

whatever the case is, whatever they're looking for, I can get that car.

But transportation is a big business in Scottsdale because a lot of people are going there to

network.

A lot of people are going there to

have a good time.

So providing that transportation is so essential.

Have you ever had a car stolen or any crazy story?

I actually,

Dan, I was talking to you earlier.

We have a cargo van.

You know, we have a lot of cars.

We have, we have exotics, we have escalades, we have suburbans, whatever.

But we had a, we have a cargo van from

Orange County.

We had a girl take it all the way to Michigan.

She called us in Michigan and she's like, hey, I'm leaving it here.

What do you mean you're leaving it here?

She's like, I'm leaving it here.

My mom died.

Unfortunately, my mom died.

We're leaving it here in Michigan.

So she left that here in Michigan.

It took me almost six days to get that car back.

She left it in Michigan from Orange County.

She drove like 3,000 miles, left that car there, and we had to obviously get it back, but it took almost like two weeks to get that car back.

Wow.

But a lot of, a lot of people on Turo,

they do some astronomical things.

So that's what we're kind of doing.

Did you have to fly there and then have someone drive it back?

Yeah, I had to fly there and pick up the car from the dealership.

I don't know what dealership was like an auto company, but.

I mean, it was, it wasn't wrecked, but it had no oil, had no gas, and she just left it like in the middle of nowhere.

So, like, like, that's the problem with like Turo.

It's like, you're, you're trusting, Ray J.

You're trusting these people to take care of your cars.

You know, it's like at the end of the day, like, when you reach out to them and they give you the cars back, and they're not reaching out to you, or they're not like telling you where they are.

I mean, it gets a little messy, but like, yeah, she left it in Michigan, and we had to drive, we had to fly 24 hours, and we had to drive it 36 hours back.

So, it happens all the time.

Yeah, the car, exotic car rental space scares me.

I hear stories like that.

It's so scary.

Like, you know, you have insurance and like registration, but like, you don't know who rented the car, right?

Like, some guy could send you their insurance and the registration, but maybe it's not that guy who's even driving.

So it's kind of like,

you know, stories: the guy will wake up, their car's in Mexico.

Yeah, yeah, it's happened, man.

It's crazy.

Crazy.

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Easy space, but

transportation is probably a bit safer because you're just providing sprinter vans and stuff.

Yeah, I mean, like, I like to provide the sprinters and the party buses, like, cause it's a great business.

But like, at the end of the day, my, my main business is providing the sports cars, right?

Like the Ferraris, the Lambos, because like the, the people that are renting those cars are upper echelon, they're NFL players, they're NNBA players.

So like you can expect them to treat your vehicles a little bit more better than just like that average renter.

You know what I'm saying?

So like you've done well at networking.

Yeah, for sure.

For sure.

Yeah.

Like I do credit repair, but I also do like the limo company.

So it kind of goes hand in hand, right?

Like

people that rent my cars are usually like

you know ball players and stuff like that so i try to like dip into the credit repair too as well to kind of tell them that i own i don't only just do rentals as well i do credit repair so it just goes hand in hand right like i can i can build anybody up to the 800 scores i can build up their business credit so it's like it's a win-win for that customer who's looking to obtain a car or a house or or more capital right so credits lit too because we haven't even talked about the 0% percent credit cards yet yeah but that is nuts you can get 100k per llc yeah yeah yeah no it's great i mean like a lot of people always ask me they're like where do i find these credit cards that are zero percent and xyz but that's like you know you can google at the end of the day who's a zero percent interest credit cards but like you have to have that certain score you have to have that certain history and stuff like that so like we have to build you up to be able to get those top tier cards right but like at the end of the day if you are that top tier credit person you can get those 100 $100,000 capital or $200,000 credit card and stuff.

It just depends on what you're trying to do, right?

Like, I can get anybody credit cards, or if you're trying to buy a house or a car, whatever it is,

we can do it for you.

So it doesn't matter what it is, but anything credit, we can take care of you.

It was a big part of the podcast for me because, you know, pods are hard to start and expensive.

You have to buy all the equipment and shit.

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Cards give me a year of buffer room to figure out how to make money.

Yeah.

Game change.

You utilize those?

Yeah.

I got like 50K on each LLC.

I had two LLCs.

Huge.

100K.

No interest.

Yeah.

Some of them were 18 months, bro.

Damn.

Crazy.

Yeah, huge.

I don't know if they still do 18 months.

No, they do.

No, they do.

In some credit cards, they do.

But a lot of cards, too, like you're talking about, they have these bonus miles or these bonus points, right?

Like, hey, spend $5,000 for the first three months.

You get whatever, 70,000 points.

So you can get to these tiers that you wouldn't get to, you know, at a beginner level if you're spending money.

If you're spending money, you can get to these top tier levels to where you want to be.

Free flights.

uh lounges admiral lounges uh amex lounges stuff like that so capital one just uh launched a lounge in vegas airport.

Huge.

Yeah, you need their credit card.

Yeah, then you could get into points hacking.

There's all I hope you guys are enjoying the show.

Please don't forget to like and subscribe.

It helps the show a lot with the algorithm.

Thank you.

Sorts of benefits.

So much stuff.

Bro, I just learned how to get like first class and shit using points.

It's insane.

Insane, right?

Yeah.

I love it.

What's the next focus for you?

Honestly, man, I think I just moved here.

So I'm from Scotsa, Arizona.

I just moved here maybe four or five months ago.

But credit is my most

beneficial business that I do.

I obviously own the limo company, but credit for me, like if I met you for me to provide you value, to get you capital, or if you're like, hey, Kyle, I want a car, I want a house.

How do I get there?

If I can guide you to that, it's a win-win for me, right?

Like I was a real estate agent for 10 years and I was showing homes to people and like thinking I was doing value of like, oh, I want to show you this house.

Oh, you like this house, whatever.

But it wasn't, it wasn't fulfilling to me to the point to where I was fixing your credit.

And you're like, oh, this is,

I'm winning now.

Life changing.

Like, yeah, it's life-changing.

And at the end of the day, it's like, if I can go to you and I'm like, hey, I can get you $100,000 in credit cards.

I mean, it's a win-win.

So

I got out of real estate.

I went straight to credit repair.

And now I'm helping people that need to start businesses or want to fund their dreams or their goals or whatever it comes to, you know, but like credit is everything.

So,

you know, we provide a lot of value with credit.

Love it, man.

We'll leave your stuff below.

Thanks for helping on.

Thank you so much.

Check them out, guys.

If you need credit stuff, next time.