Ken Van Vorhis: Living in a Tesla to Build Wealth: A Bold Strategy. | DSH #1509

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Speaker 1 Terms apply. dude.
Those girls with tripods scare me, they scare me, bro. I'm so afraid.
I'm like, oh man, there's a tripod right there. Like, yeah, don't want to look.

Speaker 1 There's literally whole videos of them posting guns. That's what I'm afraid of, bro.
That's what I'm afraid of. It's like, I'm just trying, I'm just here trying to do like my freaking

Speaker 1 dip machine. I'm just trying to do the dip machine, and like someone sets up right in front of me and starts doing squats.
Are you serious? Why?

Speaker 1 Okay, guys, we got Ken here. This man is a very interesting person living out of his Tesla and giving good advice on social media.
So thanks for hopping on, man. Thank you.
Thank you.

Speaker 1 Yeah, not every day you run into someone that lives out of their car and it's by choice for you, right? To be clear. It is 100% intentional.
Yeah, that's a very unique way to live life.

Speaker 1 What was the inspiration behind that? Well, I wasn't happy with the results that I was getting. Like I felt like I wasn't moving fast enough.

Speaker 1 Like I was trying to buy as much crypto as I possibly could and I wasn't getting anywhere. Like something would always come up and I'd get screwed.

Speaker 1 Like my car would break down or I needed to help out with my friends with something and I wasn't stacking my portfolio the way that I wanted to.

Speaker 1 And so then eventually it got to the point where it was like the first year was coming around and my lease was up and I'm like, you know what? I'm just going to live in my car.

Speaker 1 And like I saved extra $1,000 a month right away. And then we've just been doing it ever since.
And you put that thousand into crypto or how do you invest your money? Yes.

Speaker 1 So I put every single cent that I can into cryptocurrency. Wow.
So I was able to put a lot more in the earlier months.

Speaker 1 But then recently, there's just been, once again, like something's always coming up, you know? Yeah. And so you just, I feel like you just got to outrun that.
Interesting.

Speaker 1 So if you had to look at a pie chart, what percentage of your liquid net worth is in crypto right now?

Speaker 1 100. 100%.
100.

Speaker 1 Nothing in the bank. No, no.

Speaker 1 I think one of my banks is overdrawn right now. Like, I just, I put everything in.
Wow. I will say now with these crypto credit cards, that is actually a possible lifestyle.

Speaker 1 And I feel like before you kind of needed some cash, you know? Yeah, like you can pretty much live off of cryptocurrency alone right now.

Speaker 1 Like, um, I've heard that BitPay, you can pay your rent and other bills directly from a wallet. Wow.
It'll just convert it and send the money right off. That's interesting.

Speaker 1 So I will also say there's some really smart people that are putting a lot of their liquid capital into crypto right now.

Speaker 1 I just sat on Grant Cardone's brother and he put 86% of his money into Bitcoin. Yeah.
Are you all in on Bitcoin or do you spread it out?

Speaker 1 So for me, I'm looking for more of gains in like the next four months. Like I was looking for a 12-month period where I can make as much as possible.

Speaker 1 So I decided to focus a little bit more on altcoins. My largest holding right now is XRP.
So I rode that from 55 cents even before I was homeless.

Speaker 1 The money that I had in, I rode that from 55 cents up to like, I think like 320. Wow.
Is what it peaked peaked out. And right now, I mean, we're, we're doing good again right now.
Yeah.

Speaker 1 So you're up 6x on that. I'm, yeah, I'm up a pretty decent amount.
Do you want to sell it or do you want to just keep holding it?

Speaker 1 I'm going to keep it for now, but I do plan on selling everything before the next bear run.

Speaker 1 I do believe in more of like a Bitcoin maxi stance where I just want to buy and hold and never sell, right?

Speaker 1 But that has to be later on. I got other things in my life that I want to clear up that I think could launch me farther in the next bull run.

Speaker 1 And then I will never sell the Bitcoin that I accumulate in the next bull run. Yeah.
Cause with Bitcoin, you could just leverage that and take out loans against it, right? That's my plan.

Speaker 1 My plan is to just hold it until it gets institutional adoption. And then I can just take loans against Bitcoin just like a HELOC against a house.
And it's a lot more liquid.

Speaker 1 And I don't have to worry about any control on it, pretty much. There's already some companies because when I was buying a house, that was an option for me.
I was thinking about doing that.

Speaker 1 And there are a couple that will give you money. I've heard that

Speaker 1 there's two main options right now. You can, there's one company that'll give you 40% LTV.

Speaker 1 And then there's another company that will give you, like, if you put up one Bitcoin as collateral, they'll give you another.

Speaker 1 And so you can basically just like leverage yourself 2x on Bitcoin, but I'm not entirely sure how that works that I haven't explored it.

Speaker 1 Yeah, I'm sure there'll be more and more competition in the future with that, but it's, it's looking good because right now getting a house the traditional way is insane. Oh, it's impossible.

Speaker 1 I mean, I live in Orange County. Average mortgage where I'm living right now is like $12,000 a month.
It's insane.

Speaker 1 And the amount that you need down, I mean, even with an FHA loan, you still are going to need it, like $100,000 down minimum. It's insane.
That's nuts.

Speaker 1 Has your like fulfillment and happiness been affected from living in your car versus a house? Yeah, I'm so much happier. You're happier?

Speaker 1 I am so much happier. I feel free.
I thought you were going to say the opposite. No, no, I feel so free doing it.

Speaker 1 I've actually, I've actually never felt this good in my entire life. Wow.
So it's just, I feel like just dropping that weight has allowed me to run so much faster.

Speaker 1 And I've accomplished more in the last seven months of my life than I think I ever have, if I'm being completely honest. So what's a typical day?

Speaker 1 You pull up to somewhere with Wi-Fi, I'd imagine, right? No, so I actually still hold a nine-to-five. Oh.

Speaker 1 So every single day in the morning, I get up, I chug an energy drink, I drive over, I hold a sales job. And it's right next to where I, where I sleep.
So it's perfect.

Speaker 1 I just drive right down the street. And then after I get off work, I normally go back to my car.

Speaker 1 I change into some more casual clothes, hit the lifetime fitness that's on the other side of the street. And then normally I'll go grab some food and then I'll just repeat that day.

Speaker 1 And my life is a loop. I do that every single day.
It does not change. Every single restaurant that I go to, like the whole staff knows me because I do, I stick to that routine so strictly.

Speaker 1 So you're very disciplined in that sense. Yeah.
So even though you're homeless, you're paying $330 a month for lifetime. I am.
Yeah. Why couldn't you just pick a $20 a month, Jim?

Speaker 1 Because I don't like the environment.

Speaker 1 I'm really big on mindset and I'm really big on

Speaker 1 what I surround myself with. And I've noticed that I am incredibly competitive when I feel like I'm behind.

Speaker 1 So I intentionally try to put myself in situations where I am the lowest in the room.

Speaker 1 Like I want when I go to lifetime fitness and I pull up and there's like a Urus outside and there's a McLaren 720S, which is my dream car right now.

Speaker 1 And when there's Rolls-Royce's and Bentleys everywhere and even the casual cars in the parking structure, not even the valet, you got beamers and AMGs and all of the nice stuff.

Speaker 1 And then I'm over here in like my shitty Model Y or I'm I pull up in my BMW 3 Series from 2018 that's got like a broken battery.

Speaker 1 Like it makes, it puts me in this constant position of I need to be doing better. I need to be catching up.

Speaker 1 Respect.

Speaker 1 Yeah.

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Speaker 1 I think that's the highest ROI that I'm currently spending, even more than crypto right now. Wow.
Yeah. For me, it's been a tremendous ROI.
I pay the same as you.

Speaker 1 And Sonic Conversations, you never know where they're going to go, man. Dude, Sonic Conversations are crazy.
I met some guy who sells Ferraris, just literally just in the Sonic.

Speaker 1 Like, we're just talking. He's like, oh, yeah, I work at the Ferrari dealership in Newport Beach.

Speaker 1 I'm like, sick. That's a good contact.
Because if you could get one at MS or RP, you're up like $500K, right?

Speaker 1 Dude, I've heard that you have to buy like three used ones before you can even get into a like a brand new ferrari like they won't even give you an allocation unless you've had like three used ones holy crap that's nuts i know man yeah i can't wait to play that game though i'll be honest i can't wait so you love cars oh i love you have three cars right i do yeah i've so even though you're homeless three cars homeless i have three cars and i actually park them all next to each other in the same parking lot and so like everyone everyone around me like because there's other people in the parking lot that like sleep there too and everyone can see me.

Speaker 1 I get out of my Tesla, and normally I'll like put on my suit from the BMW because that's where I like keep my stuff. I store it all in the BMW, and then I'll get in a Model Y and I'll just drive off.

Speaker 1 That's wild. So, you have one car just for storage? Yeah, just one car is just strictly storage, but that's only as of last week.
Because I just bought the Tesla Model Y. I picked it up two days ago.

Speaker 1 And why'd you pick that one?

Speaker 1 Honestly, it was the perfect trim. It came with the white interior, the blue exterior, the acceleration package.
It had the sporty little rims.

Speaker 1 And I wanted a Tesla because the camp mode is crazy for going homeless. I swear to God, it's better than a van.
Everyone's telling me to get an RV or to get a van.

Speaker 1 And I'm like, you guys obviously don't know about camp mode because I can turn my car into a thermostat

Speaker 1 potentially when I sleep, set it to whatever I want. It's got a security system.
It's got sentry mode. And so I don't have to worry about anyone pulling up on me at the middle of the night.

Speaker 1 Everyone's deathly afraid of Teslas because they all know that it has cameras all around it. No one bothers me.
That's a good one. That's great.

Speaker 1 And then I just, I parked my BMW between the two Teslas. And so there's cameras on either side of it.
No one has bothered me

Speaker 1 in seven months. Smart.
And I haven't even had to move the cars until last night. Funny enough, I was sleeping in the same parking lot for like six months.
No one bothered me.

Speaker 1 And then this, this RV pulled up like three days before I left. And apparently someone called the cops because there's this massive RV sitting in the parking lot.
And now they're kicking everyone out.

Speaker 1 So I had to have someone move my cars when I was driving out here. Damn.
So that RV ruined it for everyone. It pretty much ruined it for everyone.
What parking lot was up?

Speaker 1 I don't know if I want to say that. I don't know if I want to like drop the parking lot or sleep in.

Speaker 1 Well, no, I was going to say, like, is that a common issue for people that sleep in their cars, like just getting kicked out of where they're at? Honestly, I wouldn't know.

Speaker 1 I mean, this is the first, I've gotten kicked out of multiple different lots, but most of that was just in my first month. Like the first month that I was homeless, I was jumping.

Speaker 1 Like I was, I was trying to stay in Newport because I love the area. I love being by the coast.
But every time, like the Newport Beach PD would pull up and they're like, yo, Ken, you got to move.

Speaker 1 Like you can't, you can't be sleeping in your car here. Yeah.

Speaker 1 So then I was kind of exploring some other places. I tried going outside my job.
I was able to sleep in the parking lot. That's my job for a little bit, but then the property manager got upset.

Speaker 1 Now I just found this one parking lot that my friend told me about. It was the, it was like the spot.
It was perfect. No one bothered me for so long.

Speaker 1 I'm a little bit salty about that RV still because that happened last night that I had to go and get one of my friends. I'm like, yo, I'm on the road.
You got to move these cars.

Speaker 1 That's a bad call to get. Yeah.

Speaker 1 So do you plan on living in your cars for a while? Like, what's the long-term vision? You know, it was only supposed to be three months. It was supposed to be from January to the end of March.

Speaker 1 That was it.

Speaker 1 But then at the end of March, I was like, you know, I'm doing pretty well. I don't know if I want to end this just yet.
And then I'm like, okay, I'll do 120 days. I'll do another month.
Right.

Speaker 1 Then I did the 120 days. And then I'm like, you know, I really still don't want to pay rent.
And my life hasn't been like degraded too much by doing this. I might as well just keep it going.

Speaker 1 And so I just continue to do it. And now, I mean, it was seven months, two days ago.
or yesterday actually was the seven month marker and so i'm like you know what like let's just shoot for a year.

Speaker 1 Right now, that's what I see the end goal is. I mean, it would be nice to be able to tell people I was homeless for all of 2025.
That would make a great origin story. That would be.

Speaker 1 How do you approach dating then? I don't.

Speaker 1 I don't.

Speaker 1 I'm too locked in right now, man. I don't want any distractions at all.

Speaker 1 Plus, I mean, what am I going to do? I was like, hey, come back to my Tesla.

Speaker 1 Let's go back to my Tesla. I got a memory foam mattress.
It'll be great. Wow.
I don't think that would work very very well.

Speaker 1 It wouldn't, but I'm impressed with your discipline to just take a year off from that.

Speaker 1 A lot of guys our age cannot do that. Yeah.
Especially a lifetime. You'll go in the lifetime every single day.
It's like blinders. A lot of temptations, right? You got the blinders on, man.

Speaker 1 My single friends struggle in lifetime that's be focused. I see them looking around the whole gym.
I'm like, bro. 100%.
Here to work out. Like, come on.
Dude, those girls with tripods scare me.

Speaker 1 They scare me, bro. I'm so afraid.
I'm like, oh, man, there's a tripod right there. Like,

Speaker 1 don't want to look. There's literally whole videos of them posting guys.

Speaker 1 That's what I'm afraid of, bro. That's what I'm afraid of.
It's like, I'm just trying, I'm just here trying to do like my, my freaking

Speaker 1 with like the dip machine. I'm just trying to do the dip machine and like someone sets up right in front of me and starts doing squats.
I'm like, are you serious? Why? Sometimes

Speaker 1 why right in front of me, man? Sometimes I feel like they bait it. Dude, it's on purpose.
I swear to God, it's on purpose. They're doing that on purpose.
Tripod reaction videos. 100%.

Speaker 1 Yeah, those suck. I've seen guys like genuinely want to help the girl and then they get caught.
I have a boyfriend. Yeah.
Why were you staring at me? Nuts.

Speaker 1 What do you think of all the dating advice videos from guys you see on social media? I think

Speaker 1 they're aimed towards a demographic that should be focusing on something else.

Speaker 1 Because honestly, if you level yourself up, you don't need to worry about dating.

Speaker 1 You don't. I mean, if you focus entirely on just increasing your income and investing and building a stable platform for yourself, and I know this is what everyone says, right?

Speaker 1 But they just, they just come around.

Speaker 1 Like, I'm literally homeless. And like, I still get like people approaching me and like DMing me on social media and sending me Snapchats and stuff.
But, and I'm, I'm homeless.

Speaker 1 I'm literally just a homeless guy sleeping in a car. Um, and it's just because the, they see the progress, they, they see the returns.

Speaker 1 I mean, if you look at my Instagram from a year ago and you look at it now,

Speaker 1 that massive jump alone i feel like is is attractive

Speaker 1 but then again i'm just the homeless guy i i'm i'm staying away from the entire dating scene right now

Speaker 1 why do you think most men today are weak and can't pull girls it's because that's all they try to do that's what they focus on if you're if you're if you're trying if you're giving all of your attention to try and pull girls that's gonna be like the one thing that's gonna evade you because you're you're lacking on other parts of your life that need to be developed

Speaker 1 you need to develop everything like i look at myself as like a. I hope you guys are enjoying the show.
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Thank you.

Speaker 1 Video game character, right? I want max skill tree. I want all of them.
I want to have a maxed skill set, right?

Speaker 1 And then once you have a max skill set and you're already the best in the game, I mean, it's just, it's pretty easy from there. Yeah.
Yeah. I think

Speaker 1 I agree. I will say I met my girl when I was financially broke and not confident, but we grew together.
And that's pretty rare these days.

Speaker 1 But it's it's very rare if I if I found someone like that I would lock that shit down oh yeah we're getting married a hundred a hundred percent I would lock that down if that was if that was possible but every single person that I meet like they'll just say something that's an immediate red flag like oh I just got back from a girls trip red flag

Speaker 1 red flag like I just got back from a girl's trip where like I'll see them post on their Instagram story and they post like a really nice dinner at like Nobu and I'm like all right who paid for that like who who are you there with There's two plates in the photo.

Speaker 1 Like, a lot of materialism these days for 100%. Or like when they're on a boat, like they post a picture on a boat, and I'm like, nope, red flag, yachts, yeah, yeah, a lot of that by you, I bet.

Speaker 1 And Callie, yeah, 100%. Newport Beach, massive yacht scene, massive yacht scene.
You plan on staying out there for a bit? Oh, I love Orange County.

Speaker 1 Yeah, I think Orange County is like one of the best places that you can be in California because you have easy access to LA, you have easy access to San Diego, but you don't have to live in those areas.

Speaker 1 And just Orange County is so nice. You just drive down the street, there's no homeless people like anywhere.

Speaker 1 It's crazy. There's no trash on the street.
Irvine, Irvine regular roads are like five lanes wide. Wow.
It's insane. It's like a freeway.
You're driving down Sand Canyon.

Speaker 1 You got five lanes of traffic on like a residential street.

Speaker 1 Speed limits are like 65 on roads. Massive car community in Orange County, too.
And then we got like the 73 freeway, which is a super nice long curvy drive. I've taken my BMW down those.

Speaker 1 And then if you, there's this one spot, it's right next to one of my friends' houses. It's like a little outlook.
It's right over the 73 off of Newport Coast. You just camp there at like 5 to 10 p.m.

Speaker 1 You just like chill there with the boys. You'll see Paganis.

Speaker 1 You'll see Konigsegs. You'll see Porsches and Ferraris.

Speaker 1 They all, because all of them live in like pelican hill or crystal cove and they're all come off the 73 and get on a newport coast and you can hear them coming from like a mile away damn it's it's crazy i have some crazy photos that i've shot from up on that hill too i need to get out there i haven't been out there you haven't been in orange county i've been once for like a dinner but i never got to actually explore it you know 100 it's it's definitely a great place you gotta gotta check out newport newport is more of like ritzy like yachts like boating vibes and then if you drop down into laguna beach it's a lot more artsy got it.

Speaker 1 Maybe I'll schedule a day to come out there and film some pods. 100% worth it.
There's some ballers out there. 100% worth it.
There's some really big people out there, too. Who's out there? Oh, man.

Speaker 1 Who's the mafia guy? Michael Franzis. Yeah.
He's been on already. Oh, he has? Yeah.
He drove into LA. We filmed there.
But yeah, he's awesome. Yeah, I know.

Speaker 1 I saw I saw a picture of him at Crystal Cove right outside of Javier's or it was Oceans. It was Mastro's.
I saw him right outside Mastros. Yeah, he's dope.
One of my favorite guests. Crazy story, man.

Speaker 1 Wow. he's been through some shit.
Yeah. I love the mafia stuff.
All right, another hot take.

Speaker 1 Do you think being poor is a mindset? 100%.

Speaker 1 100%.

Speaker 1 Like, there's even people that I know who, like, have money because they made it through luck, like in early crypto days, or people who like their parents had money.

Speaker 1 And just the way that they talk, I'm like, why do you talk like this? Like, why, why do you talk about these things? Like, these are not productive things to do.

Speaker 1 And I think a lot of people, just the way that they think, it's the people they surround themselves with. That's the biggest thing.

Speaker 1 I spend as much time as I can trying to put myself around other rich people. And so that way I can think like they do.

Speaker 1 And that's probably been, like I said, with lifetime fitness, that was my entire goal was to do that. Highest ROI expense that I have right now is probably that $330.
Yeah, other than crypto, right?

Speaker 1 I would say more than crypto even. More than Ripple? I would say even more than crypto.
I mean, crypto, I mean, with Ripple, I got a 600%,

Speaker 1 right? But with Lifetime Fitness, the mindset that I've cultivated there, my income has gone from $4,000 to $10,000 a month. Damn.

Speaker 1 And I've met some really high-quality people there that I know I'm going to be doing business with in the future after I'm done with this whole homeless thing and I enter the next chapter of my plan.

Speaker 1 There's already, I already got people lined up. Well done.

Speaker 1 You're helping me buy the Eurus.

Speaker 1 I already know the guy who's going to help me buy the Eurus.

Speaker 1 Well done. What's the approach when you you meet these guys? A lot of guys can't network and talk.
It's not even about networking.

Speaker 1 Like when I went to Lifetime Fitness, I just thought to myself, like, oh, like when I see someone with a Lambo, I got to go up and talk to them. Right.
And it was so awkward.

Speaker 1 Like I did that my first day there. I literally walked up to a guy driving out, took a picture of his car from like up on the, on the top of the, on top of the parking structure.

Speaker 1 And I came up to him and like, hey, man, like, let me shoot, give me your number. Let me send you these photos, right? Because I wanted to get his number so I can network.
Owns a construction company.

Speaker 1 He's a cool dude. He had like a, it was a tan, like a tan Lamborghini that had like carbon fiber hood and custom arrow package.

Speaker 1 It was like a 1015 or a 1016 body kit, something like that, like an expensive, like extra like 50 grand body kit on it.

Speaker 1 That's what I thought networking was. But then once I got to lifetime, I realized it's just being in the same place as people.
Conversations naturally happen. Yeah.

Speaker 1 Like when you're in the sauna, right? Like you said, that's a great example. You're just sitting in the sauna.
You're just having a conversation with people.

Speaker 1 All of a sudden you find out one guy's a Ferrari Ferrari car salesman. Or you just find out, okay, well, this guy owns a mortgage company.

Speaker 1 And then, like, the more you see each other, you're working out with each other. And then maybe like you shoot an idea past him.
And he's like, dude, that's cool. Like, I'd be down to go in on that.

Speaker 1 And then it's just that, that proximity and that closeness of knowing this person and knowing like, okay, well, like, we're in the same place. I see him every day.

Speaker 1 Like, that's the starting to a connection. Right.
So I would say it's not even about networking. Like, I will, I don't think I'll ever go to a networking event.

Speaker 1 I don't think that's worth it. But I do believe in clubs.
I do believe in places where you go there every day, not just to meet people, but because you want to be there.

Speaker 1 And then you end up meeting people along the way. I feel that, yeah, I always tell people, don't make it seem forced.
100%. No matter what setting you're in.

Speaker 1 There's so many people who make it seem forced. Oh, yeah.
It's cringe. You could tell, too.
I know. It's not, it's not fun.
It's not. It's not, it's not fun.

Speaker 1 Like, if it doesn't feel genuine, like, why am I even talking to you? You know, I know. That's, that's the biggest thing.
Like, it, it doesn't, you don't want to fake genuinity.

Speaker 1 You want it to be genuine. Yep.
And the only way to do that is just to be an outgoing person and just start conversations with anyone at random with no expectations going into that conversation.

Speaker 1 Just tell them, hey, you look pretty good today. Hey, man, I love that fucking suit.
You look great in that suit. And then soon, just the connections just kind of start to come together, you know?

Speaker 1 Yep. Did you go to college? I did not, no.
Why? My parents pushed me.

Speaker 1 Parents pushed me very, very hard to go to college, but I was that guy in high school where I would like fall asleep in the class or I'd be like playing geometry dash on my phone, like the entire class, not paying attention to anything.

Speaker 1 The teachers fucking hated me. I'd fail all the homework because I'd never do it.

Speaker 1 And then I'd just show up for the test and ace them because I picked up on the content and I was a quick learner and I would understand the whole concept on day one.

Speaker 1 And then the teacher would spend three days learning it. And I'm like, dude, this is so slow.
And I'm like, half of this shit, like, I'm never going to use this.

Speaker 1 How do I need to know how to calculate a rabbit's genome? Like what babies are going to have what color fur? I don't need to know that. Like,

Speaker 1 I want to learn something that's actually going to be useful to my life. I want to specify in a field.

Speaker 1 And I thought about doing that in college, but then I'm like, I don't really know what I want to do with my life.

Speaker 1 And I feel like if you don't know what you want to do with your life, college is the worst thing you can do.

Speaker 1 If you know, like, if you're like, I want to be a doctor, I want to be a lawyer in your set. 100% go to college, get the degree, get the certification.

Speaker 1 But there's too many people who have no idea what they want to do. And all their friends are going to college.
And so they're like, I'll go to the college too.

Speaker 1 And they just end up going to bars and going to clubs and partying for four years, wasting four years of their life, not learning anything. Then they get into the workforce.
The degree is useless.

Speaker 1 And now they're screwed.

Speaker 1 I feel like a much better alternative, if you have no idea what you want to do with your life, just explore different jobs. In particular, sales and marketing.
I mean, the king and queen of

Speaker 1 business. If you know how to sell or if you know how to market, you're always going to have a job.

Speaker 1 That's why I chose sales. It's because I'm like, okay, I want a job where I can make six figures based off my own ability, not having to worry about getting a promotion or if someone likes me.

Speaker 1 I want it to be entirely on my performance.

Speaker 1 And every single entrepreneur that I watched on social media, Justin Waller, Mark Cuban, all of these guys, they said, if I had to get a job, a nine to five, I would get a sales job.

Speaker 1 And I took that to heart. And the first thing that I did, the second that I lost the job as an Uber driver, because that's what I did previously, went and got a sales job.

Speaker 1 My first month, I took home a weekly paycheck for four grand.

Speaker 1 First month,

Speaker 1 it's that fast.

Speaker 1 Sales is probably the most important skill, in my opinion, in business, entrepreneurship. Almost every CEO has that ability.
Exactly. Cause it's not, people say sales, but it's really persuasion.

Speaker 1 That's what it is. It's a lot of psychology, actually.
100%. It's all psychology.
It's all knowing, like, okay, do I need to word the, how do I want to word this? Do I want to word it in the negative?

Speaker 1 Do I want to word it in the positive? What emotion am I trying to evoke by saying this?

Speaker 1 And then if you

Speaker 1 have that skill,

Speaker 1 any conversation can go the way you want it to. Yep.
You can control any conversation ever. You could use it in so many industries, and it's tied to your skill level too.
That's that's the thing.

Speaker 1 I know guys making seven figures a year off sales jobs. Jeremy Lee Minor.
I'm pretty sure that guy was doing like 1.2 million a year as a W-2. He wasn't even 10.99.
He was W-2, doing like 1.2 million.

Speaker 1 That's insane. That's nuts.
I would love to be able to do that one day. I mean, I've been in sales for two years.

Speaker 1 I'm still developing that skill set, but I feel like I could 100% be there if I stick with it. I'm really just hoping to branch over into entrepreneurship sooner.

Speaker 1 Like I feel like I have the basics of sales down. I have the basics of marketing down.
Now I'm ready to start the business. Yeah.
Yeah.

Speaker 1 High ticket sales is where it's at right now, especially if you're just starting starting out. It's uh, because you could get a couple thousand commission check for each close.
Oh, yeah, 100%.

Speaker 1 I feel like a lot of people, though, they get too drawn into that remote work. They see this lifestyle of like, oh, I'm a remote closer in Bali, making 10 grand a month, right?

Speaker 1 And you, you see like these crazy videos and stuff like that.

Speaker 1 Getting remote jobs like that is very, very hard. It's not, and you, the thing is, if you're new to sales, you don't have that one-on-one training.

Speaker 1 Yeah, I took a job at a Biz Marshawn, Beast Mode, Lynch.

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Speaker 5 I am so excited for the spa day. Candles lit.
Music on.

Speaker 1 Hot tub warm and ready.

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Speaker 1 What a wet blanket.

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Speaker 1 Attached Resolution Center.

Speaker 1 I would only get $150 if the person above me closed the high ticket. I was closing the entry-level service and I would get zero commission if my team leader didn't close it.
Wow.

Speaker 1 And so it was, it was a horrible structure. But at the same time, the training that they had, that they poured.
thousands of dollars into the training of every single rep at that office.

Speaker 1 And they turned me into a killer. They taught me how to hunt all different types of leads, how to close.
I learned everything from that job.

Speaker 1 And then I just branched over into a job that was higher paying and I dominated top of the board first month. That's smart.
So you took advantage of a shitty situation. Yeah, I was.

Speaker 1 And the thing is, everyone shitted on me for like the eight, nine months that I was at that job. Like my friend was working at Domino's delivering pizza.
He was like, I'm making more money than you.

Speaker 1 And I, and I was, I was like, just wait. Just wait.
I'm I'm building a skill set. I'm here for the learning.
I am not here for the money yet. I'm surviving.
It's fine.

Speaker 1 And then

Speaker 1 I think I got my next job on the 26th of December, 2024, right before I went homeless. Residual-based commissions, a nice revenue split.
And then I went from my first month homeless, I did four grand.

Speaker 1 And last month in July, I did 10. Wow.
Actually, actually, I did like 10, six, almost 11. Well done.
So it's definitely been a journey. Have you lost close friends throughout this process?

Speaker 1 I have, yeah.

Speaker 1 There's a couple people

Speaker 1 who I thought were my friends, who I thought were really, really cool. I had nothing against them.

Speaker 1 And when my content started to blow up on social media, some of them had a great approach to it.

Speaker 1 And some of them were like, were like, you go, Ken, like you, you keep going, keep grinding, stay locked in. I still talked to those guys.

Speaker 1 And i had a couple guys who were like you're a piece of shit you're pathetic for doing this go and get an apartment stop making a fool of yourself you're embarrassing your family i'm like we'll see what my family thinks in two years all right i mean i i know that i'm right in the long run so we'll we'll see i feel like that's why i tell anyone who comments something hateful on my on my post i'm just like just wait or we'll see who ends up on top because i i know where i'm gonna land i feel like whenever you're doing something innovative or unique you're gonna to get hate no matter what 100 but i love it you need it what what they don't realize what all the haters don't realize is that when you comment hateful on my post it boosts the algorithm to people who want to see it and then they become my followers right so i would not have the base that i have right now if i had not been getting so much hate early on in the process i rage i do i post financial rage bait on purpose i rage bait the fuck out of people like this is day 212 going homeless with three cars.

Speaker 1 And everyone's like, you're a fucking piece of shit. I upset the whole middle class.
The whole middle class comes after me in the comments. That's wild.

Speaker 1 I mean, you're so open about your, your ups and downs. I think it just catches people off guard, right? That's what I wanted to do.

Speaker 1 When I started on social media, I was like, I want to document every step of the process. I want it to be real.
I don't want it to be like, here's my Lambo. Here's my rented Rolex.

Speaker 1 I didn't want to do any of that. I wanted to be like, okay,

Speaker 1 here's where I was at. Here's my losses, right? I had to just spend $1,800 to fix my BMW one month, and I couldn't, I had to pull out of crypto to do that.
You didn't have insurance?

Speaker 1 Well, I had insurance, but my deductible is $2,500. Jeez.
And so I was like, well, I mean, might as well just fix it. It was my daily driver.
Right.

Speaker 1 And so I had to come out of pocket with that. I had to take a massive loss on that.
I had to sell XRP at $1.80. Fuck.

Speaker 1 I sold $1,800 of XRP at $1.80. I used to have 3,000 tokens.
I had sold it and I couldn't buy back in time. Now I only have have 2,500.

Speaker 1 Bro, I'm going to teach you some. How's your credit score? It's all right.
That's a whole different part of the journey, too. I have over $100,000.

Speaker 1 It's probably like $130,000 of debt on my credit report right now. From what? Cars.
Oh, my God. So you finance all your cars.
Yeah.

Speaker 1 So it's cars, it's personal loans from credit consolidation and it's credit debt from mistakes that I made years ago. Got it.
Because

Speaker 1 I had a girlfriend like two, two and a half, almost three years ago ago now and oh my god i love to spoil her i i love to spoil her that was her love language i bought her an iphone 13.

Speaker 1 um i i went all out and i was but the thing is at the time i was only making like two three grand a month but i wanted i wanted to give her this lifestyle so bad because no one had ever given it to her and i wanted to be that guy but i just wasn't there yet myself i hadn't built myself up enough And so I went into, I maxed out all my credit cards.

Speaker 1 I took out a consolidation loan. I paid them all off.
I maxed them out again.

Speaker 1 I took out another consolidation loan paid them all off and then maxed them out again and then my bank was like we're not giving you any more wow consolidation loans and then

Speaker 1 the bmw i the i had the bmw loan first

Speaker 1 and then after the bmw loan i got the tesla thinking that i was going to be selling and exiting the bmw in the next month i just had an overlap period where i needed a car so i bought the next car without selling the last one And then the BMW deal fell through.

Speaker 1 Damn. And now I'm stuck with a bunch of negative equity on all of my cars.
So I can't exit them.

Speaker 1 And so that's why like my BMW is breaking down now to the point where it's costing me thousands of dollars a month in repairs, not including the payment. That's why I bought the Tesla Model Y.
Got it.

Speaker 1 Is because I'm like, I need a daily driver that's not going to break. I just need, like, I'm, I'm trying to outrun my debts.
I don't have a problem taking on more debt.

Speaker 1 I care about my debt to income ratio because I know my income is going to keep going up. Makes sense.
So I'll pay off my debts at some point.

Speaker 1 But I care more about the DTI.

Speaker 1 And something I'm very proud of is even though I've taken on probably $40,000 of additional debt since I've been homeless, my debt to income has gone down every single month consistently. Interesting.

Speaker 1 We need to get you on a Caleb Hammer show. You know, everyone's telling me that.
Everyone's telling me it's like, you, you got to go on

Speaker 1 millions of views. They're tagging him in all of my videos.
And then.

Speaker 1 What was his name? It was Jack. Jack

Speaker 1 Graham's co-host. Yeah.
Jack Selby. Yeah.
Graham's co-host hit me up on Instagram and was like, hey, I'm going to message Caleb. Like, you need to go on a show.
Yeah. I'll put in a word too.

Speaker 1 So multiple points.

Speaker 1 Graham hit me up too. I was so hyped about that.
That's sick. Because I've been watching Graham for a while now.
He's an OG. I know.
It was super nice to like, I had a quick conversation with him.

Speaker 1 It was, it was crazy. It's crazy some of the people that have, that have reached out to me.
I never, I never thought this would happen. I love that, man.

Speaker 1 Like, I've been posting on social media for two years now. I wasn't expecting to blow up until after I got rich.
Like,

Speaker 1 I wasn't expecting people to watch the homeless grind yeah well i think people like the relatability and also they like your consistency you post every day right yep every every single day pretty religiously there's a couple days where i miss it but i i always go back and i make sure that i have each day documented at least yeah that'd be a game changer for you on that show dude i'll i'll get you on there that would be nice um yeah i asked about the credit because like there's credit cards that have 0% interest i've heard about that most of my debt is actually not credit cards though okay so most of my my credit card debt is going to be personal loans and because i use schools first federal credit union i actually have really good interest rates on those personal loans like some of i think one of them is like less than 10 holy for for like a five thousand dollar plus personal loan i don't think i'd ever do a personal loan again unless the interest was low i i use i love personal loans because it adds to credit diversity that's a big thing for me like i wanted to have a bunch of different types of credit accounts And so I've took out, I think I have three personal loans right now, but I made a rule for myself after I broke up with my ex.

Speaker 1 I said, I would never take out a personal loan again unless it made me more money.

Speaker 1 That was my, that was my biggest thing. That makes sense.
Yeah, I took out a few starting the pod, and I probably wouldn't do it again because the ones I took were like 15 to 20%,

Speaker 1 which is hard to make money off of. Yeah.
So unless you have like a really good deal or something. You know, I almost took out a $50,000 loan from one of my previous coworkers.

Speaker 1 He wanted to give me a 50% interest rate. Oh my God.

Speaker 1 I should have taken it because I wanted to buy XRP with it in October of 2020. Oh, so you actually would have made.
I would have made 300 grand. Holy crap.

Speaker 1 And I just would have given him $100,000 of it and I would have been left with $200,000 profit. That would have been a, I wish he would have taken that.
I wish he would have taken that. He knows.

Speaker 1 He knows who he is. He knows who he is, too.
That's nuts. Yeah, people have been streaming Ripple for years, but it's finally popping off, I feel like.

Speaker 1 The reason that I bought XRP was because of Ripple.

Speaker 1 It wasn't because of the token itself.

Speaker 1 Like I understand the role that Ripple plays in the cryptocurrency space with the cross-border transactions, and I know how like it's compliant with ISO 2022 and all this stuff.

Speaker 1 But the real thing is Ripple, the company behind it. That company's dumping billions of dollars into that coin with marketing, with everything else.

Speaker 1 You see all these super knowledgeable crypto people talking about it. And I'm like, well, look, it has the hype.

Speaker 1 And if other people are putting billions of dollars into just the marketing side of it, not even including the coin itself, there's got to be something going on here. I just follow the money.

Speaker 1 And so that's why when XRP was at 50 cents and people were talking about its utility and what it's going to be doing, and I was just like, oh, I'm buying that. I am 100% buying that.

Speaker 1 You got a Discord community, right? I do, but I'm actually, I actually just recently closed it. So

Speaker 1 I made it private. Okay.

Speaker 1 And that's a crypto community? So it was going to be a crypto community, yes, except I am actually transferring over to WAP. Oh, nice.
So I've heard a lot of really good things about WAP.

Speaker 1 I've seen Iman Ghazi posting about it. And I actually had one of the representatives reach out to me directly to try to bring me onto the platform.
And so far, I've been loving it.

Speaker 1 I mean, I've been setting it up for the last month or so here.

Speaker 1 I haven't launched it yet, but after this pod, I'm going to do a pre-order on my first WAP community. They got a good API.
Yeah, it's great. They have payment processing built in.

Speaker 1 That's probably my favorite part about WAP is the fact that payment processing and literally every part of the process is built in. The funnel is built in.

Speaker 1 I don't need to go hire someone to do a marketing funnel for me. I can just build it all on WAP, do the funnel myself or hire someone else to build it all on WAP.
I have complete control of it.

Speaker 1 And then it lets me do so many different things with my content. Like if I want to start clipping, I can hire people directly through my WAP to clip for me.

Speaker 1 And I can choose how much I want to pay them and I can only pay for results. It's not like I'm like, hey, you pay us four grand a month and we'll do this much clipping.

Speaker 1 And for all I know, they could be faking the views or they could not be getting me good content.

Speaker 1 I'm out four grand a month versus I could pay a dollar per thousand views that align perfectly with what I want. And then I only get what I'm looking for.
Yeah. Yeah.

Speaker 1 I pay three dollars per thousand, but yeah, it's good because you can audit the analytics and everything. and you get solid views, bro.
Exactly.

Speaker 1 I'm really looking forward to launching a feature like that on my WAP and helping my community make money as well.

Speaker 1 I would offer anyone who's watching my content and who would want to clip it, I would offer them a really good deal. Hell yeah.

Speaker 1 But the problem is I'm not monetized. On Instagram? On anything.

Speaker 1 I have deliberately abstained from not monetizing myself on any social media because I only want.

Speaker 1 to teach people a path that I have already been down and been able to prove myself. I want to use myself as the test for it.

Speaker 1 And so what I'm doing right now, going homeless to buy cryptocurrency, it seems to be working, right? And I seem to be outrunning all of my problems.

Speaker 1 I mean, my income's going up drastically every month. Debt to income ratio is going down every single month, paying off my debts pretty decently with just minimum payments as well.

Speaker 1 I'm in the best physical shape that I've ever been in in my entire life. I feel like all around I'm doing really good, but I haven't proved the model yet.

Speaker 1 The model is proven when I'm able to successfully exit, get back into an apartment, start a business, and control all of my debt.

Speaker 1 Because the goal is I want to roll all of my bad debt and all of my negative equity into assets that appreciate.

Speaker 1 Because if I were to try to just pay off my negative equity, like my BMW, I bought it for $37,000. I still owe $19,000 on it.
The trading CarMax gave me was $2,500.

Speaker 1 What? Yeah. Holy crap.
Yeah.

Speaker 1 Yeah. So

Speaker 1 I'm $16,500 upside down on just the BMW, not including the Tesla that I bought as well.

Speaker 1 And so, but if I were to try to pay that negative equity down all on my own, even with the 4% interest rate that I have on my BMW,

Speaker 1 it's not going anywhere for years. It would take me years to pay that equity down unless I'm pouring thousands of dollars a month.
into just that negative equity.

Speaker 1 And every time I pay the negative equity off directly, I'm just taking an L. That's a direct loss immediately the second I put the money there.

Speaker 1 And so my goal is going to be, okay, I can just carry the negative equity. As long as I'm carrying it, it's not hurting me.
It's not actively hurting me in any way.

Speaker 1 It doesn't hurt my debt to income as long as the payment's low. And it doesn't hurt my lendability at all either because it's an auto loan.

Speaker 1 And so I'm like, okay, I'm just going to carry the negative equity. I'm going to get my income up.
I'm going to get my debt to income low. I'm going to get my score back into 740.

Speaker 1 And then I'm just going to take that negative equity. I'm going to roll it into an asset that I can leverage and appreciate with either an income generating asset or something that appreciates.

Speaker 1 And then the appreciation on that asset will basically reverse the negative equity. It'll eat into the negative equity passively without me ever having to take a direct loss on that debt.

Speaker 1 Damn, you really thought this out. 100%.

Speaker 1 Everyone thinks that what I'm doing going homeless is crazy and impulsive and not thought out. But the reality is I've calculated.
everything.

Speaker 1 I've spent years learning about the credit report and how lenders look at debts, all the different qualifications.

Speaker 1 I can tell my friends, like my friends, like, hey, here's my income, here's my score, here's my credit report. Am I going to get approved for this auto loan? I can tell them yes or no.
Wow.

Speaker 1 Just because I've applied for enough loans, I know how the underwriting works. And so using that knowledge, I'm able to basically plan out my credit recovery for the next like three years in advance.

Speaker 1 And by the end of this year, I should be able to roll that negative equity in the BMW.

Speaker 1 into a Lamborghini Eurus that I'm going to rent out and I'm going to be able to cash flow $10,000 $10,000 to $15,000 a month off of it. So crazy you said Euris.

Speaker 1 I was just going to ask how much income someone needs to make if they want to get a Eurus, a $300,000 Eurus. So with car loans, auto loans are almost like their own credit.

Speaker 1 Like if you haven't had auto loans of that size before, it doesn't really matter what your income is. You need to show that you can build up to it.

Speaker 1 But it's all going to come down to debt to income.

Speaker 1 The reason I have, I have four auto loans on my credit report right now is because of the fact that my income is so high that banks can see that I have room in my debt to income to fit another auto loan.

Speaker 1 I could apply for a fifth auto loan for 40 grand right now and get approved. Wow.
Because I have the debt to income available. My debt income is like 29 right now.

Speaker 1 And so for a Eurus, it depends on your monthly payment. There are certain lenders out there that you can go to.

Speaker 1 Oh, what's that? What's that one?

Speaker 1 It's not Westlake.

Speaker 1 I'm blanking on it. It's local.
It's a local one in, or it's local to me. It's local in Newport Beach, Woodside, Woodside Credit Union.
Woodside Credit Union does extended-term auto loans.

Speaker 1 So you can get a Eurus loan that goes out 144 months. You need, you need like 50 grand down.
That's a good number to have. But if you have the 50 grand down,

Speaker 1 they'll approve you with just like a low 700 credit score. You'll get your loan will probably be like 200 grand, I would say.
So you're going to put 50 grand down, 200 grand financed.

Speaker 1 Monthly payment is going to be probably 1,800 to 2,500, which is really good for a Eurus. With a regular auto loan, it's going to be $3,500 to $4,500.

Speaker 1 And then as long as you can fit that $2,300, $1,800 to $2,300 monthly payment into like 20% of your debt to income, you need a debt to income that's like less than 30, ideally.

Speaker 1 So as long as your debt to income is less than 30 and you can comfortably fit that payment into your monthly expenses and the banks see that based off your credit report, they'll approve it.

Speaker 1 It's a lot easier to get into a Eurus or to get into a Huracon than a lot of people think. 2K a month for a Eurus? That's nuts to me.
I know. What's the interest on that, though, you think? Eight.

Speaker 1 It's not terrible.

Speaker 1 I'm paying 10% on mine right now on my G-Wagon. Yeah.
Yeah. Eight's not bad.
Damn, 2K a month. You got me thinking if I want one now.
100%.

Speaker 1 And the crazy thing is, I mean, do you know who Jaden Bloom is? Jaden Bloom, no. Jaden Bloom, he makes a bunch of great content.
I love the guy.

Speaker 1 I've actually thought about buying his community program. He talks about renting out exotic cars.

Speaker 1 And his big thing is like, you can own these cars and you can cash flow them to the point where you don't even have to pay for them. You got a Lamborghini Urus, rents out for $1,000 to $1,300 a day.

Speaker 1 They rent out on average 20 to 25 days out of the month. If you're in Miami, LA, San Diego, Orange County, New York, or another place that's like wealthy.

Speaker 1 You're making, if you're doing all the renting yourself, 20 to 30 grand a month cash flow off that car. And if you have a loan that's only $2,200 a month,

Speaker 1 you're making $200,000 a year off the car. Holy crap.
After expenses. That's nuts.

Speaker 1 And even if it gets fucked up or something like that, I mean, you have such a large cushion in that profit that you can just keep doing it.

Speaker 1 Yeah, I mean, even if it gets fucked up, as long as you got the insurance or whatever, right? Yeah. The thing is, like in California, though, it's a bitch.
Really?

Speaker 1 In California, it is a bitch to get exotic rental cars insured because all the insurance companies have dipped out of California due to the regulations.

Speaker 1 There's only like one company in California that would do it, and they went out of business because they couldn't handle it. Damn.

Speaker 1 So it's, I think, I don't, I don't know what the meta is right now for renting out exotic cars, but I'm pretty sure you have to get the client to add it to their insurance.

Speaker 1 I think that's how it works. So even if you're on Turo, they have to do that? No, Turo, Turo has their own insurance.
Oh, okay. Turo provides it.

Speaker 1 But also, I would never rent something out on Turo. Really? Why? Because they take a big cut of everything that you're renting out.
And on top of that, you're not going to get the ideal demographic.

Speaker 1 Because on Turo, when you want to rent out a luxury car, like a super car, right?

Speaker 1 There's two different categories. There's deluxe and there's super deluxe.
And for deluxe vehicles, you have to be 25 years old to rent the vehicle.

Speaker 1 And for super deluxe, you have to be 30 to rent the vehicle.

Speaker 1 Most of the demographic looking to rent a Lamborghini Urus is going to be like 18 to 30 in the demographic that can't rent it.

Speaker 1 So that's why this window exists of people who are able to rent out these exotic supercars for way more than they go on Turo. You can get a Lamborghini Eurus on Turo for like 700 bucks,

Speaker 1 like 500, 700 bucks a day.

Speaker 1 But because of the fact that you can't do that through Turo if you're under the age of 30, you have this $1,300 a month like upcharge that you can basically charge people.

Speaker 1 for people who are under, and then you can let the 18-year-olds rent it out. Got it.
Wow. I didn't know that because I'm renting a car next week.
I'm 28.

Speaker 1 So I can't get a euros on turro not on turo wow that's actually nuts i wonder why they did that maybe people are getting in accidents you have access to the deluxe vehicles though so like the g-wagons and stuff like that it's because insurance companies when they're like deciding like how much they're going to charge for rates if you're under the age of 25 they'll charge you so much more

Speaker 1 like right now i like i tried when i was an uber driver back in 2022 that was like my big thing like my content prior to crypto was making 10 grand a month as an Uber driver.

Speaker 1 Like that was my, my massive thing that I was doing. And I tried to apply for Uber Black, but to do Uber Black, you need commercial auto insurance and you need a TCP permit.

Speaker 1 And I couldn't do it because I was under the age of 25.

Speaker 1 Uber even kicked me out of the rental program. They used to allow you to rent cars through them, and then they changed it to be anyone over 25 because the insurance was just through the fucking roof.

Speaker 1 That's nuts. Yeah, I met an Uber driver in Boston that picked me up.
He was making 100 grand a year. Pretty nuts that Uber drivers are making six figures.
I know. People don't realize it.

Speaker 1 A lot of people, when they see Uber drivers, they don't realize the potential of that job because most Uber drivers only make like three grand a month, four grand a month, maybe up to five grand a month because they work eight hour days, they work four hour days a week, they'll stop and get food, they'll go do whatever they want.

Speaker 1 But when I was doing Uber, 14-hour days, seven days a week, I did not take days off. Wow.
I did 30 days out of the month and I did that for nine months straight.

Speaker 1 And every single month that I did that, I got a little bit better. I was like, okay, I need to drive in these areas.
I can optimize tips like this. I can do this.

Speaker 1 And then slowly I started to like increase my income, get more and more and more efficient. And I think my final month, I did like $10,300 with Uber alone.
That's what it says on the 1099.

Speaker 1 And then on top of that, I had a private client database that I built up by giving my card out to Uber. That gave me another $2,000.
Holy crap.

Speaker 1 So I did, I did basically $12,500 with Uber, regular Uber, not black. That was just comfort rides in a Tesla.

Speaker 1 Dude, that's impressive. Cause you can do that while listening to audiobooks, listening to self-development.
That's what my friend does.

Speaker 1 My friend Jason, he literally just listens to podcasts while he's driving. Exactly.
So you can get paid to learn, basically. 100%.

Speaker 1 That's what I did. And honestly, I mean, we got to talk about dominoes.
You know how I said I had another friend who worked at Domino's and delivered pizza?

Speaker 1 If you're a Domino's delivery driver in Orange County, California, you can make 70 grand a year. No way.
100%. Delivering pizza.
How? Hella tips, bro. 70 grand a year?

Speaker 1 So they must be tipping like 30, 40 bucks each, each.

Speaker 1 Dude, so because if you're going in the, so I used to work at the San Canyon location. I worked at Domino's in the San Canyon location in like this heart of Irvine, California.

Speaker 1 In the in the beginning of the day, we would get corporate.

Speaker 1 And so we'd be taking pizza to all the corporations, all the offices that are around the area they'd all tip like 50 to 100 bucks wow every single time that goes straight to the driver

Speaker 1 then on top of that later in the night you get a bunch of smaller orders that we get really busy you get a bunch of tips from everyone the minimum wage in california is twenty dollars mandatory holy crap i didn't know that yeah if you if you're if you're in a a food industry the minimum wage is twenty bucks so i'm getting or i was getting twenty dollars an hour minimum i was getting reimbursement for gas mileage for my car i drove a tesla so i was getting paid more than what I was actually spending on gas anyways.

Speaker 1 So my actual hourly was like $22 an hour. Then I got tips.
Tips bring you up to $30 to $50 an hour. Dude, that's not bad at all.
It's crazy.

Speaker 1 The general managers are making like $100,000 a year plus. Wow.
And just the assistant general managers who just get a little bonus, 80, 90 grand a year.

Speaker 1 Damn, you got me looking at dominoes employees different now. They're making many.
I thought they were all minimum wage.

Speaker 1 You know, it's, it's, it's one of my, one of my goals is like like when i get like a mclaren or when i get like my first supercar i'm gonna go back to one of the dominoes and i'm because i i still know everyone there like i'm still homies with everyone and i'm like yo give me one of those little domino signs to go on top of the car i'm just gonna take orders that's funny hold on i'm just gonna take orders i'm gonna deliver pizza in like a 720s or something like that dude that would be so funny i would do that that's funny i wonder if there's money in uber eats no no so uber makes more Uber makes more because of the fact that when you start a genuine conversation with someone, they feel more obligated to tip you.

Speaker 1 And so that's what I would do. Anytime someone would come into the car, I would start a conversation with them.

Speaker 1 I use it as a learning opportunity as well, because in Newport Beach, you pick up some really ritzy people coming from the ACI jet center, John Wayne, or from just coming from the regular terminals.

Speaker 1 You'll pick up some businessman. I picked up,

Speaker 1 he was the CEO of some major security company. Like they were competing with Ring.
I think it was, it had like a hummingbird for like an icon or something like that.

Speaker 1 I remember picking him up and just talking to him. And

Speaker 1 yeah, it was crazy some of the things that I learned and some of the people I met.

Speaker 1 There's a guy in Newport Beach.

Speaker 1 He likes to remain low-key, so I'm not going to name drop him. But

Speaker 1 I picked him up in Uber

Speaker 1 and we were just talking. We're having a great time.
And I mentioned that I like supercars. And he's like, hey, I got an Acid Martin V12 Vantage in my garage.
You want to come see it?

Speaker 1 So we went and started it up. He actually hired me as a private driver full-time for the next two weeks.
I went onto yachts with him.

Speaker 1 i shadowed him um to floatella at newport which is a huge yacht event um i met this the i met morton irvine the the owner of the city of irvine i met him that's crazy i shook his head and i was like no way at the time i was like i'm living in one of your apartments he's like i bet you're paid a ton of rent and i'm like i am sir i am that's cool yeah you won't get that doing uber eats i know what percentage do you think you should tip uber drivers

Speaker 1 so that's that's actually what's really funny is despite the fact that i've i when i was before i was doing sales i made most of my money from uber i am very very big on you don't have to tip anything really yes because i am just doing my job i am there to drive if you feel like you want to give me extra money by all means i'm going to take it but i am not entitled or obligated to a tip from you wow like i i knew some people at dominoes who'd be like this person just ordered like a 50 order of pizza and they only tip me a dollar i'm like you're like you even got a a dollar, bro.

Speaker 1 You're doing your job. Like you're getting paid a shit ton of money already to just deliver pizza.
That's your job.

Speaker 1 You're not entitled for them to pay you extra or to compensate you extra just because your employer doesn't want to pay you a fair wage.

Speaker 1 Like I've always been a big proponent of that.

Speaker 1 Like I like whenever I go to like Chipotle or whenever I go to like a boba place or somewhere to get food and they like flip the little thing over at me and they want me a tip. I'm like, zero.

Speaker 1 I'm sorry.

Speaker 1 If you're just doing your job i'm not going to tip you takeout i i'm not a fan of unless they're really nice or something you know what i mean takeout orders like if you're going and ordering it and picking it up yeah i'm not tipping you 20 exactly i'm i'm i if you're doing something above and beyond i will tip like for example on the drive out here we went to i hop me and my friend and when we went to i hop there was this there was this really nice girl in barstow And she came by multiple times to see if we needed anything, like way more than she needed to.

Speaker 1 She had a bunch of other tables. and it was, it was very obvious that she, like, was going above and beyond at her job.
And so we tipped, I think I tipped her like 30%. Yeah.
Something like that.

Speaker 1 So I'll tip if I see people are going above and beyond to like give me exceptional service.

Speaker 1 But if you're my Uber driver and you drive me like place to place, you don't start a conversation with me, you don't do anything for me, you don't provide any value to my life, I'm not going to tip you.

Speaker 1 Yeah. And I understood that when I was doing Uber.
And so every single car ride, it was my goal to provide as much value as I could to every single passenger that I talked to, whoever it was.

Speaker 1 If it was a girl coming back from the bar, I would provide them with like the drama, right?

Speaker 1 We talk about the drama. It's like, oh man, I had this girl.
She puked in my car last night. She was black out, drunk, right? And it's like, oh, my gosh, really?

Speaker 1 Like, that's value. That's value right there that I'm providing.
I'm giving them a story. I'm giving them entertainment.

Speaker 1 If I'm with a businessman who tells me that they work for like Google, like I met some guy who's doing like SEO marketing.

Speaker 1 I'm like, dude, I've heard that like SEO marketing is being like bought out by all these companies who just dominate the top google searches and you have to buy from them like are you are you one of those companies dude they'll pour out everything about their industry to you you get so much inside knowledge on everything like i got um

Speaker 1 what was the coin this was like back before i had enough money to really invest into crypto someone dropped a coin on me that i bought and it went up like 200% in a day. Wow.
I forgot what it was.

Speaker 1 I only had like 50 bucks in it. Was it Solana? No, no, it wasn't.
It was, it was a smaller one. I remember because it was, it was like an obscure one.
It was like a meme coin? Yeah.

Speaker 1 No, no, it was, it was like, I think it was an altcoin. Maybe it was a meme coin.
I don't know. This was back before I knew too much about crypto.
Yeah.

Speaker 1 But this guy came in and he was like, hey, look, you got to check this out. They're launching this thing next week.
Buy it. I promise you you'll make some money.

Speaker 1 Obviously, I mean, I only put 50 bucks in because I wasn't really committed to it. But the fact it took action is impressive, to be honest, because he probably told that to like 100 people.
Yeah.

Speaker 1 Well,

Speaker 1 I feel like that's something that makes me different is when, when I'm, when I'm watching social media and I see Alex Ramosi say, you need to take obsessive amounts of action and you need to do 10 times more than everyone else is doing.

Speaker 1 I'm like, okay, let's do it. How, how are we going to do it? And then I just, I just plan it out and I just try to do it.

Speaker 1 Like, I, I'm, I'm, I've very much accredit most of my success right now to online gurus, I guess you could say, or online role models, because I just did what they fucking told me to do.

Speaker 1 Mark Cuban told me to get a sales job. I got a sales job.
Now I'm making 120 grand a year.

Speaker 1 It was that simple. Gary Vee told me I needed to build a personal brand.
Ty Lopez told me a personal brand is going to be the only thing that outlasts AI. I've been building a personal brand.

Speaker 1 It's working.

Speaker 1 Listen to the right people is the key. Luke Belmar said, make a community.
And so I'm like, all right, let's launch a WAP. Yeah.

Speaker 1 And I'm very big on just taking people who have something to show for it.

Speaker 1 They have the success, they have the results and humbling myself before them and saying like, okay, well, if, if they're doing it and it's working,

Speaker 1 who am I to tell them no?

Speaker 1 Who am I to think I'm arrogant enough to not listen to these people when obviously they're doing so much better than me?

Speaker 1 And like, obviously, I only listen to what applies to my life. Like when I, when I hear Ryan Pineda talking about like real estate, I'm not really planning on going into real estate right now.

Speaker 1 So I'm not going to take that advice

Speaker 1 but at the same time when i hear alex ramosi talking about you're 19 failures away from having the life that you want i'm like all right what's going to go wrong next give me something that goes wrong i love it my car is about to get towed from the parking lot great

Speaker 1 how how many more failures do i got to go through before i finally get to the mclaren 720s

Speaker 1 how how many just just tell just tell me how many and i'll just keep failing until i get there i'm i'm not afraid of rejection i'm not afraid of anything because I understand that that's what it takes to get there.

Speaker 1 And all I do to cultivate my mindset is just listen to people who have more than me. And I take it with a pseudo mentality.
Bars. Ken, I hope the next time I see you is in your McLaren.

Speaker 1 Hopefully. Hopefully, it's probably going to be in the Eurus.
Honestly. Euras first? Euras is coming first because the cash flow from the Eurus could buy me McLaren alone.
Fair enough.

Speaker 1 Well, hopefully, I see you in the Euris next time. Where can people find you, man?

Speaker 1 So on Instagram, it's the life of a Ken. People think it's the life of a kid,

Speaker 1 but the life of Ken was taken by some girl named Kendall on Instagram, and I was like, Man, like, let's just do a ken, why not?

Speaker 1 And so, I just did it, and now it blew up, and it's too late to change it. So, I'm like, All right, we're the life of a ken.

Speaker 1 Check them out, guys! Super interesting

Speaker 1 episode, and uh, can't wait to see what you do, man. All right, perfect, thank you, peace.

Speaker 6 Join Vanguard for a moment of meditation. Take a deep breath.
Picture yourself reaching your financial goals.

Speaker 1 Feel that freedom.

Speaker 6 Visit vanguard.com/slash investinginyou to learn more. All investing is subject to risk.