Discipline Matters Most in the Hard Times
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Dave Ramsey and Rachel Cruze answer your questions and discuss:
"How can I leave my husband when I have no job or savings of my own?"
"We're in our 70s and have nothing saved for retirement. How do we stop living paycheck-to-paycheck?"
"Can we afford to slow down paying off debt to be present with our kids?"
"How can I best use the inheritance I just received?"
"My husband just told me we are $60,000 in debt. How do we go about this wisely?"
"My business just went under and I have close to $1 million of debt. How do I get out of this mess I'm in?"
"I just got fired, should I file for bankruptcy or consider a debt relief program?"
"How do I get my husband to take the plunge and buy us a house?"
"Is a budget set in stone or can it be revised once it's in play?"
"Should I lower my retirement contribution in order to pay off my house faster?"
"How do I help my mom who has $200,000 in debt and nothing saved for retirement?"
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Dave Ramsey and Rachel Cruze answer your questions and discuss:
"How can I leave my husband when I have no job or savings of my own?"
"We're in our 70s and have nothing saved for retirement. How do we stop living paycheck-to-paycheck?"
"Can we afford to slow down paying off debt to be present with our kids?"
"How can I best use the inheritance I just received?"
"My husband just told me we are $60,000 in debt. How do we go about this wisely?"
"My business just went under and I have close to $1 million of debt. How do I get out of this mess I'm in?"
"I just got fired, should I file for bankruptcy or consider a debt relief program?"
"How do I get my husband to take the plunge and buy us a house?"
"Is a budget set in stone or can it be revised once it's in play?"
"Should I lower my retirement contribution in order to pay off my house faster?"
"How do I help my mom who has $200,000 in debt and nothing saved for retirement?"
Next Steps:
âď¸â â Help us make the show better. Please take this short survey.â â
đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET orâ â send us an emailâ .
đą â Get episodes early in the free Ramsey Network app! â
đľ â â â Start your free budget today. Download the EveryDollar app!â â
đ â â â Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurryâthey sell out every year!â â â
â°ď¸ â â Find out your Baby Step and get a plan for your money. â
đ¤ â â Will an online will work for you? Take this quiz to find outâ â
Connect With Our Sponsors:
Stop paying more and start shopping smarter at â ALDIâ .
Get 10% off your first month ofâ BetterHelpâ .
Go to â Boost Mobileâ to switch today!
Learn more aboutâ Christian Healthcare Ministriesâ .
Get started today withâ Churchill Mortgageâ .
Get 20% off when you join â DeleteMeâ .
Go toâ FAIRWINDS Credit Unionâ for an exclusive account bundle!
Find top health insurance plans at â Health Trust Financialâ .
Use code RAMSEY to save 20% at â Mama Bear Legal Formsâ .
Visitâ NetSuiteâ today to learn more.
For more information, go to â SimpliSafeâ .
Use promo code RAMSEY for 18% off at â The Nokboxâ .
Get started with â YRefyâ or call 844-2-RAMSEY.
Visitâ Zander Insuranceâ for your free instant quote today!
Explore more from Ramsey Network:
đ¸ â The Ramsey Show Highlightsâ
đ§ â The Dr. John Delony Showâ
đ¸ â Smart Money Happy Hourâ
đĄ â The Rachel Cruze Showâ
đ° â George Kamelâ
đŞ â Front Row Seat with Ken Colemanâ
đ â EntreLeadershipâ
â Ramsey Solutions Privacy Policyâ
Learn more about your ad choices. Visit megaphone.fm/adchoices
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The Ramsey Show â Discipline Matters Most in the Hard Times
