The Secret to Business Success WITHOUT a Degree | Moses Heredia DSH #866

30m
Discover the secret to business success WITHOUT a degree on this episode of the Digital Social Hour with Sean Kelly! Meet Moses Heredia Jr., a self-made entrepreneur who went from humble beginnings to leading a successful global processing company. Packed with valuable insights, Moses shares how faith, resilience, and the right mindset can propel you to success, regardless of your educational background.

Join the conversation as we explore Moses's journey from a farm boy to a top industry leader. Don't miss out on his inspiring story of perseverance and faith, how he overcame challenges, and his unique approach to business growth.
Watch now and subscribe for more insider secrets. Hit that subscribe button and stay tuned for more eye-opening stories on the Digital Social Hour with Sean Kelly! Tune in now and be part of this exciting journey towards achieving your dreams!

#youngentrepreneursforum #business #faithandbusiness #companyculture #hummus

CHAPTERS:
00:00 - Intro
02:19 - Humble Beginnings in Business
04:56 - Journey into Payment Processing
07:57 - Starting Your Own Business Success
10:34 - Overcoming Fear in Entrepreneurship
12:47 - Developing Strong Christian Beliefs
15:43 - Improving the Latino Community
16:50 - Overcoming Dishonesty in Business
18:04 - Enhancing Employee Well-being
22:23 - Choosing a Credit Card Processor
23:05 - Maintaining Passion After 21 Years
25:24 - Close Calls: Almost Losing Everything
27:18 - Importance of Mental Coaches for Athletes
28:30 - Future Plans for Moses

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BUSINESS INQUIRIES/SPONSORS: Spencer@digitalsocialhour.com

GUEST: Moses Heredia
https://www.instagram.com/mosesherediajr/
https://www.instagram.com/globalprocessing
https://bio.site/mosesherediajr

LISTEN ON:
Apple Podcasts: https://podcasts.apple.com/us/podcast/digital-social-hour/id1676846015
Spotify: https://open.spotify.com/show/5Jn7LXarRlI8Hc0GtTn759
Sean Kelly Instagram: https://www.instagram.com/seanmikekelly/

Listen and follow along

Transcript

I'm a farm boy with no education, come from the fields, but my problem was that I was asking the wrong dude.

You know who I should have asked?

Was God.

I got on my knees, bro, asked, and sure enough, you know, that happened.

I walked out and everything has been history.

And if had I been scared and not listened to myself and my faith, I would have still been stuck maybe somewhere working for someone else.

All right, guys, founder of Global Processing here today.

We got Moses.

Thanks for coming on, man.

Hey, man.

Thanks for having me.

Honor, man.

It's a pleasure.

I know you're a busy man these days, so appreciate it.

Yeah, no, thank you, bro.

I just, I got in today, and I'm getting out today because I have obligations this evening and tomorrow.

Yeah, you're speaking all over the country, right?

That's what's happening now, man.

Yeah.

I mean, it's been a quick run since January, so I've been pretty booked since January.

They just put me on social.

My staff put me on social on

Instagram since January.

So

it's been a good run so far.

What made you want to take that switch from a private life to pretty public?

Well, you know what?

It's always been private, always,

to be quite frank.

And what happened is my staff for about eight months to 10 months, they were like, hey, Moses, you need to be the face of the company.

We need to put you on social and get you out there and do some things because right here in the office you do it, but nobody knows about you.

I'm like, nah, nah, nah.

I like being undercover.

I like being low-key.

Finally, they convinced me and I said, okay, I said, Sean, this is what we're going to do.

I mean, I told them, Sean, I said, this is what we're going to do.

As long as it's about faith-related, it's about the grind, it's about a global impact and goals, and it's professional and it's tasteful, then I'm all in.

So, I didn't think they were serious, right?

So, uh, the next day, they showed up with cameras, and uh, and on Instagram, they got my name.

I'm like, oh, shit.

So, that's how it started, brother.

That's an interesting way to approach social media because usually the degenerate stuff gets the views, right?

Not the faith-based stuff.

But

that's a good mindset to have, I think.

No, 100%.

And, you know, a lot of things, a lot of people think, hey, like, you know,

they wait on Instagram or they wait on social media to make them.

So I'm a self-made before social media.

So I'm very blessed.

And thank God for that.

And that's important because, yeah, you're right.

There's a lot of gurus and coaches out there that made it on Instagram, but not beforehand.

Yeah.

So it's important to have done the business you have, which we'll dive into for sure.

First, we got to start at the beginnings, though, man.

You had a humble beginning.

Yeah, yeah, man.

You know, I was raised, born in Hobson, Mexico, a very small town, and my immigrant mother who came here from Mexico.

She really didn't have any education.

She didn't went to school in her country, didn't know how to read or write.

But one thing she did have is the drive, man.

She had all four principles, which is, you know, she had God, faith, she had the goals, she had the grind, and she had a global impact.

She impacted her country along with the United States.

Came here.

When she was 18, she owned a restaurant in Mexico.

So a lot of Americans would cross over and they were good tippers.

She's like, you know what, there's a dream out there across the border.

so uh she came over and she was very successful i mean she had uh property rentals she had restaurant over here and so she she made she made uh she made a big impact and what impacted me in the uh early beginnings was i used to work uh with my mother and the crops man so i did cucumbers bell pepper cottonfields peanuts uh pecans so she was in charge of the labors so we would go farm to farm right so um that's where i got a lot of my education business sense.

I was always around my mother, man.

I never had a babysitter.

Mama's boy.

Yeah, yeah.

As a baby, she would wrap me up with the quilt, man, and like a burrito, put me underneath the

floor dash of

the truck so the heater would hit me early in the morning.

We'd get up at 4:35 in the morning.

So

that was my upbringing right there, man.

I never had a babysitter.

So I was always around my mom.

So that was my school.

I didn't go to college, man.

I didn't go to any type of school or business law or business, anything.

It was just pretty much

learning the drenches, co-calling at five years old out there,

knocking on doors to get the crops so we can do the harvesting for the owners out there that have crops.

Farm to farm, we would drive miles, miles in West Texas.

And I would do the translation because she didn't speak English.

So humble beginnings, man, and that really build the four pillars that I believe in and I still strive.

And

I owe it all to God and my mother who put that in me, man.

Incredible.

Shout out to your mother.

Shout out to my mother as well.

I was raised in a single mother household, too.

Yeah, awesome, bro.

She did her best.

Congratulations.

We used to butt heads a lot, actually.

But now, as I've gotten older, I realize she wanted the best for me.

Dude, me and my mom would butt heads every day, bro.

But you know what it is?

Is that you guys are a lot alike, probably, because me and my mom, we're a lot alike and so many traits, and we just have big personalities.

So, but you know what?

That's what, that's what made us who we are.

That's our DNA.

That's your DNA, man.

So, congratulations.

I mean, look where you're at now.

You're a successful man.

Well, you too, man.

Congratulations, bro.

So, when did it go from the farm stuff to the payment processing?

Oh, dude, check it out.

So on my birthday,

this was not my mother's decision, right?

So thank God that I was smart enough and God had put that in my mind.

On my birthday, so felt that I was 17 years old and I moved out of my home town where I was born and raised.

There was nothing to do there but, you know, either crops or oil fields.

And, dude, I would go home in high school, and I was in high school at the time, and I would go home to do my algebra and stuff, and I was drinking, so I was buzzed and I'd go home and do my homework.

And I realized, like, hey, listen, all my friends are getting in trouble here either they're going to jail or they're getting in fights and I didn't want my mom to know that or my father so what I did I decided you know I got to get out of this place I need to find an opportunity so my older brother was already in California so I'm like you know what California is my home so I worked in the fields, bro, and I got a Greyhound.

So I saved my money up, right?

So I got a Greyhound ticket.

I remember still buying the ticket and still telling my mom through the window.

You know, oh man, it gets a little emotional, but I remember just waving to her and saying, hey, I'll be back, right?

In my own mind, thinking I'll be back.

But I came over here for a better opportunity.

So long story short, so I was 17, boom, finished here.

Then get my first job.

This is actually my first paycheck job that I got in the merchant services.

So I always worked for my mother.

So I started doing merchant services and I was killing it.

I was just murdering it, dude.

I was just hitting it.

I was a young kid, pimple face.

You know, I was hitting both markets, bilingual market, English market.

So you were just walking into stores and closing them?

Dude, I did that at first right but people weren't taking me seriously i was a

young kid pimple face and they're like and they would they would literally straight ask me wait you're gonna handle my money you're gonna put my money in my account and then i would have a hard time convincing them yeah so what happened is i learned a different i had a pivot i learned a different trait so what i did is i was telemarketing making my own appointments yeah then when i would go to the location because then i would go out there make an appointment they're like wait a minute You're the guy that was on the phone?

You're the guy that Moses?

I'm like, yeah, that's me.

And then respected a little more.

Like, how'd you you get this job?

I'm like, hey, man, I just got it on my own.

I hustled, you know?

So then I earned the respect, you know, and at first it was a little

hard to convince them because of my age.

And,

you know, they weren't too sure about that.

But thank God that I overcame that and pivoted and got smart and started going in the right direction.

And I started hitting numbers.

I was a top ref from 94, 95, 96.

In quarter 97, I was

promoted to a territory manager.

Incredible.

And you did that without a mentor in that space?

space no mentor man my mentor was my mother the whole time my best friend and god man so and in 97 i became a territory manager then i got promoted a year later to district then went to western regional and then they gave me a promotion this is all in 10 years though and then

in the 10th year sean they gave me uh they gave me a promotion but i would have to move to louisville kentucky as a vice president and that would have been uh

uh a good position man i was doing good And I declined it.

I walked out.

Dude, I had nowhere to go, but this is it, man.

Check this out.

So how it started,

so 10 years go by, right?

Boom.

I walk out.

Before I walked out, I said, listen, I better get some advice, right?

So I go to my CPA who had known me for 10 years because he would do my

books, right?

So then I asked him, hey, listen, I have an idea.

Here's my business plan.

And here's what I'm going to do.

I'm going to yank my 401k.

I'm going to rock.

I'm going to kill him.

I'm going to open up business, my own company.

And he looked at me.

He's like, Moses, why would you do that?

You're 28 years old.

You're doing well.

You're doing over six figures.

You're comfortable.

I'm like, you're doing well, in other words.

I'm like,

that's not what I wanted to hear, right?

So he advised me not to do it.

So I'm like, all right.

I walked out disappointed.

I'm like, okay, I know who to talk to.

My bookkeeper.

Okay.

So he was my CPA.

Then I went to my accountant rep

and

did the same dog and pony show, man.

I showed him

my plan.

It was all sketched out.

Back then, I was in grade on computers and they really didn't work in 94, what was it, in 2000?

I still wasn't in grade on computers.

And then I showed him my my plan.

He also said, nope, I'm against it.

I can't advise you.

So don't yank your 401k.

This is too risky.

You know, just stay where you're at.

It seems like you're doing well.

So I'm like, shit, man.

So I had gotten in a car accident during my sales career, and I was out for 10 months.

So then I made a friend, and he was my attorney at that time.

So I was like, you know what?

I'll give him a call.

So when I called him, I said, hey, listen, I got to talk to you about something very important.

He thought it was still about the case that we had done.

So I didn't tell him what I was going going to talk to him because he would have, you know, probably hung up the phone and said no at that time.

So I approached him, sat down, showed him my plan, and he looked at it, bro, and he said, he started laughing at me.

He goes, if this plan is what you're telling me and you can really make this revenue, I'm in the wrong business.

Then you'd be making more money than me.

I can't advise you.

It's too good to be true.

And he kind of pushed it aside.

So three people, bro.

Okay, that I, that I, that have college degrees, that were my mentors, that were like smart, right?

I'm a farm boy with no education, come from the fields.

But my problem was that I was asking the wrong dude.

You know who I should have asked?

It was God.

I got on my knees, bro, asked, and sure enough, you know, that happened.

I walked out and everything has been history.

And if had I been scared and not listened to myself and my faith, I would have still been stuck maybe somewhere working for someone else.

Wow.

So it's been history and I've helped a lot of people, helped in my own company.

My business is going to be in in business 21 years now.

That's incredible, man.

There's a lot of people scared like in that exact situation right now.

You see it every day.

Yeah, absolutely, man.

And pretty much for the most part, Sean, my mom taught me not to be scared.

I mean, she was just a ballsy lady, old school, hard.

And I mean, listen, man, she had me cold calling farm to farm out in the wilderness, knocking on doors so we can have the immigrants work on their crops, right?

So I would get no's all the time knocking on doors, right?

So at five years old, I was out there just hustling already.

So I wasn't scared of shit.

So I walked out one day and dude, when I walked out, I didn't even have an office, right?

No, no, nothing.

I didn't have a business license office.

And what happened is we would meet when I started hiring people, we would meet at Coco's for breakfast.

And that's where I would do my sketching and my motivation and my meetings.

And then I rented

an apartment, not an apartment, I read in a conference room from a competitor for about a month or two until I got an office.

So it took me about three months before I got an office, man.

Incredible.

Were you profitable right away too, or did it take some time?

You know, I didn't take a salary and I had my money stacked up and I pulled out my 401k.

Absolutely not.

In business, you have to invest and reinvest and reinvest and reinvest and reinvest.

Everything takes time and nothing's built overnight.

So anyone that tells you that they want to get rich tomorrow and make a quick buck, they're full of shit.

And I get a lot of that.

You know, it's like, hey, how can I, you know, do this?

Well, guess what?

You got to put in the time.

You got to put the hustle.

You got to put the goals.

Right.

God grind and make them

impact somehow globally.

So those are my four pillars, my four G's, brothers.

So that's what I believe in.

But no, listen, it all takes time Sean Nothing's nothing's built overnight my man and social media says otherwise right?

They'll teach you get money quick all these schemes

courses I've I've learned Sean that I've been in social media real I like you know since January like I mentioned but there's a bunch of shit out there.

There's a bunch of baloney, right?

It's just not what I thought it was and there's not that many real people in other words and I've already crossed that bridge and I'm finding out really real quick real soon that people just sell this bullshit lifestyle, and it's not really them.

And, you know, I just laugh now, and I'm like, I don't believe what I see now these days, brother.

So, you know, I got to go there, kick the tires for myself, get to meet you, and figure things out because there's a bunch of bullshit out there in the social media.

Yeah, you'll learn quick.

I'm sure you already are.

Where did you develop your Christian beliefs?

Was that at an early age from your mother?

Yeah, check it out, Sean.

So my mom would take me to church when I was a little baby, right?

And then I was born and raised in church.

I mean, I remember sometimes falling asleep on the the benches, and I would wake up and I'm like, oh my god, I'm still here.

Then I'd go back to bed.

But yeah, so I developed my Christian faith and believe from my mother.

She's the one that pretty much took me there from day one.

And God bless her.

And Sister Palmer, Sister Palmer was my pastor.

She was just a miracle worker, bro.

And that's why I believe today because I've seen so many miracles that she actually prophesied over me, man.

So it was awesome.

Yeah, yeah, for sure.

So you're a believer in miracles.

Oh,

a thousand percent, bro.

I wouldn't be here.

To give you an idea, Sister Palmer prayed one time over me when I was deciding.

And she told my sister to tell me that she was praying for me to leave my company where I was at and start my own.

Really?

And I didn't.

I didn't obey.

I'm like, nah, nah, nah, she doesn't know what she's talking about.

And guess what?

Wow.

She said, the best thing for him to do is leave.

Bro, not even like three weeks later, I left.

And I was like, man, she was right.

So she's done a lot of

things that she prophesied over me.

And super Christian, super religious, had her own church.

I mean, awesome.

I've only met one other person that has done that extreme, like visual.

And she comes to my office once a month, prays for all my staff, and

is awesome.

She still, she prophesies as well, man.

She does that for businesses.

I'm a big believer in prayer.

I think it's a form of manifestation.

I like that sort of mindset.

For sure, man.

Absolutely, brother.

I wouldn't be where I'm at today, Sean,

if I didn't believe in it.

So I encourage that, brother.

I mean, listen, when I told my staff, like, hey, we're going to go on social media.

We got to throw scriptures in there.

We got to be faith related.

Like, at the end of the day, you know what's, what's, what's weird is I get a lot of DMs from people that I'm, I'm so glad you're talking about God.

People are scared to mention it.

I'm like, I don't give a shit.

I lose a deal or two or whatever.

I'm going to be who I am.

No one's going to change me.

Like, I am who I am.

I'm not going to be afraid that, oh, I'm going to lose a friend.

I'm going to lose a business.

Listen, if they don't want to be with me, don't rock with me, man.

At the end of the day, I don't want no fake people around me.

you know, I don't need that.

I got enough friends.

If you're fake, I don't need you around me.

So that's how I roll.

That's what I believe in.

So yeah, a lot of people are afraid to talk about politics or religion.

I'm like, you know what?

I don't give a shit what they do or what they think.

I am who I am.

I know who I am.

And you know what?

When I look in the mirror, Sean, I'm very happy with who I am because I believe in myself.

I'm very confident and God has blessed me a lot, man.

Love that, man.

Because you probably lost some business talking about politics and faith, right?

Probably.

And to be honest with you, at the end of the day, that

doesn't bother me.

Every day I'm in the office Monday through Friday grinding.

I don't care.

I mean, listen, I always, I'm out there recruiting, hiring, and training agents all day long.

Return revenue, man.

What we do is we residual.

I know you want to get into that later, but at the end of the day, it's like, listen, it ain't going to hurt me if someone walks away or leaves.

I'd rather then walk away and leave, and I still believe and stand on what my heart is and where my faith is.

Absolutely.

Now, you won a business of the year award within the Latino community.

What are you seeing within that community?

How can they get better and improve?

You know, uniting.

And a lot of them, it's more making more awareness, making more awareness that there is a legal way to promote each other and to

get the thing going in the right direction.

If we just unite, it's funny that you bring that up.

I just got a call yesterday from a Latin Business Awards that they want to nominate me for Latino Businessman of the Year in April 2025 is when that's coming out.

So, I mean, listen, I'm a big believer in

business.

Now, it doesn't matter of your skin color.

It doesn't matter if you're an immigrant.

It doesn't matter if you even have money.

You know, I'm a proven fact of that.

So at the end of the day, what you need to have is obviously the faith the goals the grind and making a global impact before jesus if you follow those traits man uh i'm a big believer it doesn't matter what type of race or immigrant you came from or who you are it's just you need to you know one thing that my mom taught me too brother is uh don't lie cheat or steal do the right thing and it'll come back to you absolutely yeah lying was one of my worst habits i had to fix that Good, man.

I was a compulsive liar growing up.

No way.

Well, check it out, bro.

That's awesome because, you know, it takes a lot of balls for someone to say that, especially like on this platform.

And, you know what?

That just makes you realize like, shit, you look in the mirror now and

you faced it, right?

You hit it, you faced it, and you overcame that.

That's awesome, bro.

Congratulations.

Oh, thank you.

It was so tough living like that because I had to keep up with the lies.

I would forget my own lies.

That's how much I was lying.

So, yeah, I'm so happy I got rid of that because that's not a good way to live life.

No, bro, that is amazing, bro.

So,

listen, I'm happy and proud of you, bro, for doing that and at least facing it because obviously there's listeners out there, right?

And they have the same issues, but if we talk about it and it's open, it's not like, hey, it's not them only.

It's like a lot of people have issues that we struggle with, right?

One of mine is like, you know, I hate cussing a lot, brother.

Oh, yeah.

You know, I'm a hothead, like, like in business, like, hey, if things aren't going the right, hey, I got to make it go the right.

So then I get a little, I get a little

aggressive sometimes.

But I have people there that have been with me since the birth of the company.

So I love my employees, man.

Yeah, they've been there forever.

If it's it's not for them, you know, I wouldn't be where I'm at either.

Like, listen, they pull in their weight, my man.

Yeah, you have an interesting take on employees.

So your take is you want to give them a better life, right?

A lot of owners don't think like that.

You know,

hell shit, I don't want to get emotional, bro, but there's a lot of people who came to work for me.

They had

no car.

Okay.

They used to take the Greyhound.

Because I was one of those guys.

When I started as a kid, I used to take a bike to work.

I used to take to the Metro link.

I used to borrow cars.

And I'm not talking about electric bike, Sean.

I'm a little older than you, man.

So I'm talking about like a pedal bike, you know?

So I started pretty much from the ground, bro.

Let me tell you a little bit of my struggle.

Like, I used to go to the fast food places and steal the toilet paper because I couldn't afford toilet paper.

That's how poor I was.

So I would go ahead and get that.

I would steal their napkins and take their ketchup.

And so I was like, talk about poor brother.

I was there, right?

So I see a lot of employees that i give an opportunity that nowhere else no one else would give an opportunity so i give them an opportunity dude this is success to me now they own houses not only one now they bought another house and now they they're they're an investor because they're renting it they bought cars they got family now And these are people with no education, man.

They're just making money because they're hustling out there in sales and it's called residual, right?

So it's two components.

One, you make commission on every sale.

Number two is as long as that credit card is swiping, you make income and residual.

And some of them have been there since birth.

I mean, they go on vacation for two, three months, and they're still making money while they're sleeping.

Love that.

That's the whole key, brother.

So I've just been very blessed, dude.

I landed in this industry.

I could have landed in selling cars.

I could have landed in selling furniture.

But, you know, God drove me.

Listen, at the end of the day, the way I believe, bro, the book is opened and your path is already lined up.

Now, it's up to you to choose.

Do you choose the right path or the left path?

And thank God he...

I chose the right one, brother, and got out of there.

And

therefore, I'm helping

a lot of people, not only in my community, but throughout the country.

Like, we have accounts throughout the country, bro.

As long as U.S.

soil, and right now, I'm expanding in Mexico.

We have the green light to go out there and do some stuff in Mexico for credit card processing as well.

Incredible.

Yeah, for people watching this, I'm going to name some of your clients because you're too humble to name them.

So, KFC, Subway, Domino's, Toyota, Chevron.

I mean, the list goes on.

It's impressive, man.

Yeah, yeah.

To be honest with you, I'm not, you know, it's obviously awesome to have those

big names.

But at the end of the day, I mean, we go as low as like a regular guy who works from home.

I don't care if he's a detail guy or a plumber that works from his garage from one guy all the way to

hundreds of locations.

So we don't discriminate, man.

We'll go ahead and modify it for you.

And the beauty of our business, Sean, is that we're not like your typical bank.

But here's the thing.

See, for the listeners out there, they don't understand this.

So we are registered.

through the card brands.

That's like Visa, MasterCard, whatever, right?

So are the banks, the financial institutions.

So Moses' company which is global processing systems is the same thing as a financial institution like the wells fargo the bbays like those big dogs right however they have the same rates that we have with visa master card see people don't know that so that's the difference the difference is like we have a little more room to negotiate and lower the rates and save them money than the other than the other financial institutions because you know what they have they have it in a box and they give it to employers like you can't come out of this box you have to sell this program with us it's like hey give me your statements we'll go ahead and lower the rates or eliminate the fees because now there's called what's cash discount where the banks don't do that.

Cash discount is one of the things that is in their favor if you're a business owner out there because we can eliminate your Visa MasterCard fees, like all your credit card processing fees.

So listen, man, I love and eat, breathe this stuff.

And not only that, we can also make people who want to sell,

make people rich.

I have agents that are making north of $50,000 a month

in residual only.

That's if they don't sell nothing.

That's just residual.

And they're making money while they're sleeping.

That's incredible.

And that's not many spaces you can get that accomplished.

No, no, no, man.

So I'm telling you, dude, I'm just, I'm just blessed to be in this platform with you.

I'm blessed to be in this industry.

Like, if I can help anybody out there, because listen, I didn't, I wasn't born with the silver spoon in my mouth, man.

I came from very humble beginnings.

And,

you know, that's what I love to do.

I love to pass it on and help and give opportunities to people who don't have them or will never ever have those opportunities.

For sure.

So there's a lot of business owners that watch the show, entrepreneurs.

They're all on PayPal, Stripe, Square.

What would you recommend them to look and do?

You know, know, they could definitely get a hold of me or my company, brother.

You know, my social is Moses, M-O-S-E-S, Heredia, H-E-R-E-D-I-A-J-R.

And what we do as a company, we give a free analysis.

If we can't help you, hey, we're shaking your hands.

It's like, you know what, you have a decent rate.

We will analyze three months of their processing statements and say, shit, you know what?

You're paying 3%, 4%.

Here's what we can do.

And we'll give them a free analysis.

If we can help them, great.

And then we'll show them, hey, we can save you this much a month or this much a year.

If we can help, great.

If not, hey, move on.

I mean, there's no obligation for that.

Yeah.

Are you still setting goals and benchmarks for the company?

Yeah, man.

Every day, all day long.

That's one of my four pillars, brother.

I believe in that tremendously, brother.

Every day, I thank God for waking me up and giving me another chance.

And there is definitely goals and pillars out there.

And we're kicking ass.

We're making shit happen, man.

We're taking names.

And

listen, I'm not arrogant or cocky, but we're taking a lot of business from my

competitors.

Absolutely, man.

Do you still have the same fire as 21 years ago?

No, I don't.

I have more.

Really?

More than.

Oh, yeah, man.

Listen,

every day I'm excited.

Every day I'm happy.

I mean, I'm here.

To me,

it's just a burning desire, brother.

I don't know what it is, but the more I'm in the business, the more I know, the more knowledge, and the more I help, and the more resourceful I can become, and I am.

So I sit on two advisory boards for Global Payments, which is TSIS.

That's one of the largest processors out there.

And I also sit on Fifth Serve, FifthServe.

They used to be First Data.

I sit on the advisory board for ISOs there.

So I sit on two advisory boards at their competitors, but at the end of the day,

out of thousands of ISOs, brother, there's only 10 of us that sit on there.

Wow.

And they selected me to be that.

So listen, man, I'm actually flying out to Atlanta next week for one of the advisory board meetings.

Damn, so you're top 10 then.

Come on, man.

Somebody didn't tell you that.

No kidding.

No, I love that, man, because a lot of people get in the game, they have some success, and then the mindset kind of fades, but you're saying you're even more.

Dude, I'll be honest with you.

A lot of people get in this game and they get lazy.

They make the money and then they get lazy.

At the end of the day, bro, I remember where I were.

Listen, I remember where I was at.

You know, Elvis is in the room here, and he asked me one time, like, hey, what's your biggest fear?

I said, you know what my biggest fear is?

is losing everything I have because I know where I came from and I didn't have shit.

When you go into a fast food restaurant, okay, listen, when you get your electricity shut off, off, when you get your water shut off and you're taking cold showers, okay, when you don't have money to pay your trash and your trash bins, you're taking them out to your neighbors so they can take them out.

Listen, I know where I came from and I remember that and taking that down bike when my back was injured, okay?

I don't ever want to go there.

That's what I fear.

I fear not having it.

So thank God that, hey, listen, man, every day is a grind.

Every day is a grind, and that's where the grind comes in, man.

Let's go.

Had there been moments where it was a close call of losing it all before?

No, thank God.

I've been very good.

I've been very blessed.

Now, there's a couple of close calls, and I'll tell you one of them, but check this out.

This is freaking fire, bro.

Check it out.

So you do,

I'm sure you remember.

I mean, you're still young, but listen, in 08, 09, the crash, everything took a shit.

Like the whole market just boomed.

People were homeless.

People losing their houses.

Well, guess what, dude?

I pivoted.

We didn't have any more Christmas parties.

We didn't have any more

bonuses, no raises, no hires.

I lost my salary, bro.

I gave my salary up to keep my staff.

I didn't get rid of one person, bro.

Not one person.

Wow.

But I eliminated and repivoted.

And that took that, so many businesses were going under, so many businesses.

But I thank God to this day, he sheltered me and took care of me.

And we didn't lose one employee.

We tightened up.

And I gave my salary to my staff.

So I was like, that way I didn't have to lose them.

And we kept everybody and came out of it, bro, in 2011, 12, boom, then skyrocketed, then went up again.

Wow.

So, dude, yeah.

So then guess what?

COVID, bam.

There we go again, bro.

So I closed the office down for 14 months, freaking going crazy, man, going nuts.

And then I'm in LA County, right?

So there, I mean, the laws in California, forget about it.

I mean, you know, if I didn't love LA, I wouldn't be there, but no here, no there.

So then here I go again.

Closed it 14 months, hit bottom,

went back.

and rebuilt it from scratch up again, bro.

So it's been, yeah,

we've hit two moments, but thank God we could just come back stronger, man.

I mean, I don't know what it is.

I just go down on my knees and I know where I came from.

And he's always sheltered me.

He's always took care of me, man.

So I'm blessed, brother.

I think every business owner goes through those moments and some of them just cave in.

Some of them come out stronger like you.

You remind me of Dana White, how he handled COVID.

He didn't fire a single employee as well.

Awesome.

Awesome.

That's awesome, brother.

I didn't know that about him, but you know what?

The dude seems super cool.

Like he has a good heart.

And that's where it comes from.

It just comes from like your upbringing.

At the end of the day, I mean, people, you can't change a tiger's stripes, bro.

Either you're born with them, you either have it or you don't.

Now, you can learn some things, right?

And you can get better.

But at the end of the day, I mean, your DNA is your DNA.

You have it or you don't, man.

It's hard to teach that fire, I noticed, in people.

Yeah, you know what?

It's hard because, just like some great athletes out there, bro, I see some great athletes with a lot of potential and they got it every pedigree.

They have every recipe, man.

And I'm just so excited.

But then what do they do?

They go drive, drunk, they go get stupid.

They go do something.

It's like, oh, man, they just ruined their career.

Like, some of the shit that they do is just mind-boggling.

So shit happens out there, you know.

What are you going to do?

But yeah, either, you know, some people have it, some people don't.

Those athletes, they need mental coaches because obviously physically they're crushing it, but I feel like the mental health they don't pay attention to.

A thousand percent.

You couldn't have said that better, Sean.

That's what it is.

That's what it is, brother.

They need advisors.

They need guidance.

They need someone to definitely take them in the right direction, brother.

And they need the dude upstairs, man.

Yeah.

And I love how honest you are about that because, like you said earlier, a lot of people are ashamed to talk about religion these days.

So props to you, you, man.

Thank you, my man.

I appreciate that.

Yeah, that's important.

So, what's next for you, dude?

Man, we got a lot of stuff going on, brother.

Um, I got uh, uh, some things shaking.

We got uh, some summits at the office, we're getting people together.

Uh, we have some uh newcomers coming in, and we're beefing up the staff.

Uh, we're recruiting, hiring, and training right now tremendously.

I have uh some people back actually right before I got in uh here at your place, man, we were talking to some of the managers, you know, cracking that whip and getting some people in there.

So, the company is growing, the company is expanding.

And we plan to be in other countries, in different countries by next year.

Nice.

Yeah, I'm going to join, man.

I'm excited.

Awesome, brother.

I'm going to be an affiliate and send some business your way.

Dude, we can definitely take the blow the roof out of this place, brother.

And I'll show you how.

And

a lot of people that have been in the business,

they hit a brick wall.

And they haven't mastered the training yet.

They're like, how do you train?

And how do you, then they make the money?

Because at the end of the day, they just go there blindly.

But I've already have all those bumps and bruises, bro.

I've been doing this shit 30 years now.

So, so my own company, 21 years.

So, listen, I've seen it.

There's nothing I haven't done from A to Z within my company.

So, to me, it comes naturally, bro.

And I wouldn't be where I'm at.

Obviously, listen, I wouldn't be sitting two different advisory boards with two different processors if

my rank didn't, if I didn't have the rankings or the pedigree or the experience.

Yeah, it's not a coincidence.

I love it, man.

Where can people find you and potentially sign up to be an affiliate as well?

Absolutely, brother.

You know, there is a digit that I can't remember, but I'll give you my.

We'll put it in the description.

Yeah, for sure.

I think my staff has it, but right now, from the top of my head, just my IG for now, and then I'll have my staff handle that, which is Moses, M-O-S-E-S, Heredia, H-E-R-E, D-I-A,

J-A-R.

Oh, is that it right there?

Yeah.

Or they can text Moses to 33777.

Perfect.

M-O-S-E-S.

All right.

Thanks for coming on, man.

Hey, Sean, thanks for having me, man.

I heard a lot about you, brother.

I'm

proud to be here, brother.

And thank you for sharing a little bit of your life story with me.

Likewise, man.

And I admire that, man.

Thank you.

Thank you.

Thanks for watching.

As always, check out the links below.

Text that number.

See you guys next time.