Best of the Program | Guests: Steve Friend & Cleta Mitchell | 11/15/22

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Are you interested in the Artemis

moon rocket launch?

Supposed to happen.

I'm not a big space geek.

I'm not a big space geek.

Did you not be?

I don't know.

That's a good question.

I mean,

I think my first memory of space travel was the challenger blowing up.

Okay.

So that might be part of it.

Yeah, yeah, yeah.

See, mine was going to the moon.

Yeah, I was I remember being in class when the challenge we were all gathered together They put a TV in front of the class of teachers going into space, and then the whole thing blew up.

And we just, you know, watched a terrible American tragedy happen as children in real time.

So, I don't really have

a little bit hurt.

You remember her?

You remember her eyes?

What color her eyes were?

I don't.

Yeah, blue.

One blue this year.

Oh, God.

Are you serious?

Did you?

Did you really?

Too soon.

Is it too soon for you?

You know.

Yes.

Yes.

You know us.

You heartless bastard.

Yes, it's Kusu.

I can't believe it worked on you.

Anyway, we'll be covering that probably on tomorrow's podcast.

Not only eye color, but they've in Artemis, they don't have any astronauts in it.

They put like crash test dummies.

I mean,

you pretty much blow up.

Also,

weren't the Kristen McAuliffe jokes like the first viral jokes?

Like, I don't know how it happened, but everybody knew, like, what does NASA stand for?

Need another seven astronauts.

That's the one I remember.

Really?

Or where did Kristen McCoff go on vacation?

All over Florida.

This is really hurting.

This is hurtful.

I didn't make them up.

You're the one that brought.

We got to get to the podcast.

I apologize for Stu.

This is probably bad timing, but you should subscribe to the podcast and rate and review it.

Maybe don't raid and review it today.

Not today.

Maybe tomorrow.

And don't forget Studos America as well.

Both podcasts available wherever you get these.

pieces of crap.

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Here's the podcast.

You're listening to

the best of of the blend back program.

Truth show social today,

Trump has said,

hopefully this is a day that will be remembered as a great day in America.

This is the day he is supposedly going to announce he's running for president of the United States.

We need to fix the problems that we have with elections.

We need to make sure that every vote is counted, every non-vote is thrown out,

that it is transparent, and the Republicans need to get their ass in gear and understand it's not 1971.

An election attorney, Cleta Mitchell, she's argued in front of the Supreme Court.

She has 40 years of experience in law, politics, public policy.

She is practiced before the Federal Election Commission, the ethics committees of the U.S.

House and Senate, and similar state and local enforcement bodies and agencies.

Currently, she runs the Election Election Integrity Network, a coalition of conservative leaders, organizations, public officials, and citizens dedicated to securing the legality of every American vote.

Cleta, welcome to the program.

How are you?

I'm well.

Thank you for having me.

And how am I?

Well, I know.

How am I?

Yeah.

It's just, it's a, you know,

This has been a long time coming.

This is the frog in the boiling water.

Yes.

And the water's definitely boiling.

And the question is whether that frog has the ability to jump out at all.

Left.

That's what we're up against because the left has been about the business of remaking our election system

for,

I would say, really got started in 2000 with a Bush B.

Gore effort, and they've been hard at it ever since.

So, and this is the product.

This is the product of their 22 years.

Cleta,

people are saying, you know, I think the election's been stolen.

This is the last time there's questions in Maricopa County.

But this doesn't seem to be like they're producing, well, maybe in Nevada, that they're just producing documents.

This is now the system, isn't it?

It's the system.

It is the system.

And that's why I've been very reluctant to say

about 2020, the election was stolen.

to me that involves um some massive effort to

uh manufacture votes right right that's not how they do that's not how they do it what they've done is they would just just think back for a moment it used to be for those of us old enough to remember that there was election day

and you would go to the polls, you would listen to the candidates.

There would be closing arguments the weekend before, always the October surprise.

And then people would, in some national

unified manner go to the polls and cast their votes for the candidate of their choice.

That isn't what happens now.

We have state after state and Democratic control.

And honestly, it's not just Democrats, but there have been Republicans in state legislatures that have voted for some of these things so that now we have Washington state started having

all-mailed voting to the point that I think by 2010, 2012, they had no more polling places.

Everything is done

behind closed doors.

There's no observing that process.

Our election codes all say that there should be Republican and Democratic parties appointed observers to watch each other.

Keep it honest.

Well, now, such a tiny percentage of the vote occurs at the polling places where if people make a mistake, they can get help and then their vote vote goes into the tabulator.

What happens now is and what's happened what we've seen in Maricopa and in Nevada, which is just a total cake that's total third world chaos.

But what happens now, and this is a system built by the left because it benefits them.

Now,

they go after collectives of of people who may or may not exist or may or may not be cognizant that there's even an election going on.

And if they can figure out how to get that person somehow connected to a ballot,

and then if there's a problem that's deposited or it's mailed or it's collected, and then people in the election offices fix it.

If they forget to sign it or they don't have any identifying information, they just cure it.

In Nevada, the Culinary Workers Union, I read last week that they

collected and cured over 6,000 ballots that were completely wrong, didn't have the identifying information,

and they do it for days and days after the election.

I mean, this is mystifying to me why the Republican Party has not, and I've been talking about this for decades.

I've tried to say, We're running two different ball games here.

We're not playing, you know, they're playing hockey and we're playing basketball.

It's the same thing on almost everything, Cleta, in Washington.

It's like they're playing the game that was played in 1971

or earlier.

Yeah.

It's just, and I don't know, it's very frustrating to me, but I will tell you, Glenn,

I cut my political teeth as a Democrat.

I was raised in Oklahoma when Oklahoma was a very Democratic state.

I was very interested in politics from an early age and

would always tell my mother, don't go vote till I get home home from school.

And,

you know, we had Election Day and all.

But

I cut my political teeth.

I was a legislator in Oklahoma as a Democrat.

And so I learned that what Democrats, they just think of the process.

What's the process?

What are the procedures and the rules of political engagement?

Campaign finance.

how the elections are conducted.

What are the lobbying rules?

What are the disclosure rules?

What are the ethics and FOIA?

All these process things.

Those are all written by Democrats.

Republicans barely even pay attention.

I've fought battles on campaign finance saying, don't you realize what the left is doing?

They're trying to bust up the Republicans' way of doing things, which they did with McCain Feingold.

And they've done it with election laws, with all of this mail voting, with all of this post-election

activity where they can continue to collect votes and cure them and and fix them

and Republicans and conservatives it's not just Republicans conservatives think about tax policy and education policy and all those kinds of things they don't think about the fact that the left has spent I calculated with the Capital Research Center, I thought it was $2 billion, they said no, it was closer to $11 to $14 billion

over the last decade, over the last decade,

changing the election laws around the country, creating massive numbers of entities that are involved in ballot design, ballot envelope design, getting

people who are in states that allow this where they send out applications for absentee ballots.

And

all the moron voter has to do is just sign it and send it in and not even follow those state laws.

And then you have election officials that disregard the requirements that the legislature has put into place.

I mean, it is lawlessness.

It is the Wild West.

And we better wake up.

So

we better wake up.

The GOP did this to themselves in Pennsylvania.

Oh, my gosh.

Oh, Pennsylvania is my poster child.

I almost wrote an article in October of...

2020 to say, watch what's going to happen in Pennsylvania.

It's going to be a nightmare again.

Yes, the Republicans controlled legislature.

Pennsylvania had had one of the best state election codes in the country because it was no excuse absentee.

You had to have an excuse to vote absentee.

You had to be out of the jurisdiction on election day.

They didn't have any early voting.

Everybody voted on election day.

No absentee balloting, no mail voting, unless, unless you were infirmed or

out of the jurisdiction.

The legislature, geniuses that they were,

they, you know, the Democrats have been pushing, pushing, pushing to get a no-excuse absentee ballots, absentee voting put in place for a long time.

And the Republicans decided that they were worried in 20, that at the top of the ticket in 2020 would be Donald Trump and that that would hurt them because they had straight party voting.

You could just go in and vote for the person at the top of the ticket and it automatically populated for everybody on the Republican or the Democratic ticket.

So they cut a deal with the Democratic governor that they would allow, they would pass Act 77, which is a mess, a nightmare, which allows for

no excuse absentee voting, got rid of straight party voting, but it required a signature so that your absentee ballot at least had to have a signature as a verification, and that was in the statute.

So in September of 2020, the Democrat-appointed state secretary of state, the governor appoints, so it's always someone governor's party, issued a notice to all of the counties that they were to disregard the statutory requirement for a signature on the absentee ballots because of COVID.

Now you realize that COVID made it impossible for people to sign their names.

You may not have read that as a symptom, but apparently

that was the pretext.

So the Republicans sued and said, well, the statute says this.

And they had a Democrat controlled state Supreme Court, which said, oh, because of COVID, you don't have to have that.

Just disregard that statute.

So you had this year.

Let me tell you what happened this year.

I mean, I couldn't talk about this.

I'm sorry.

That's all right.

That's all right.

You know, Clita, here's the thing.

I want people to go to who'scounting.us.

What can the average person do to help you?

Well, sign up, sign up to become involved in the election integrity movement.

We are building

and we are trying to build and we have made some good progress,

but we have so much more to do.

Everybody needs to realize that saving our election is tantamount to saving our country.

You can't save our country if we don't save our election.

Correct.

We're building a local election integrity task forces.

And we have training.

We have the citizens guide to building an election integrity infrastructure.

It has all the steps.

We now have the master class.

These are five to seven minute videos about how to start a local task force, how to become involved in your county and your city, how to protect vulnerable voters, how to clean voter rolls, how to, honestly, there's so much wrong.

There's so much wrong.

We have seven different categories of things people need to be doing at the local level.

That's where it has to start.

All voting is local.

All voting is local.

Can we find all of this at who'scounting.us?

Everything.

And we have a podcast.

doing, and I'm doing, I'm now going through an interview in each of the state leaders since the election.

So we're going to be putting out, I usually do a weekly podcast, but now I'm going to do one every couple of days from different states to tell everybody, here's what's happened in our states this year.

So

we need people to be involved and engaged.

We can't give up.

We can't get discouraged.

No, quite the opposite.

We really need to fix this.

If we don't fix the voting, you're exactly right.

Nothing else matters.

So who'scounting.us, Who'counting.us.

Cleta, thank you so much.

Thank you for having me.

We appreciate you.

Cleta Mitchell.

You're listening to the best of the Glen Beck program.

We are talking to a very brave FBI agent.

I wish there were more of them.

Where are you, local FBI agents?

Steve Friend is his name.

He's an FBI whistleblower.

He objected to being part of the

January 6th raids for several reasons.

First of all, before I get to some other things, can you tell me

You said earlier that you thought it was cruel and inhumane treatment, I think you said, the way some of these prisoners are being handled.

Can you tell me anything you know about that?

Well, I can only speak to what I've read about how folks are being held in the D.C.

jails who have actually been taken into custody.

My genuine concern was the process being a punishment for people who actually

we never intended or were going to not be able to charge.

So just sitting down somebody in front of them stresses them out.

A lot of these guys had to hire attorneys.

The one individual I participated in with an interview, he had lost his job and was

retaining an attorney.

And it was for walking in the Capitol after having gained permission of the police.

So, what was the point of us

going through that process?

You know, it's amazing to me.

You said

at one point,

you said that the process is the punishment.

And when you think of that, that is terrifying because

that means that even if they can't charge charge you or you're not really guilty of anything, they're going to make this so horrible on you that you just stay away from everything.

You teach people a lesson.

Stay away.

Don't even get close to any of this.

That's exactly right.

I mean, even you can go back to what happened to Michael Flynn.

I mean, you know, he was forced to sell his house and essentially become bankrupt in order to mount a defense and ultimately pled guilty to avoid his son being roped into it.

So that's the process is the punishment.

And the FBI

designated the grassy area outside the U.S.

Capitol as a restricted zone after January 6th.

And did they apply that retroactively to be able to look and say, well, you were in that restricted zone on January 6th?

That's my understanding, that they wanted to really send a message and gather more people up in this drag net.

So they decided decided that the lawn on the outside of the Capitol was outside of those four walls was going to be deemed restricted because at some point there have been some barricades.

But just anecdotally, I heard individuals who were there on the fifth, they said they saw barricades, but on the sixth, the morning of, they saw people removing them.

So there's a little bit of suspect action being involved with that.

Tell me about Guardians, the tools that they use to investigate called Guardians.

So Guardian is a software system.

I like to think of it as like the 911 system in the FBI.

You can call 911, just cat in a tree for your neighborhood.

You can do that to the FBI, to the National Intake Center.

Those folks there deal with probably 3,000 calls a day or

electronic communications.

They kind of pull through it and disseminate them to the field for proper investigative action.

So when it came to January 6th, there was a huge uptick in the amount of Guardians that came in to the FBI, and it was from all over the country.

It could be from a disgruntled neighbor who didn't like his buddy across the street having a MAGA flag.

It could be a

family member ratting on a family member.

My uncle was there.

He told me he was there.

So people that were trying to be helpful to the FBI in pursuing this investigation, a lot of them actually just went to the FBI website, looked at pictures, and then would call in a tip saying,

this unknown subject looks like somebody I went to high school with.

And those tips would come in.

They would be pushed out to wherever was deemed the appropriate geographical location.

So for me, you know, I got one that was really the first interaction I had.

It was an anonymous tip from Rhode Island that said

this individual was involved in assaulting police officers at the January 6th riot.

They had done a workup on this guy.

His phone had the G the Geo fence on his phone, the GPS did not ping at the Capitol.

The facial recognition with his social media accounts did not come up with a positive match, but I was still asked to go and attempt to do an interview.

So it's not illegal for me to knock on anybody's door and say, hey, I'm the FBI.

Do you want to talk to me?

I just called him knock and talk.

But

it was just kind of a concern, because even if he admitted to being at the Capitol, there was no complaint.

It was going to be very difficult to even charge the case.

So I still just good team player at that point.

I said, all right, I'll go knock on his door.

Went to the drove about an hour, an hour and a half, knocked on the door, met a gentleman there, said, I am with the FBI.

We're looking at January 6th.

Were you at the Capitol that day?

And he looked at me and said, no, that was the day of my son's funeral.

So I just, you know, well, I guess I made him relive that whole experience and gave him my business card and was on my merry way.

So that was my first guardian that I had for Cannia January 6th.

Are you seeing an escalation of political targeting at the FBI?

How concerned about all the things that we're seeing with the FACE Act now, the FBI coming in in the middle of the night and arresting 78-year-old people, the idea that if you disagree at the school board, you're somehow or another a terrorist?

Yeah, I think there's definitely a political element.

I think there's two dueling things.

There's politics and there's ambition.

Sometimes there's one, sometimes there's the other, sometimes there's both, I think.

And there are some true believers.

Definitely my special agent in charge, Sherry Youngs, is of the political left, made no secret about that.

She sent out emails about the Dobbs decision being

the Supreme Court taking away women's rights, and she put a gay pride flag display up in our office in Jacksonville.

But then you have my assistant special agent in charge, Colt Markovsky, who I believe is probably more ambitious, kind of saw this as being a huge case of the FBI than bigger than 9-11.

And if you get your name on something with January 6th and you can claim you had supervising responsibilities in some way, the largest and most important case that the agency's ever worked, that's going to be a pretty good ticket for you to promote within the organization.

And I think just recently, with the Wiki Space Act,

I've had a little bit of experience with it, just being on human trafficking investigations.

I reached out to some of the crisis pregnancy centers after the Jackson Dobbs case just because I was worried that they might have some

threats come in.

And then I also figured that they might actually see some human trafficking victims.

They could be a good resource for me.

Did that, got a little helmet sticker

from the bosses, but then was also told that I really needed to prioritize looking into abortion clinics because they were really the really the ones that were at risk.

Really?

And I responded, I think the only time that the team that wins does that is like when the Lakers win the title, they burn the city.

But otherwise, I don't think that the pro-life side is going to burn down places that are going to be shut down.

That's just my critical thinking.

And

last question, and I know I asked you this before, but

why aren't we seeing more FBI agents?

coming out.

We've always thought that these guys were the best of the best.

You know, conservatives have always given them a pass, which I don't think we should have.

But

now they're showing themselves to be,

I think, less than honorable if they're seeing things themselves and are not standing up against it.

I'm

disheartened by this myself.

I told you.

The other night, I really thought that I was going to have the Captain America endgame moment where I fought a battle and even in my most dire situation i would get that on your last moment and uh you know there would be my my brother and sister in arms standing there and uh they just aren't

i i'm i'm done talking about the good men and women at the fbi yeah i know that's the politically correct thing that uh all of our leaders like to say to make sure the donations keep coming in but um i i i'm no longer doing that i i think that It's a really sweet gig to be an FBI agent.

I lived it for eight years.

It's a great job.

You're the most interesting person, maybe with the exception of radio show host, that you walk in when you real.

Everybody wants to ask you questions and the big case.

And you can really get by in a 20-year career being grossly overpaid and underworked.

And folks just kind of play that same narrative where they say, I'm just trying to pay the bills and put food on the table and I'm going to keep my head down.

I only got a few years to retirement.

But, you know, I swore an oath, and I, you know, like I voiced to my bosses, I guess you guys found the one that actually took their oath seriously.

I believed in it, and that's why I wanted to do the job.

So this was a job, so I did the job.

And it never occurred to me that

that was an option to not do that.

Unfortunately, I guess the other 14,000 agents who wear the gun and badge don't share my sentiments.

Well, we have all kinds of oversight.

If the Republicans gain the House, it looks like they're going to at this point.

And I know you're in touch with people on Capitol Hill.

And I hope we see more of you.

And I hope all of this comes to light and we do clean up this organization or shut it down.

If it won't be cleaned up, then shut it down.

Steve, thank you so much.

Thank you, Glenn.

You bet.

Steve Friend, former FBI agent,

he has had quite a transformation.

You'll see him tomorrow as he talks about some of the cases that we have in front of of you tomorrow, it is a really

very important show

because we don't know our Constitution.

You know, Mike Lee's son came with his wife and Mike, and we went out to dinner afterwards, and his son is actually,

I think he's clerking for the Supreme Court now.

And he said,

you know, when I heard my dad was coming to this, I wanted to come.

He said, but so many places are just going to get you all riled up

and then leave it there.

And he said, I was so glad to see the panel and what you guys were doing because what we tried to do is show you what can happen to you.

And it is on the increase.

We've never had to think about being an enemy of the state.

We never have been.

We believe in the Constitution.

How can we possibly be the enemy of the

and the Constitution when we are calling for the use of the Constitution?

And you never have thought of yourself as

a rebel, but now you are just for standing up.

You'll hear the story of a guy who lost his children because he would not go along with calling his son, who does not want to be called a girl, a girl.

It can happen to you, and we are going to give you the do's and don'ts and what you need to do to prepare for these things.

It's an introductory, really, on

the Constitution and how you should behave.

And there is one shocking thing that I think conservatives have never even thought of before

that is overwhelming advice from the experts.

That's tomorrow night only on Blaze TV.

Go to blazetv.com slash Glenn.

Use the promo code STANDUP

and save our biggest savings ever, $30 on your

one-year subscription.

So it's $70 now for a year.

Believe me, you will get more than $70 worth of value out of that with all the shows that we have and the specials that we have coming up.

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Being a Blaze family member is one way to do that.

Blazetv.com slash Glenn.

Use the promo code STANDUP.

You're listening to the best of the Glendeck program.

Let me tell you a little bit about

the Great Reset and ESG.

ESG is

regarded

by many in mainstream media as

a hoax, as something that just is not happening.

Let me give you two stories that have come out today.

The first one is from Bloomberg,

and it will show you how it is working on the highest of levels, and it is the E.

Now, some people will admit, okay, the E is happening.

Yeah, we're getting rid of fossil fuels.

So the E is happening, but not the S and the G.

So let me just give you the first one.

The head of the World Bank came under fire recently for not being tough enough on climate change.

This is, by the way, in Bloomberg.

So now he's going to go all in on ESG.

World Bank President David Malpass calls for expanding the development lender's mission to explicitly include public goods such as climate change, weeks after his hesitance to publicly confirm his belief in global warming led to calls for his removal.

So he's like, well, you know,

I'm not sure we know all of the causes of global warming.

Everybody in the power players, they all said, he's got to go.

Well, he didn't.

Instead, managers at the Washington-based institution will now review its operational model and financial model to find ways to boost lending, including using more grant and blended finance.

Malpass said in a note to bank staff on Monday, seen by Bloomberg News.

U.S.

Treasury Secretary Janet Yellen last month proposed changes for the World Bank and regional development banks, pushing them to move beyond country-specific loans to address global threats and speed the flow of private capital to poor and emerging economies.

The U.S.

is the world's largest shareholder of the World Bank.

Oh, okay.

So they want to get a little more aggressive

in loaning money to poor countries.

Okay.

Now that's the E.

Let's go to the S.

We actually have people now in legislatures, Republicans, all over the country, that deny ESG is even real.

October 24th, the FHFA, the federal housing finance agency, announced that lenders will soon be required to use two new credit scoring models, FICO 10T and Van and Vantage score 4.0,

in order to sell mortgages to Fannie Mae and Freddie Mac.

Now,

the FHFA is the one that oversees the public-private institutions.

Remember, we're all about public-private partnerships.

So, Freddie and Fannie, what do they do?

They own most of the mortgages.

They underwrite.

They backstop most of the mortgages in America.

The government is on the hook for those.

Your bank doesn't own your house.

Freddie or Fanny most likely own your house.

Okay.

And they, if you're going to sell something to them, well, then they need to see the Vantage Score 4.0.

These, quoting the article, these two new credit scores are deliberately designed to make millions more of people eligible to purchase homes.

Oh.

VantageScore estimates that 37 million people will receive a credit score under their new model alone that are not currently captured by a FICA score.

About 10.7 million will have a score of 620 or above, the minimum score for a mortgage that can be sold to Fannie and Freddie.

Under the new credit model, people will be able to improve their scores by engaging in activities that don't have anything to do with capital ownership or credit history.

Hmm.

What will they be scored on, I wonder?

Couple of things here.

Stu, why does everybody that lived through 2008 know the names Fannie and Freddie?

They're central to the mortgage meltdown.

Oh, they were.

Why?

How?

They,

partially, because they were giving out mortgages to people who didn't traditionally qualify for them.

Right.

And they were backed up because the banks were told, you better do this stuff.

We need to get home ownership rates up.

Right.

We need to have higher rates of diversity among homeowners.

So they gave it to people who

may be great people, but maybe didn't have the credit scores or the resources or the finances to actually pay them back.

They were risky mortgages.

They bundled them all together.

They created all sorts of

collateralized debt obligations on top of them.

And the whole house of cards

is amazing.

So now 37 million Americans are going to have the door open.

And at least 10 million, almost 11 million, will have the score that now is above.

They can't afford a house now.

But when they improve their scores by engaging in activities that don't have anything to do with capital ownership or credit history, they can have a higher score so they can buy that house.

Oh,

so they're not going to have, they're not going to become more credit worthy.

They're just going to become better people.

Better people.

Like they love the environment more than another blend person who might have a higher credit score, but we'll give them the mortgage because they love

cloud and the sky and trees.

Clean air.

They'll be able to to sell mortgage now to mortgages to people including many who are probably unqualified banks and mortgage companies will be able to do that and then immediately sell those to fannie and freddie mac unloading the liabilities on the back of the banks and instead shoving it right to the taxpayers back banks and mortgage companies will make truckloads of cash without really any risk almost as importantly those companies participating in the program are also going to receive a boost in their ESG score because they are now helping improve racial equity.

So person A shows what a great citizen they are and then group B gives them a better rate, which shows them what a great citizen they are.

Right.

And then

since person A is doing business with Group B, that probably raises their ESG score again.

Yes.

and then Group B or A, the bank, can sell it to you.

Yeah.

And now it's on

your back.

And now, yeah.

And I probably get a boost in my ESG score just for taking on that terrible debt that shouldn't be anywhere other, that should have never existed in the first place.

This is, you know, this sort of circuitous idea that you can continually, I mean, you know, this is Schroot Bucks.

You know, Dwight Schroot comes into the office one day and

he's got his own currency at his beet farm, and everyone's like, ah, that's all work.

Just keep spending Schroot bucks on it.

Well, that's not,

the economy does not work on Schroot bucks.

No, this is going to make the housing market more unstable.

It will distort the market.

It's going to cause another 2008 collapse.

You know, remember, though, the people who are pushing ESG want you to own nothing and be happy.

So let's think this through.

What happens when you you add 10.7 million people to the housing market without increasing the supply of homes?

More money

in the market chasing fewer homes.

That means inflation, the price of housing will go up a ton.

And who owns a lot of the single-family homes these days?

Oh,

hedge funds like BlackRock,

they're going to make out huge from this.

And they aren't worried about competing with those folks who are entering the marketplace.

They don't even have enough credit to have a credit history.

Never mind win bidding wars with, you know, BlackRock or other Wall Street firms.

Here's the thing.

Biden has bragged that this will make the market more inclusive and that industry stakeholders support the moves.

This is great.

Now, I want you to know this important part.

This is not coming from me.

Vantage Score is selling their credit

model by making the promise.

I want you to go to vantagescore.com slash capital dash markets slash ESG.

I'll tweet this out.

But you go there and you will see creating social value through ESG, quoting their website.

Vantage credit scores are often used by capital markets participants in both the consumer lending asset-backed securities market and the residential mortgage-backed security market.

You're going to have leverage and the best-in-class accuracy.

It will include the underserved.

It will demonstrate a commitment to ESG and some of the benefits, the key benefits, most predictive, best in class model.

Credit scores are going to be updated in real time, allowing for rigorous surveillance processes.

Oh.

So

I watched the episode of the Black Mirror,

where your credit score is updated in real time, and it was a vigorous surveillance process.

Sure was.

That's on their website.

Anyone who tells you this is a conspiracy, it's not going to happen.

It's not going to reach down to you.

It just has.

Yeah, well, and it's already been, I mean, aren't they billions of dollars here?

I mean, how much?

What are the levels of usage in this already?

Let me see if I can find that.

It is not day one of this program.

No, no, no.

They're bragging about billions and billions and billions of dollars being utilized already through this this program.

Yeah, it was like 8.7.

Here it is.

Vantage scores used from March 2021 to February 2022, $14.5 billion.

Vantage scores provided by consumer websites, $4.8 billion.

Vantage scores used by credit card issuers, 3.7 billion.

So they are already using this.

It's at Chase, Lending Tree.

It's at American Express, Capital One,

Credit Karma.

All of it, all of it is being used right now.

And they've been telling you that it's just a conspiracy theory.

I urge you to go to vantagescore.com and just peek around.

Look for their credit scores.

Oh, it's so great.

You can do other things to qualify for a mortgage.

Gee, I wonder what those other things are.

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