The Ramsey Show
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
Episodes (183)
Don’t Give All Your Money to Banks and Wonder Why You’re Broke
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Dave Ramsey & Rachel Cruze answer your questions and discuss:
"Are...
Discipline Is the Key to Building Wealth
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📱 Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Ken Coleman answer your questions and discuss:
"I’m...
Normal Is Comfortable, but Comfort Doesn’t Build Wealth
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Dave Ramsey and Jade Warshaw answer your questions and discuss:
"I...
Face Debt Head-On Before It Destroys Your Family
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While the show hosts are on the Ramsey Cruise for the week, we've...
Surviving the Money Storm Starts with Tough Choices
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While the show hosts are on the Ramsey Cruise for the week, we've...
Your Overspending Will Eventually Catch Up With You
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While the show hosts are on the Ramsey Cruise for the week, we've...
How The Baby Steps Protect You From Financial Uncertainty
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While the show hosts are on the Ramsey Cruise for the week, we've...
Debt Isn't The Problem - Your Mindset Is
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While the show hosts are on the Ramsey Cruise for the week, we've...
Stop Letting Other People's Problems Ruin Your Finances
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While the show hosts are on the Ramsey Cruise for the week, we've...
Quit Trying to Outearn Your Stupidity!
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Dave Ramsey & Rachel Cruze answer your questions and discuss:
"38%...
You Don’t Need a Raise, You Need a Plan
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
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Rachel Cruze & Ken Coleman answer your questions and discuss:
"My...
Hope Is the Difference Between Victim and Victor
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Dave Ramsey & George Kamel answer your questions and discuss:
"Every...
Slow and Steady Wins the Race Every Time
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Dave Ramsey & Dr. John Delony answer your questions and...
It’s Time To Cut Debt out of Your Life!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
George Kamel & Ken Coleman answer your questions and discuss:
"I feel like we'll never catch up on our retirement...
Don’t Let Your Present Reality Define Your Future
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
George Kamel & Dr. John Delony answer your questions and discuss:
"My parents sold their farm 2 years ago to my sisters for...
This Is How You Take Control of Your Own Life
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
George Kamel & Dr. John Delony answer your questions and discuss:
"My mother has been paying my sister's debt,"
"How do we...
Make Decisions Based on Guidelines, Not Headlines
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman & George Kamel answer your questions and discuss:
"My wife has been hiding credit cards from me,"
"I signed up a...
Math Is Important but Behavior Change Is What Matters
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman & Jade Warshaw answer your questions and discuss:
"My fiancé is 4 months behind on his mortgage"
"I'm raising my...
You Have To Mentally Take Debt Off The Table If You Want Financial Peace
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Jade Warshaw & Rachel Cruze answer your questions and discuss:
"My husband is a dentist and we're still broke"
"I went into debt...
If You're Intentional With Money, You Can Win With Money
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey & Ken Coleman answer your questions and discuss:
"How do I handle my finances after a separation?"
"Should we fight...
Your Financial Journey Is a Marathon, Not a Sprint
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey & Rachel Cruze answer your questions and discuss:
"What should I do with my late daughter's estate?"
"How would you...
Don't Chase Money, Chase Freedom
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey & George Kamel answer your questions and discuss:
"What should I do after winning $3m?"
"I feel pressured to buy a...
Stop Letting Excuses Steal Your Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman & Jade Warshaw answer your questions and discuss:
"Should I use my fiancé's retirement to pay off debt?"
"We are...
You Have to Know Where You Are Financially to Know Where You're Going
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman & George Kamel answer your questions and discuss:
"My husband is calling me a hypocrite"
"I owe my dad 50k for...
Quit Letting Broke People Give You Financial Advice!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey & Jade Warshaw answer your questions and discuss:
"My dad won't tell my brother that he is getting next to nothing...
Go Slow: Never Invest in What You Don’t Understand
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Dave Ramsey & Rachel Cruze answer your questions and discuss:
"Are we actually ready to buy a home?"
"What does generosity look...
Cut Debt out of Your Life! (Literally)
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
George Kamel & Dr. John Delony show answer your questions and discuss:
"My husband is telling me to stay in my lane..."
"How...
What Are You Willing To Give Up for Financial Freedom?
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Jade Warshaw & George Kamel answer your questions and discuss:
"Should we pay for my wife to get plastic surgery?"
"How do I...
Money Is a Tool To Create a Life You Love
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Rachel Cruze & George Kamel answer your questions and discuss:
"I feel guilty using child support money"
"Should I pay off...
Attack Your Debt Instead of Letting It Attack You
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey & George Kamel answer your questions and discuss:
"I owe money on 27 different credit cards,"
"I lost my job and...
Small Changes Now Mean Big Wins Later
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey & Dr. John Delony answer your questions and discuss:
"My mom abuses my father and he refuses to stand up to...
Building Wealth Is Hard but Being Broke Is Harder
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey & Jade Warshaw answer your questions and discuss:
"My wife has been hiding her gambling debt from me,"
"God told me...
Don’t Wait for Someone Else To Fix Your Life
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey & Ken Coleman answer your questions and discuss:
"My mother lost millions in a romance scam,"
"In-laws are upset...
The Key to Financial Success: Slow and Steady
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
George Kamel & Ken Coleman answer your questions and discuss:
"We were sold a home illegally"
"How do I turn $30k into...
Break the Cycle of Financial Self-Sabotage
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Rachel Cruze & Dr. John Delony answer your questions and discuss:
"I can't afford my mortgage after divorce,"
"I'm conflicted...
Nobody Builds Wealth by Accident
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Rachel Cruze & Jade Warshaw answer your questions and discuss:
"My husband hides everything regarding our finances,"
"Should I...
The Key to Transformation Is Admitting You Have a Problem
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Jade Warshaw & Ken Coleman answer your questions and discuss:
"I'm scared my impulse buying will put my family in...
You Need To “Happen” to Your Life Instead if It Happening to You
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman & Jade Warshaw answer your questions and discuss:
"I'm about to be behind on my payments,"
"Should I keep more than...
The Baby Steps Break You out of the Paycheck-to-Paycheck Cycle
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
George Kamel & Dr. John Delony answer your questions and discuss:
"I can’t convince my girl friend to get off credit cards,"
"My...
Make Money Choices Today That You Won’t Regret Tomorrow
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman & Jade Warshaw answer your questions and discuss:
"I can’t find a job after getting divorced,"
"We're about to...
Big Life Changes Demand Bold Money Decisions
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Rachel Cruze & Dr. John Delony answer your questions and discuss:
"How do I tell my husband he needs to suck it up and get a...
Getting Your House In Order Is The First Step To Financial Success
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman & George Kamel answer your questions and discuss:
"I hit a moose with my father-in-law's car"
"My parent's house is...
There’s No Fast Track to Financial Freedom
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Jade Warshaw & George Kamel answer your questions and discuss:
"I'm 18 and make $15k a week by day trading"
"Should I accept a...
If You Live Fake Rich, You Will Become Real Broke!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Rachel Cruze & George Kamel answer your questions and discuss:
"My mortgage is 50% of my income"
"My friend won't let me repay...
Normal Is Broke and in Debt. Do You Want To Be Normal?
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman & George Kamel answer your questions and discuss:
"Is it too late to save for retirement at 60?"
"I can't contribute...
Be the Tortoise Not the Hare
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dr. John Delony & George Kamel answer your questions and discuss:
I'm bringing a ton of debt into our new marriage,"
"Should I...
Building Wealth Happens One Baby Step at a Time
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman & Dr. John Delony answer your questions and discuss:
"When do we stop investing and start giving?"
"My ex wants to...
Your Future Self Deserves Better Choices Today
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💳 Share your thoughts and you could WIN a $500 Gift Card!
Rachel Cruze & Jade Warshaw answer your questions and discuss:
"My...
Introduction: The Ramsey Show
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on...
If You Want to Build Wealth, Stop Acting Like Everyone Else
💳 Share your thoughts and you could WIN a $500 Gift Card!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Ken Coleman & Rachel Cruze answer your questions and discuss:
"Our...
Don’t Become a Victim of Your Circumstances
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
Ken Coleman & George Kamel answer your questions and discuss:
"How do I...
You Can Build Wealth No Matter Where You Are in Life
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
Dr. John Delony & Jade Warshaw answer your questions and discuss:
"I'm...
Do You Have Too Much Month Left at the End of Your Money?
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
Ken Coleman & Jade Warshaw answer your questions and discuss:
"I'm...
It’s Never Too Late to Start Building Wealth
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
George Kamel & Dr. John Delony answer your questions and discuss:
"Is...
Are You Ready To Go Scorched Earth on Your Debt?
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
George Kamel & Dr. John Delony answer your questions and discuss:
"My...
The Road to Financial Freedom Begins With Hard Choices
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
Rachel Cruze & Dr. John Delony answer your questions and...
Draw a Line in the Sand and Say “I’m Done!”
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💸 Start taking control of your money in 2025 at our free livestream
George Kamel & Ken Coleman answer your questions and discuss:
"I'm $68k...
There’s Always a Way out of a Financial Spiral
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
Ken Coleman & Jade Warshaw answer your questions and discuss:
"Should I...
Be Prepared: Math Doesn’t Care About Your Life Situations
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
Jade Warshaw & Dr. John Delony answer your questions and discuss:
"My...
It’s Never Too Late to Clean Up a Financial Mess
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
📱 Listen to the full episode for free in the Ramsey Network app.
George...
The Road to Financial Freedom Is Paved With Grit
💳 Share your thoughts and you could WIN a $500 Gift Card!
💸 Start taking control of your money in 2025 at our free livestream
📱 Listen to the full episode for free in the Ramsey Network app.
Rachel...
Don’t Let Toxic Money Situations Keep You Trapped
💳 Share your thoughts and you could WIN a $500 Gift Card!
📱 Listen to the full episode for free in the Ramsey Network app.
Jade Warshaw & Rachel Cruze answer your questions and discuss:
"My...
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
💳 Share your thoughts and you could WIN a $500 Gift Card!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
Ken...
Your Life Is More Than Just a Set of Numbers
💳 Share your thoughts and you could WIN a $500 Gift Card!
💰Watch 90 Day Money Makeover.
📱 Listen to the full episode for free in the Ramsey Network app.
George Kamel & Dr. John Delony answer your...
You Can Change Your Life TODAY!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
Jade Warshaw & Dr. John Delony answer your questions and...
Your Income Is Your Greatest Wealth Building Tool
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & George Kamel answer your questions and discuss:
"How...
Your Mindset Matters More Than Your Money
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
While we're out for new year's, we've compiled some of our...
Don't Let Debt Happen To You—Face It Head-On
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey...
Financial Peace Starts With Clear Boundaries
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey...
How A Bigger Paycheck Could Lead To Bigger Problems
📱Watch the full episode for free in the Ramsey Network app.
While we're out for the Christmas break, we've compiled some of our favorite John and George calls from the past couple of years. Enjoy...
Define Your Future By Setting The Right Financial Priorities
📱 Listen to the full episode for free in the Ramsey Network app.
🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app!
📈 Are you on track with the Baby Steps? Get a Free...
The Hardest Decisions Are Often About Money & Relationships
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey...
Stop Letting Money Conflicts Tear Your Relationships Apart
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.
🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey...
Financial Chaos Can Derail Your Future
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey...
Your Future Self Deserves Better Choices Today
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey...
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.Watch United States of Anxiety exclusively on the free Ramsey...
It’s Our 2024 Annual Giving Show!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app.Watch United States of Anxiety exclusively on the free Ramsey...
You Can’t Win With Money if You Keep Ignoring the Real Problem
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Dr. John Delony answer your questions and discuss:
"My...
Delayed Gratification Is a Key Ingredient to Building Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Ken Coleman answer your questions and discuss:
"Should...
Your Debt Should Make You Uncomfortable
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey...
To Change Your Results You Have To Change Your Behavior
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey...
How to Escape Living Paycheck to Paycheck
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey...
If You Want To Be a Millionaire, Do What Millionaires Do
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Ken Coleman answer your questions and discuss:
"How do...
Building Wealth Starts With Setting Aggressive Goals
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey...
Don’t Overcomplicate Building Wealth, Keep It Simple
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
George Kamel & Dr. John Delony answer your questions and...
Get Out of the Cycle of Debt and Choose Peace Instead
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Dr. John Delony answer your questions and discuss:
"How...
Don’t Let Your Present Circumstances Define Your Future
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Ken Coleman answer your questions and discuss:
"How do...
Debt Is a Trap That Will Hold You Back From Building Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Rachel Cruze answer your questions and discuss:
"Our...
Debt Is Never the Problem, It’s Always the Symptom
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & George Kamel answer your questions and discuss:
"How do...
A Large Income Won’t Protect You From Debt
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
While we're out for the long weekend, we've compiled some of our...
Bad Money Habits and Good Relationships Don’t Mix
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & John Delony answer your questions and discuss:
‘My...
Are you Stuck in the Paycheck-to-Paycheck Grind?
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Ken Coleman answer your questions and discuss:
"Does...
You Can’t Outearn Bad Spending Habits Forever
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Rachel Cruze answer your questions and discuss:
"I hate...
Building Wealth Is About More Than Just Math
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Jade Warshaw answer your questions and discuss:
"My...
Affordable Gifts People Will Actually Love
🍸 Check out more episodes of Smart Money Happy Hour
Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been...
What if You Could Build a Life That Didn’t Exhaust You?
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dr. John Delony & George Kamel answer your questions and...
What Are You Willing To Sacrifice To Get Out of Debt?
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Ken Coleman answer your questions and discuss:
"My...
Building Wealth Is a Journey – Don’t Rush the Process
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Jade Warshaw answer your questions and discuss:
"My...
Don’t Look for a Hack When You Need a Grind
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Rachel Cruze answer your questions and discuss:
"My...
Learn the Power of the Magical Word, “NO”
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & George Kamel answer your questions and discuss:
"My...
Don't Take Financial Advice From Broke People
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & George Kamel answer your questions and discuss:
My...
Keep Hustling: You Have Power Over Your Debt
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & Jade Warshaw answer your questions and...
Quit Beating Yourself Up for Your Money Mistakes
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
George Kamel & Dr. John Delony answer your questions and...
Normal Is Broke... Do You Really Want To Be Normal?
📱Watch the full episode for free in the Ramsey Network app.
Rachel Cruze & Jade Warshaw answer your questions and discuss:
"How do I get out of a financial mess on my own?"
"Can I afford to buy out...
It’s Time To Go Scorched Earth on Your Debt!
📱Watch the full episode for free in the Ramsey Network app.
George Kamel & Jade Warshaw answer your questions and discuss:
"Should I co-sign a mortgage for my sister?"
"Is it okay to rent when I...
You Need To Do a 180 From the Life You’ve Been Living
📱Watch the full episode for free in the Ramsey Network app.
George Kamel & Rachel Cruze answer your questions and discuss:
"I took a pay cut to keep my family together,"
"What should I be investing...
This Is Your Brain on Debt
📱Watch the full episode for free in the Ramsey Network app.
Rachel Cruze & Dr. John Delony answer your questions and discuss:
"My parents are threatening to kick me out"
"I can't afford rent, what...
You Control Your Own Path Forward. What’s Your Next Step?
📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & Jade Warshaw answer your questions and discuss:
Trump won the election: here's what to do next,
"I overspent and have over...
Never Rationalize Debt!
📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & George Kamel answer your questions and discuss:
"Pull from my 401(k) to pay my ex-husband?"
"I can't break the habit of...
Personal Finance Means Balancing Intensity With Intentionality
📱Watch the full episode for free in the Ramsey Network app.
Dr. John Delony & Jade Warshaw answer your questions and discuss:
"I feel like I'm allergic to spending money,"
"How quickly should I be...
Money Is About More Than Math, You Can’t Put Peace Into a Formula
📱Watch the full episode for free in the Ramsey Network app.
Rachel Cruze & Dr. John Delony answer your questions and discuss:
"Is it wrong to not let family borrow our car?"
"Is it okay to buy...
Don’t Try To Solve an Income Problem With More Debt
📱Watch the full episode for free in the Ramsey Network app.
Jade Warshaw & Dr. John Delony answer your questions and discuss:
My business partner owes me $16K.
I'm struggling to keep my finances...
Never Take Life Advice From a TikTok Video
📱Watch the full episode for free in the Ramsey Network app.
George Kamel & Ken Coleman answer your questions and discuss:
"Why shouldn't I use credit cards?"
"We're millionaires, do we still need...
Wealth Gives You the Freedom To Make Your Own Choices
📱Watch the full episode for free in the Ramsey Network app.
Jade Warshaw & Ken Coleman answer your questions and discuss:
"I'm $2.5M in debt, what can I do?"
"How do I talk to my family about...
Controlling Your Own Behavior Is Half the Battle to Building Wealth
📱Watch the full episode for free in the Ramsey Network app.
Jade Warshaw & George Kamel answer your questions and discuss:
"Is it okay to continue renting indefinitely?"
"Should I continue to wait...
Are You Finally Ready To Get Your Crap Together?
📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & George Kamel answer your questions and discuss:
"My husband wants to sell the house for a trailer,"
"How do I balance work...
Don't Let Other People Sway Your Money Decisions
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Dr. John Delony & Rachel Cruze answer your questions and discuss:
"Family Is Guilting Me Over Not Helping My Mom"
"My Parents Keep...
Your Payments Are Keeping You Middle Class
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Ken Coleman & Jade Warshaw answer your questions and discuss:
"I can't get in my home due to a restraining order,"
"My car payment is...
You Are in Control of Your Own Future
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Rachel Cruze & Jade Warshaw answer your questions and discuss:
"Why not buy a house before marriage?"
"How do I invest for the...
Don’t Believe the Lie That You Need Credit To Survive!
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George Kamel & Jade Warshaw answer your questions and discuss:
"How do I start over at age 40?"
"My truck is taking over my budget,"
"Is...
The Borrower Is Always Slave to the Lender
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Ken Coleman & Jade Warshaw answer your questions and discuss:
"I loaned my friend $3k then she passed away..."
"I have nothing in savings...
Cut Debt out of Your Life, One Credit Card at a Time
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Jade Warshaw & Ken Coleman answer your questions and discuss:
"How do I find margin when I'm capped out on income?"
"Should I use a HELOC...
If You Don’t Have Money You Can’t Help Anyone Else
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George Kamel & Jade Warshaw answer your questions and discuss:
"I'm in a lot of debt and behind on my payments,"
"Should I...
Is the American Dream Officially Dead? A Conversation with Ben Shapiro
📱Exclusive Extra: Watch more from this interview on the Ramsey Network app.
Dave Ramsey sat down with Ben Shapiro for a real talk on work, building wealth, and
what it really means to pursue the...
Why You Need To Vote in Every Presidential Election
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Dave Ramsey & Rachel Cruze answer your questions and discuss:
Why you need to vote in every presidential election,
"My parents moved in...
One Year of Sacrifice Can Totally Change Your Life
📱Early Access, 10/15: Watch Dave Interview Shapiro in the Ramsey Network app
Dave Ramsey & Dr. John Delony answer your questions and discuss:
"My daughter doesn't live according to the...
Don’t Let Lifestyle Creep Derail Your Financial Goals
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George Kamel & Jade Warshaw answer your questions and discuss:
"Should we offer seller financing for our...
The Solution to Your Problems Is the Person in the Mirror
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Jade Warshaw & George Kamel answer your questions and discuss:
"Don't pay off your boyfriend's debt,"
Why debt consolidation isn't a good...
Why the Pain of Financial Infidelity is Deep
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John Delony & George Kamel answer your questions and discuss:
"I have $160K of debt, should I file for bankruptcy?"
"How do I grow my...
Why Car Payments Are Keeping Americans in the Middle Class
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Ken Coleman & Jade Warshaw answer your questions and discuss:
"Should I change jobs to help pay off debt?"
"How should I invest after...
Don’t Let Others Try To Define Your Success
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Dave Ramsey & Dr. John Delony answer your questions and discuss:
"I have $100K in credit car debt,"
"My husband has never wanted to...
How About You Actually Do Something About Your Finances This Year?
▶️ Watch Dave interview Donald Trump today!
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George Kamel & Rachel Cruze answer your questions and discuss:
"Can we cash...
You Should Be Furious at Your Debt!
▶️ Watch Dave interview Donald Trump today!
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Dave Ramsey & Ken Coleman answer your questions and discuss:
"My car note is...
Building Wealth Is About Building Good Habits and Sticking to Them
▶️ Watch Dave interview Donald Trump today!
📱For more content that keeps you motivated, download the Ramsey Network app.
Dave Ramsey & Rachel Cruze answer your questions and discuss:
"Is it ever a...
Can Trump’s Plan Clean Up America’s Financial Mess?
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Americans deserve to know what their presidential candidates will do about real issues that matter to real people. So, we...
Are You Dealing With a Debt Problem or an Income Problem?
Ways to watch Dave Interview Trump
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▶️ Get notifications for the YouTube premiere on October 2
Dave Ramsey & Dr. John Delony answer your...
What Are You Going To Do When You Have an “Oh Crap” Moment?
Ways to watch Dave Interview Trump
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▶️ Get notifications for the YouTube premiere on October 2
Dave Ramsey & George Kamel answer your...
Escape the Paycheck-to-Paycheck Trap
Ways to watch Dave Interview Trump
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▶️ Get notifications for the YouTube premiere on October 2
Dave Ramsey, Dr. John Delony, and Jade...
Use Your Money To Create a Life You Love
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Ken Coleman & Rachel Cruze answer your questions and discuss:
"We borrowed from my mom to start a business,"
Why a HELOC isn't an...
YOU Are The Only One Responsible for Your Financial Future
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Ken Coleman & George Kamel answer your questions and discuss:
"My parent asked to borrow $20K for a scam,"
"My church is asking me to...
Stop Whining and Change Your Life!
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Dave Ramsey & George Kamel answer your questions and discuss:
"Should I warn my son about tax lien investing?"
"Am I financially ready to...
You Make Too Much Money To Be This Broke!
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Dave Ramsey & Dr. John Delony answer your questions and discuss:
"I have debt my husband doesn't know about..."
"My husband keeps racking...
Do You Know Where Your Money’s Going?
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George Kamel & Jade Warshaw answer your questions and discuss:
"I have $164K in a HELOC and $0 in savings,"
"Is it ethical for my boss to...
Ditch Debt Quickly so You Can Build Wealth Slowly
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Dave Ramsey & Ken Coleman answer your questions and discuss:
"We're $250K in debt; what should we do?"
"My mother-in-law ran up $14K on a...
Quit Sitting on the Sidelines Waiting on Politicians To Change Your Life!
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & George Kamel answer your questions and discuss:
"I sell whole life insurance, why is it wrong?"
Why the Fed dropping rates...
Do You Have a Plan For Your Money?
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Dave Ramsey & Jade Warshaw answer your questions and discuss:
Combining money after marriage,
Going into debt to buy a business,
"Don't...
This Is What Freedom Sounds Like!
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Dave Ramsey & Dr. John Delony answer your questions and discuss:
"My husband has been unemployed for 13 years,"
"Should I co-sign an...
Is Your Debt Turning You Into an Anxious Mess?
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George Kamel & Dr. John Delony answer your questions and discuss:
"We disagree on how much to be investing,"
"I have no investments...
You Work Too Hard To Be This Broke!
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Ken Coleman & Rachel Cruze answer your questions and discuss:
"I was involved in a romance scam and lost $45K,"
"My car lease is...
Life Is Too Short To Choose Money Over Happiness
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Rachel Cruze & Jade Warshaw answer your questions and discuss:
"My employer told me I'm about to be laid off..."
"Pick a Side: How should...
If Your Money Plan Isn’t Working It's Time for a New One
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Jade Warshaw & Ken Coleman answer your questions and discuss:
"Should I sell my commercial building to pay off debt?"
"My car is getting...
Slow and Steady Is the Best Way To Build Wealth
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Jade Warshaw & George Kamel answer your questions and discuss:
"Pay off debt or pay for marriage counseling?"
"Why are credit cards bad...
Debt Is Never a Blessing, It's Always a Burden
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George Kamel & Dr. John Delony answer your questions and discuss:
"I feel like I'm parenting my dad,"
"How do I handle being charged a...
To Get Different Results You Must Do Different Things
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Rachel Cruze & Jade Warshaw answer your questions and discuss:
"How do we get out of $123k of debt?"
"Is it too late for me to start...
When You Don’t Owe Anybody Anything, You Have FREEDOM
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Jade Warshaw & Dr. John Delony answer your questions and discuss:
"My husband and I disagree on our debt payoff,"
"Is now the right time...
Debt Is Not a Path to Wealth or Peace
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Ken Coleman & George Kamel answer your questions and discuss:
"I am over $500K in debt"
You have to take ownership of your...
The Key to Building Wealth Is Maximizing Your Earning Potential
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While we're out for Labor Day, we've compiled some of our favorite Dave and Ken calls from the past couple of years. Enjoy your day and...
Stop Letting Your Financial Past Ruin Your Financial Future
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George Kamel & Dr. John Delony answer your questions and discuss:
What to do after a large inheritance changes your life,
Working in an...
4 Ways Money Can Make You Happier
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Rachel Cruze & Dr. John Delony answer your questions and discuss:
"Am I responsible for paying for this hotel charge?"
"I feel lost on...
When You Have Debt Your Money Is Not Really Yours
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Rachel Cruze & Ken Coleman answer your questions and discuss:
"How do I protect myself in a family trust?"
"Should I go back to school to...
Don’t Chase Your Dreams So Hard That They Become Nightmares
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George Kamel & Ken Coleman answer your questions and discuss:
"I hate my job but make good money,"
"My father wants to sign over his...
You’ll Never Be Able To Borrow Your Way out of Debt
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Dr. John Delony & Jade Warshaw answer your questions and discuss:
"I'm $870K in debt, should I sell my house?"
"I'm upside down on a car...
Cut Up Those Credit Cards so You Can Actually Chase Freedom!
📱Watch the full episode for free in the Ramsey Network app.
Ken Coleman & Jade Warshaw answer your questions and discuss:
"How do I stop living paycheck-to-paycheck?"
"How do I deal with financial...
Quit Letting Your Money Boss You Around and Tell IT What To Do!
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Jade Warshaw & Dr. John Delony answer your questions and discuss:
"I'm in an abusive relationship, how do I get out?"
"My mother-in-law...
Be Your Own Hero, Don’t Depend the Government
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Ken Coleman & Rachel Cruze answer your questions and discuss:
How to make extra income with a felony on your record,
When to make your...
If You Race To Build Wealth You’ll Fall Flat on Your Face
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George Kamel & Dr. John Delony answer your questions and discuss:
"My wife's college is trying to over-charge us,"
"How do I buy an...
Creating Margin in Your Budget Gives You Room To Breathe
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George Kamel & Jade Warshaw answer your questions and discuss:
"What's the best way to pay for a degree?"
"Should I pay off debt in...
It’s Never Too Late To Change Your Life… Start TODAY
📱Finish today's episode for free in the Ramsey Network app.
Jade Warshaw & George Kamel answer your questions and discuss:
"I have $100K in debt and we're expecting a kid,"
"Should I finance a...
Being "Normal" with Money Sucks, Be Weird!
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Dave Ramsey & Rachel Cruze answer your questions and discuss:
"My husband put us in $4.5 million in debt and I just found out,"
"Our...
The Borrower Is Slave to the Lender 100% of the Time
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Dave Ramsey & Ken Coleman answer your questions and discuss:
"I'm married but have to beg for money..."
"We sold our home to pay off...
If You Play Stupid Games, You Win Stupid Prizes
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Dave Ramsey & George Kamel answer your questions and discuss:
"My husband keeps refusing to combine finances; is he hiding an...
Don’t Let Your Financial Mistakes Define You
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Dave Ramsey & Dr. John Delony answer your questions and discuss:
"We owe the IRS $600,000,"
"How do I surprise my wife if we combine bank...
How To Protect Your Money During a Turbulent Election Cycle
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Ken Coleman & George Kamel answer your questions and discuss:
"How do we 'recession-proof' our jobs?"
"Should all politicians have term...
Quit Aiming Forever and Shoot Something Already!
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Dave Ramsey & George Kamel answer your questions and discuss:
"How do my parents transfer land over to me?"
"Is it wise to go into debt...
Face Your Financial Challenges Head On (Don’t Let Them Sneak Up on You)
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Dave Ramsey & Jade Warshaw answer your questions and discuss:
"Paying off debt is slowing my business,"
"Should I sell my mom's house and...
Quit Taking Advice From Your Broke Friends and Family!
📱Finish today's episode for free in the Ramsey Network app.
Dave Ramsey & Ken Coleman answer your questions and discuss:
"Should I sell my house to pay off debt?"
"Should I pursue a master's...
Don’t Let Toxic Relationships Keep You From Building Wealth
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Dave Ramsey & Jade Warshaw answer your questions and discuss:
The stock market fear is mostly emotional (so far),
"My mom took out credit...
You’ll Never Be Able to Outearn Your Own Stupidity
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Rachel Cruze & Jade Warshaw answer your questions and discuss:
"Should we pay off our house before having a kid?"
Dealing with financial...
The Pain of Transformation Isn’t Easy but It’s Always Worth It
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Dave Ramsey & Rachel Cruze answer your questions and discuss:
"I'm on the verge of losing everything,"
Balancing family time and working more,
"My job is...
This Is What It Sounds Like To Become a Millionaire in America
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Dave Ramsey & Ken Coleman answer your questions and discuss:
"How do I help my parents out of a financial mess?"
"What's the best way to combine...
Get Fed Up With Your Debt and Get RID of It!
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Dave Ramsey & George Kamel answer your questions and discuss:
"Use a reverse mortgage for some fun money?"
"My boyfriend wants me to move in with...
You Have To Own Your Stupid Mistakes Before You Can Win
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Dave Ramsey & Dr. John Delony answer your questions and discuss:
"My sister wants me to pay for her car that was repossessed, "
"Are international...
Are You Ready To Break Out of Your Debt Cycle?
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Jade Warshaw & Ken Coleman answer your questions and discuss:
"Should we go into debt to move to another state?"
"My business is drowning in debt..."
The...
About this Podcast
Copyright
2025
Language
en-us