Working with Boosie, Building a House from Scratch and Surviving Prison | Andy Williams DSH #310

What were you doing before this?

Painting cars, before painting cars, in prison.

Damn.

Speechless.

I mean, I don't even know what to say to that.

Did it take a while to transition into who you are right now?

Yeah, it took a while.

Like, everybody was in there doing the prison thing, like, working out, you know.

I was in prison, like, taking classes.

I was just doing anything I do to occupy my time.

So I kind of used it as like I was in college.

Yeah, wow.

Wherever you guys are watching this show, I would truly appreciate it if you follow or subscribe.

It helps a lot with the algorithm.

It helps us get bigger and better guests, and it helps us grow the team.

Truly means a lot.

Thank you guys for supporting.

And here's the episode.

Yo, yo, we are back on the digital social hour.

Wayne and I are here today with Andy Williams.

What up?

Talking real estate today.

How you doing?

Good, man.

Mr.

Real Estate himself.

Yes, sir.

You still building?

That's all I do.

Nothing else.

Even with the crazy interest rates right now, you're still building?

That's it.

Because

we're doing it with credit cards and hard money lenders.

So we ain't dealing with with no banks.

Oh, okay.

So yeah, we're doing it, doing it a different way.

It was hard for us to get money from the banks.

Yeah.

So we just did it with the hard money lenders and credit cards.

So how was that?

How did you come up with that whole concept of doing it with credit cards and hard moneylenders?

How did that come about?

It came about because, you know, I got a record.

I got all kinds of stuff on my background.

And then, you know, when you go to a bank, it's going to be hard for them to give us anything.

So I know if I could make my profile look good, get a 720

over seven

positive accounts and under two inquiries, I could get money from credit cards up to $150,000 to $300,000.

Wow.

So basically that's how we ran it.

We ran it like that.

And then once you get up to the foundation of the walls of the house, you know, hard money lender give you the rest of the money.

Now you got skin in the game.

Right.

So yeah, it'd be easy.

He got something to lend against.

He'll give you the rest of the money to go ahead and give you what you need to finish it.

Nice.

How long does your record stay with the banks?

Does it ever go away?

It ain't just with the banks.

It's just with you forever.

Yeah.

This is about my prison record, right?

I thought it goes away, though.

He's talking about his criminal record, right?

Yeah, yeah, yeah.

Wait, but I thought it went away after a certain amount of time.

I mean, if you get it expunged.

You can.

It's a lot of work.

It ain't really worth it.

I got it expunged.

Yeah.

Yeah.

I got arrested in high school.

I got it expunged and sealed or whatever, right?

Well, I mean, they said they did it, but who knows?

Yeah.

You know?

Yeah.

Right.

It ain't just that.

It's just the bank.

They want all the documents, all kinds of documents.

They want tax returns and all that.

You know, back then, we didn't really have all that.

Yeah, the returns are so annoying because you try to pay yourself as little as possible, obviously.

So, like, when they ask for returns, it's like, yeah, you know what I mean?

Yeah, it don't make sense to them, right?

So, yeah, so you know, it was easier to do the credit cards, you ain't got to show all the documents that they need.

Yeah, yeah, but like, so what you were just at home one day and was like, I wonder, could I just start getting money from the credit card company?

Like, no, I was already in real estate.

I started real estate in 2011.

Oh, like, I used to paint cars before that.

I had a paint shop for like nine years.

I was painting cars, Nice.

Then I seen my cousin boyfriend, you know, he was a d ⁇ da.

And I seen that he had 10 properties and he had making $10,000 a month off rent.

Wow.

So I was like, dang, if he could do that, I know I could do it.

Right, right.

So I ended up buying my first property.

And then that was a duplex I bought it for like $11,000.

Wow.

Put like $60,000 in it.

And I just had it.

I ain't really, I won't have no attention on it.

I just had it.

And, you know, everybody wanted to have a property so they could rent out.

That's all it was.

It wasn't about no business or nothing.

But then in 2016, I decided, you know, I want to just start taking this serious.

So I started wholesaling.

So I did that for a couple of years.

And after that, I started wholesaling.

So the stuff I didn't close on, I ended up closing on it myself, put a little makeup on it, and just sell it to other investors.

So I did that.

Like, when I was wholesaling, I'm making anywhere from five to twenty grand.

When I was wholesaling, I'm making anywhere from 30 to 50 grand.

Per transaction.

Right.

Right.

And then after that, like in 2016.

But how are those margins so high?

So well, like the margins as far as you making, you know, 30 to 20, 20 grand a hundred dollars.

I'm clothing on it myself.

Oh.

And then I'm putting a little makeup so I might go in, do the towel, put the kitchen in.

How much are you getting a house for, though?

Back then, we was getting them for like 60, 80.

Damn.

For a house

in Florida.

Wow.

I did for like 2015.

That wasn't too long ago.

Three years ago.

Yeah.

That's cheap.

But now the same houses right now, they're in the twos.

damn wow stuff that needs to be rehab so they triple stuff that needs to be rehabbed still in still in the tools yes back then it was in the 60s right 60s 80s wow so have you ever did you hold hold on to any of your in your properties until now saying the first duplex i have a ball

shout out to the science scaling podcast hosted by mark roberge it's brought to you by the hubspot podcast network the audio destination for business professionals each week mark founding crow at hubspot co and senior lecturer at harvard business school interviews some of the most successful sales leaders in tech to learn the secrets, strategies, and tactics to scaling company growth.

He recently had on the head of sales from Open AI, and that was a very interesting episode on the future of AI.

Listen to the science of scaling wherever you get your podcast today.

Well, I still got it.

Okay, nice.

How much is it worth now?

About close to three, three something.

And what did you get it for?

11,000,000?

Yo, that's crazy.

I refiled it probably like.

Three times?

No, I only did it one time.

I did it probably like in 2015, 16.

No, like 2016.

I took out like a $150,000.

So you could buy a duplex for 10 G's back then?

Back then.

That's crazy.

They used to be cheaper than it.

You could have got stuff.

Everything was dirt cheap.

Damn.

Where is this in Florida?

It was the Tampa Bay area.

Tampa Bay.

Tampa's popping right now.

Yeah.

Oh, this was before

Brady came.

Yeah, this was like after the market crashed, before everybody started jumping back into real estate.

Everybody was still skeptical, scared.

Got it.

So you you took that leap of faith, you had confidence it would bounce back.

Yeah.

Yeah.

So how how how do you adjust through all the adversities when it comes to market, injur interest rates, changes in, you know, presidential candidates and, you know, president?

Well, all the campaigns and stuff.

The way we doing it, we building like from the ground up.

So we buying land now and we actually building the houses up ourselves.

So we doing it so cheap to where like we don't get affected by that.

Wow.

Let's take for instance like we got like I got a lot.

I just finished a house.

I bought that lot for like $45,000 in like 2020.

Mm-hmm.

Now I just built a house on it for like $150,000.

So I'm all in like $200,000.

Right.

I just got it appraised.

It appraised at $481.

Damn.

So you made $300,000 off that property.

Right.

Roughly.

And it only took a year?

It took, yeah, to build.

And that's just one home.

Yeah, that's just one of the ones I'm building.

I'm doing like six homes right now.

Damn.

He's printing money.

So

are you you selling them or are you renting them?

I'm selling mine.

My first house I sold, I realized like in 2020, that's when I finished my first house.

Right.

So, I ended up selling that house.

I sold it for like, well, when I thought, when I finished it, I said, um, before I got done, I said, I'm gonna probably get like 260 for it.

But when I finished it, the market had no went up.

So, I listed it for like 300.

So, I thought I was winning because I was getting more than I anticipated.

So, I ended up selling it for like $292,000.

But when I got the appraisal back, I had the lady that got the the appraisal, she said it came appraised at $320,000.

So you lost some money on it a little bit.

That ain't it.

But right now, that house worth $460,000.

So I lost more than that.

I lost more than what I made.

I profited $127,000, but I lost over $150,000.

Wow.

Because thinking the market was going to crash, trying to hurry up and sell for the market crash.

The market went the way.

It's hard to sell it.

After that, I'm not even selling nothing else.

I'm keeping everything.

So you're just going to hold and then refinance?

I hold, refi, and Airbnb.

Wow.

Oh, so everything is at Airbnb right now?

Yeah.

Cash flow.

So I catch all my appreciation and equity.

I ain't letting it go no more.

Wow.

Dude, that's so smart.

That's a whole another unique way of doing it.

Especially you're building them from the ground up.

I've never heard someone doing that.

So what made you get into the building from ground up versus just buying a a shell?

No, because you're going to pay way more.

What's the benefit?

We get it.

We build it like half the price it's worth.

And how?

Because we build it like like $100 a square foot.

And they're selling around

$250 to $300 a square foot.

Wow.

So how were you able to do that?

Like, how are you able to do that?

Just because the connections or

basically, not first.

Are you getting the labor costs cheaper?

Yeah.

Basically, we're getting everything at cost.

Cause we cut out the GC.

Basically, we, instead of having...

That's the general contractor.

Yeah, we don't have the GC built for us.

We just had them put a permit.

And then we find our own subcontractors to do the work.

Wow.

so those GCs are making hell of money, right?

Yeah, they're taxing you because they need them.

Most people need general contracts

to have all the permits they know.

Yeah, some guys charge millions for new bills.

Yeah, for sure.

And they're making them.

So basically, if we be bidding at $100 a square foot, if you use the GC, he's going to charge you anywhere between $150 to $200 a square foot.

Damn.

So it's like you're going to be paying red undermarket value for the property.

Just say, for instance, if it were $450, you may get it at $350, $3.75.

It looked like you got a deal but you really didn't

but you're gonna say you're gonna have instant equity because you know it worth 450 but you got it for 375 it's 75 equity but it really costs him like you probably really in half of that damn but to you don't you don't know that as a you know as a in buyer yeah you have no idea okay so let's let's say sean he's in process looking for a house right now but he wants to build from scratch

What's the whole process that Sean's to sit down?

He wants to build from scratch.

How does that whole whole process go?

This is what we do.

I teach it too.

I got a program where I teach people how to build.

So basically,

we get a hard money lender.

We find the lot that we want.

So just say, for instance, our lot's going like $100,000.

Okay, so wait, the hard money lender, what is the interest on that and how much you get?

15%.

15% on what?

On whatever you get.

Okay, so let's say, Sean,

how big do you want the house?

Let's just say a million dollars for whole numbers.

Okay.

He wants

a million dollar credit worth it or like

a million dollar house.

That's something you want to live in, or you're trying to live?

To live in, yeah.

Yeah, yeah, we don't do that for stuff we live in.

Oh, for just for investment properties.

Okay, it don't make sense if you're trying to live in it because now you stuck with paying high rates.

Oh, okay.

So, for investment property, yeah, it's for investment property.

Okay, so for investment, it's paying for itself.

You're not paying for it.

Okay, so for an investment property, let's say you wanted an investment property, 500,000.

What is that process?

Right, okay.

So, let me just give you our answer.

For instance,

they all would sell for 450.

Okay, so that's kind of similar to what you said.

So, basically, we get a lot for $100,000.

And the hard money lender, he'll go half on the land with you if you put 50%.

So basically, you come up with $50,000, the hard money lender give you the other $50,000.

But you owe him $65K,

correct?

Yeah.

Because it's $50,000.

With the payments and all that.

Yeah, yeah.

Okay.

Okay.

So basically, when you get the land, you're going to be doing what we do.

We get our money off the credit card.

Like, we don't put no cash down.

Our $50,000 coming off a credit card.

So we take the money off the credit card.

Wire that straight to the title company, and that's our proportion of it.

Then we we use another

35,000 off those cards, and that gets us to the block walls.

The walls up, the foundation done, walls up.

Now, the hard money lender got something to lend against, so he give us the rest of the money to finish the project.

And now, what is that?

So, basically, all in, we'll be in with the lot around like 250.

And that's fully built, kitchen, toilets, tower, everything.

Yes.

Wow.

How many in the house with a praise?

3,215 square feet.

Wow.

And the house with a praise at what?

Anywhere from 450 to $435.

It's literally a money printer.

Yeah.

That's crazy.

You could do that in any state, any city.

You just got to find the areas.

Like, okay, basically what you want to do is find the area in your cities.

Like, you in Vegas now.

So you'll go to Vegas, you're going to find somewhere that the house is selling for like $4,000 or $4.50,000.

And if it sells for that, and then you can buy a lot under $100,000, it'll work in that area.

Wow.

Where do you buy the lots up?

You get them from different places.

I got wholesalers that bring me lots.

I find some on market, and then we do like dropping for dollars for them, too.

And then, you know, if we see some on market, we're not going to pay market price.

We're going to throw in like a take them 10 or 20 percent off the price and offer that.

Dude, I love this business model because he's risking no capital on it.

No, at all, bro.

Everything is coming off a credit card.

Yeah.

0% interest card, right?

Yeah,

business, business, credit card.

I just got a few of those.

We should look into that.

Yeah, no, for sure.

For sure.

So, okay, so what do you actually teach your students?

And what are some success stories that you've had from your students?

Basically, we got, I teach them the whole process.

So basically, we teach them how to get the cards, how to take the money off the cards,

the 40 steps to build, what every step costs.

We also get them a GC,

architect, engineer, and hard money lender.

Wow.

So we get them all those people every day.

Resources.

So it's basically really no reason for you to fail because you got everything you need.

If you fail, it's just you don't have the drive.

Yeah, that's on you at that point.

No excuse.

And what do your classes cost like what's the price my class costs like 9500 okay and they and but from that investment they're gonna potentially make

two hundred thousand every single it's called a hundred k play cost less than minimum we make we don't make nothing less than a hundred wow so minimum you making a hundred k off every sale yes that's totally that's insane but but you're you're not selling I'm talking about them oh them

yeah like you know some people we sell our first one or two properties just to get income right like if it's your first one you know you ain't gonna just keep your first one because you ain't really got money like that.

Right.

So, you're usually gonna sell that first one or two, get your money up.

And as you get your money up, now you're looking for wealth, and now you're looking for building a legacy.

So, you know, you gotta have your money right before you do that.

That's why you sell the first one or two.

And after that, you just start with that.

That's such a smart concept.

I love this.

Go ahead.

You worked with Boosie, right?

I don't work with him.

I was

with him.

Yeah, you've done some business with him?

Yeah, he does his own thing.

I do mine.

Oh, okay.

Yeah.

Yeah, I saw the IG.

He was on your IG, right?

Yeah.

That's dope.

How'd you link with him?

Through somebody that I knew.

What is it?

Trap landlord from Landlord

from New York.

He knew him.

He was connected with him.

So we just went over there.

That's sick.

I saw you on Million Dollars a Game, too.

What was that like?

That was good.

Chilling with Gilly.

Yeah, Gilly.

And Wild School.

Yeah.

Yeah.

They film here now, right?

Knocks Cam and Mace.

Oh, yeah, yeah, yeah.

Cam and Mace.

Oh, they're down here now?

Yeah, they are here.

They're famous.

Yeah.

Damn.

So basically, builders make more than flippers and real estate agents.

Builders, it's like it's levels.

You start out wholesaling, after that, the fix and flip.

And if you ask any one of them, a wholesaler or somebody that do fix and flip, they're going to tell you they want to learn how to develop.

Develop is like the top level.

And the only thing higher than that is doing multi-family townhomes and all that.

And that's what I'm going into next year.

Oh, so you're going to build those?

Yeah, I'm going into townhomes next.

I already bought

an acre and a half.

Damn.

Because there's more units so you can make more?

Yeah, I'm trying to put 12, 12 town homes.

Wow.

12 town homes.

And you're not selling now.

You're renting those out.

Yeah.

I sold all my old properties and I just got everything new.

I'm going to build up my whole portfolio brand new.

So how do you do with the design?

Are you designing them yourself or do you go with like the last designs of the blocks or do you kind of think of anything yourself?

Basically, you can just

go to anywhere they building that.

If you look around here, you don't see they're building everywhere.

So you go look at the model house.

After you see that model house, you go inside that model house and take the things that you're going out of that.

So basically, you may go in one say, I like what it's kitchen and I like like what it's bathroom, or I don't like the stairs.

I like this.

And then you just go to the architect and tell him what you like, what you don't like, and he'll put it all together for you.

Doesn't sound too hard at all, actually.

So, how much does the architect play cost to get the 3D rendering or to get that?

What does that cost?

We don't actually have to get a 3D render.

We just need the blueprint.

Yeah,

that's costing us anywhere from $2,500.

Some people pay $5,000, $10,000, $15,000, depending on who you go to.

$15,000.

Yeah.

Yeah, see, I've never heard $2,500.

We pay $2,500.

Wow.

That's cheap, right?

Yeah, bro.

They charge like, like you said, $1,500, $20,000 for it.

So they're just keeping all that.

Oh, my God.

Yeah, he's getting everything.

That's going to go to the bigger companies.

Yeah.

Yeah, they're going to want more money.

So Toll Brothers is just making tons of millions.

Yeah, because they own the land too, right?

Right.

They own the land.

They're charging a million for certain lots, dude.

Just a million.

Are you interested in coming on the Digital Social Hour podcast as a guest?

Well, click the application link below in the description of this video.

We are always looking for cool stories, cool entrepreneurs to talk to about business and life.

Click the application link below, and here's the episode, guys.

So, when you actually buy the home, like from Toll Brothers as a buyer, do you actually own the house and land, or are you just buying the home?

It's so I think they usually sell it together.

Okay, we sell, I mean, we sell out, we sell everything together.

Okay, it comes into the package.

Wow, what were you doing before this?

Um, painting cars, before painting cars, in prison.

How long were you in prison?

Four years, federal.

Four years, damn.

I went when I was 18, got out when I was 22.

Wow,

Damn.

Speechless.

I mean, I don't even know what to say to that.

It's hard to get out from doing, especially going to prison and just, you know, be where you are right now as far as level-wise.

Like, what inspired you when you were in prison?

Or

did it take a while to transition into who you are right now?

Yeah, it took a while.

Like, when I was in prison, you know.

Everybody was in there doing the prison thing, like, working out, you know,

playing sports, and just you know, chilling, just talking and reminiscing about what they used to do.

I was in prison, like, taking classes.

Oh, wow.

Like, I was following stocks.

I had like a list of 30 stocks I watched every day while I was in there and just checking and see where it closed that each day.

So, basically, I'm tracking it.

I was in there taking Spanish classes, reading real estate books.

I was just doing anything I do to occupy my time.

So, I kind of used it as like I was in college.

Yeah, wow.

She did four years of prison college.

That's dope.

I didn't know they had classes in there.

What's that like?

Yeah.

Yeah.

It's just like just like anything.

It's just like just like this.

You'd be in there.

You have a room over here.

They got teachers.

And sometimes the inmates be teaching.

Oh,

dude.

I didn't know that.

So do you ever go back and teach?

Or do you want to do something like that?

I wasn't even a people person.

I wasn't even starting a boot camp.

This boot camp kind of created because I posted it.

did it with some people, but they backed out on me.

So I got stuck with having to figure out how to do it.

I figure out all these people.

Yeah,

Right.

So, you know, I wasn't, I was supposed to just be kind of like getting interviewed, but teaching as an interview.

But now I got to just get up and teach the whole thing.

Like it all started.

Dang, that's crazy.

Like, I wasn't the people person.

I was just like doing my thing.

Yeah.

So you didn't talk to anyone in there?

Oh, no, not just prison.

I'm talking about on the streets.

No, in a prison, in prison, like you team up with like who in your area.

Okay.

Like, it's like, just say, I was up in Mariana, then I was up in Coleman.

In Coleman,

we was divided by like

cities.

Really?

But when I got to Mariana, Mariana close to like Louisiana,

Alabama, and all that.

So we was like Florida.

Florida stayed together in that.

So it's not by race?

Some of them by race.

It can.

It could be by neighborhoods, too.

Wow.

That's interesting.

Damn.

What do you think we actually lack in the black community as a culture when it comes comes to real estate knowledge?

And how can we improve on that?

It's just a lot of people think it's hard.

And a lot of people.

I mean, is it hard?

Be honest.

If you don't know it, yeah.

I mean, I feel like even if you know it, it's still some obstacles.

It ain't really hard.

It's just all you're doing is repeating the process.

Like, I build the same house.

Why would I change it?

Why would I try to build a house of 10 different designs and I could build the same one and get the same amount of money for it?

You making it hard on yourself.

Right.

Yeah.

Well, you had that mentor too.

You said your cousin had 10 places.

There wasn't no mentor.

He just had it.

Yeah.

Show me how to do next.

I just had to be like, I want that too.

Right.

I want that too.

But he's hitting you up now, I bet.

Yeah, for sure.

Everybody, like, every people coming out of the woodworks.

But basically, we just gotta, we don't work together.

Oh, okay.

You always say that, bro.

Yeah, I tell you.

Yeah, we never do.

Like, everybody think if somebody doing good, they either scamming or you know, something ain't right just because it's ain't no more money left.

Since he he got a million, ain't no more millions left.

If they don't know how to do it, then he had to do something wrong.

Yeah,

right.

I wonder why your culture is like that.

Well, it's the crabs in the burrow mentality.

Um, it's just that, like you said, we don't work together.

Um, you know, uh, it's just the competitive nature, I think it's the self-hatred too, because they hate to see him doing well when they're not doing it.

Really well, yeah, it's yeah, it's a lot of things, a lot of things that go into it, bro.

It's a multitude of things that where we lack and then i'm sure he i'm sure he's had students even tried to help or i'm sure he get called a scam all the time online all the time and he's proof he's he's proven his concept but it's everything's a scam everything's a scam except

crazy thing is i don't even take your money all you do is pay me to show you you you you buying your own stuff you're getting your own credit card doing that i don't see none of your money i don't see none of your profit no nothing all you do is pay me that one time to get in yeah and everything else i show you what to do and you do everything with your money so how could that be a scam

right here

and you you you you doing everything for yourself I'm just showing you what and how to do it they're just skeptical I guess well no I mean of everything though yeah so it's just you know it's a it's a it's a it's an uphill battle and I know you you I know you be like bro I'm sick of teaching these moments it's a lie it ain't gonna last too much longer it must be annoying

it ain't because you know once I get like once I get to do the townhome and all that it's like it's gonna be a whole different level they can't deny it at that point well no he's saying he basically gonna stop teaching yeah it it ain't just like it ain't they can't deny it.

It's just be like the people that see what I'm doing, I don't have to explain to those people.

Those people are gonna already know what time it is, right?

So right now, I gotta sell to try to get other people to try to get in, not really sell, but I gotta kind of like prove to them what I'm doing.

Yeah, but when you get to a certain level, you ain't got to prove it no more.

Everybody's selling it for sure.

Did you have your support of friends and family, or were you solo?

No, I did everything by myself.

Damn.

And again.

But right now, my sister, she helps me.

Like when I build a home, she do the run all the Airbnb stuff.

Okay.

So she handled the backing and paperwork, all that.

Wow.

So you had no one believing in you.

No.

No one ever will believe in you.

Damn, that's crazy.

Same thing, I'm telling you.

When we get out of prison, people are going to think we finna go right back.

Right.

Well, most people do, right?

But that's the goal.

The goal is for him to go back.

Because they make more money off him when he's in jail, not out.

Like him right now, they're probably pissed off.

One thing I remember about when I was in there, they told me 85% of of y'all would be back.

Holy crap.

That kind of stuck in my head.

I can't go back.

I can't be that statistic.

Damn.

And I see a lot of people that was in there with me went back.

Damn.

All the people that I was hanging with in there, a lot of them went back.

Or either got.

Wow.

So

what's your ultimate goal?

Like, where do you want to be within the next, I'd say, two years?

Because, you know, I mean, real goal setters to accomplish things in a fast amount of time.

You know what you're doing.

So where do you see yourself in like 24 months basically what i'm gonna be doing is doing townhome teaching people how to do the townhome trying to get um

how many units subdivisions i don't want to i don't want to do nothing like it's the things where if you're doing under four units like i'm gonna do my town gonna be like in splits of fours but it's gonna be a four eight twelve so if i do twelve it's gonna be in fours it ain't gonna be like no one row yeah but if you do over four it ain't really commercial it's still um residential instead of commercial see i didn't know that wow yeah so when you do when you do anything more than four, it's more of a commercial.

Yeah.

So now you got fire sprinklers.

It's all different types of stuff you got to get when you got when you're doing it that way.

So I'm going to break mine up.

Okay.

And then basically I just see myself like what I'm doing is building properties now, all my single-family homes.

I'm giving those, building one each for my kids.

Therefore, they get an option.

Like when they grow up, you know, we never got left nothing.

Absolutely not.

My goal is to leave them.

Absolutely not.

Man.

My goal is to leave them $100,000, each one $100,000 and that's one house.

And basically now you got somewhere to start.

You figure it out from there.

Like, you can do what I want to do.

You can do what you want to do.

But now you ahead of a lot of people that, you know, was left nothing.

So it really ain't no excuse.

It's on you to make it happen.

Gotcha.

So that's my goal with the houses.

And then all my multifamily, my subdivisions and townhome, that's going to be my investments.

Wow.

But the house is going to be theirs.

Where do you see affordable housing going?

Do you think that's going to be like the major thing in the future simply because of how things are going now i seen something yesterday jp morgan is up like 44 percent and bought single-family homes wow they bought 44 of the single-family they own that much right already yeah that's gonna be the new thing because when you think um the interest rate is gonna drop but the prices of the house finna shoot right back up so it's gonna be hard for people to afford houses again so that's why affordable housing gonna be where it's at

and then probably a lot of people that's a lot of people don't want to own no more a lot of people gonna want to rent because it's cheaper to rent they don't want to keep up with

the cost of owning a home.

But how long can you rent?

Like, I mean, you got to make money then forever.

Because eventually you want to just be paying taxes on the home.

If you think about it, a lot of people, first-time homebuyers, they got homes now, wish they would have never gotten them homes.

Wow.

But they can't afford to maintain them.

If anything breaks, they can't fix nothing.

Think about it.

You got affordable housing.

AC go out on you.

That's five grand.

Holy shit.

You can't fix that.

It is.

That's five G's race.

you yeah five grand affordable housing if a roof go bad you need a new roof yeah six seven thousand how you know my water softener bro that it's like four g's right so if you think all these people gonna need affordable housing them them fees coming up like that when stuff starts breaking first thing they're looking for is what let me sell this house let me get out of this house yeah i'd rather pay rent because they fix everything i ain't got to cut the yard they do the yard they do the maintenance so everybody's so lazy now until they're they'd rather rent than to have their own house but is that is that a sustainable way of living as far as renting and mindset?

It ain't.

It's just the mindset that they have.

If you're renting, you got no equity.

Right.

Everybody want the easy way out.

It's just like now, if you get anybody, everybody, just like back in our days, we had to work.

We had to do stuff physical.

Right.

Not everybody now wants to see how the easiest way to do it on Instagram.

The fastest way to make it happen.

I mean,

that's the goal, right?

Not really.

Because you don't got no skills.

You can't survive.

How are you going to survive?

You ain't got no skills.

These kids are riding a bike right now, the chain come off.

What are they going to do?

Leave it there and cards you can win another one.

Back then, we had to get off and pick that chain.

That's true.

Put the chain back on so we can keep rolling.

For sure.

Other than that, they got to call everybody.

People can't change a tire these days.

They don't know how to change a light bulb.

They don't know how to do nothing.

They ain't got no skills.

But they can play a game and work a computer real good.

I think it's good to have both.

You want to have some physical skills, but also some digital.

Yeah, yeah.

You want to know how to work it too.

But I see what you're saying you got to have some kind of skill set right yeah yeah and i think it's kind of our fault because we making it too easy for them for our kids because we're trying not to get them what we had right trying to make them a little different but it's kind of handicapping them now do you trust your kids because you said you're giving them 100k each cash do you trust them to not blow that it's on them you blow it you blow it that's yours you can't say dad ain't do nothing for you

even if even if you didn't think they could blow it they still may blow it or the person in their ear might them blow it okay so you really you can't really control that so it's like you're uh do the do they get the 100k when they turn 18 when do they get the 100k when i'm gone oh when you gone yeah oh so that's when they get everything yeah okay so why are you here right now right when i'm here like i i i'm they get whatever like okay you know i'm still here like i tell them what to do how to do it you know they don't want to they're not into the real estate now they know it because i teach it to them but it ain't what they want they want to do their own thing wow so it's like you just got to think of it Like, kids and the people around me when I was growing up, they know me as me.

They don't know me as the person I am now.

So they know me as the guy that, oh, there ain't nobody.

Andy, that's Andy.

You know, he's, you know, we used to hang together.

We used to do this.

We used to get in trouble all the time.

We do this.

They thinking about that.

That's the old year.

They ain't thinking about where I'm at now and what I could do to change their life or the information that I got now.

They don't value that.

Wow.

Yeah.

Damn.

Like, like a stranger value more than somebody.

Absolutely.

Easily, yeah.

Well, man, where can people find you and learn more about your program and everything?

Anybody houses on Instagram.

Anybody houses on Instagram, TikTok, and YouTube, but mostly Instagram.

Oh, what about your courses and where can they sign up?

Basically, all they got to do is hit me up.

Hit me up on Instagram, Anybody Houses, and I can send them the links.

I talk to everybody.

Everybody wants to sign up.

I call them.

I don't work with no VAs or no bots.

You call, you call them.

I'm going to call them.

Yo, that's a real one right there.

It's like, cause when I was signing up, when I was going through these programs, you know, I was getting stuff that, you know, you may get a nugget or two, but you don't get nothing that's going to get you nowhere.

So you still got to get out and learn it.

So when I created my program,

I know what everybody want because I wanted it.

So basically, I give you the whole game.

Like, they say

nine out of ten, people ain't going to use it anyway.

So it ain't no need for me to hide it from you.

I get it to you.

Just got to, you know, put it in use.

And I knew what people didn't want.

So I just give them everything that I know.

Yeah.

And it's on you to make it happen, absolutely.

I love it.

We'll link it in the video, man.

Thanks so much for coming on.

All right, appreciate it.

Yeah, thanks for watching, guys, and I'll see you tomorrow.

Peace.

Yes.